Fit Rich Life

Sathish Gajula started tracking his household net worth at zero in 2017. It took six years to reach $234,000 — and only three more to cross $1 million. He's a senior pharmaceutical engineer, the host of the Compounding Project Podcast, and living proof that compounding applies to a lot more than money. In this episode, Sathish shares the $380 phone call that revealed he was living paycheck to paycheck on a $70,000 salary, how one job change came with a negotiated 50 percent raise and a remote arrangement, why automation beats willpower every time, and why the first $100,000 ended up meaning more to him than the million. We also explore the 40 pounds he lost and the visible 6-pack he built using a $10 food scale, the parallels between compounding health and compounding wealth — plus the one place they diverge — how he got his wife on board with financial independence using two books and a library, and why he'd rather be a millionaire with a 6-pack in a Toyota than an unhealthy millionaire in a Ferrari. Sathish and Justin also dig into W-2 careers versus entrepreneurship, survivorship bias in the creator economy, growing your career income as the single biggest lever, and the cost of over-optimizing your life — including Justin's case for protecting your leisure. Connect With Sathish Gajula: Instagram: https://www.instagram.com/compoundingproject/ YouTube: https://www.youtube.com/@CompoundingProject    Get a FREE copy of my Money Guide: https://mwob.fitrichlife.com/ Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   In This Episode: • The year-by-year net worth chart from $0 to $1 million • Why the first $100,000 took three years and mattered most • How a single job change produced a 50 percent raise • Earning a Boston salary while living in North Carolina • Why he never bought individual stocks • Automation as the most underrated wealth-building habit • How automated investing creates dollar cost averaging for you • Lifestyle creep at $70,000 a year and why raises don't fix saving • When to stop doing everything yourself and start buying back your time • Growing up in rural India where the stock market was considered gambling • The $380 phone call that started his FI journey • Why a W-2 job may be a better path to FI than entrepreneurship • Getting a reluctant spouse on board without starting a fight • Losing 40 pounds and building a six pack with a $10 food scale • Why protein at every meal changed his fitness results • The Compound Effect story: 125 calories a day for 31 months • Identity-based habits in both fitness and money • When optimizing your life starts shrinking it Chapters: 00:00 — Meet Sathish Gajula 01:36 — Zero to $1 million: what actually happened 04:05 — The job change that came with a 50 percent raise 07:33 — Which number meant more, $100K or $1M 09:57 — The net worth chart, year by year 13:21 — Why index funds instead of stock picking 16:37 — VOO, VTI, and why index funds are self-cleansing 18:06 — Finding JL Collins and The Simple Path to Wealth 19:31 — Why automation beats willpower 21:13 — What paying yourself first actually looks like 24:03 — Automation as built-in dollar cost averaging 26:23 — Lifestyle inflation at $70,000 a year 28:27 — Time in the market vs. timing the market 34:35 — When to start buying back your time 40:02 — Building the wealth snowball 46:08 — The cost of waiting five years to start 48:11 — Growing up in rural India: land, savings, and taboo 52:16 — The $380 phone call 54:55 — Googling "how to stop living paycheck to paycheck" 56:47 — Justin's own FI awakening 59:02 — W-2 career vs. entrepreneurship 01:09:16 — Career income is the biggest lever 01:15:29 — Getting his wife on board with FI 01:21:18 — Optimizing housing, food, and transportation 01:28:24 — Three years without eating out 01:30:14 — Lifestyle creep is real 01:32:34 — A millionaire with a six pack in a Toyota 01:35:29 — Losing 40 pounds 01:36:33 — The $10 food scale 01:43:04 — Do you still track your food? 01:45:55 — Principles that transfer between health and wealth 01:50:40 — 125 calories a day for 31 months 01:56:07 — Identity-based habits 02:04:26 — When optimization starts shrinking your life 02:06:49 — The case for leisure 02:12:02 — Ted Lasso, Shrinking, and Billions 02:19:06 — Fitness: protein at every meal 02:24:08 — Money: don't quit before compounding kicks in 02:26:44 — Life: never stop learning 02:31:02 — Where to find Sathish   FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 6,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains, and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    Thanks for tuning in! If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Justin Taylor reached financial independence around age 30 and retired from his W-2 career at 33 after building wealth through a remarkably repeatable strategy: increasing his income, keeping his annual spending near $24,000, reaching an 80–90% savings rate, and consistently investing in index funds. In this episode, Justin shares how he went from earning roughly $40,000 in the Air Force to $230,000 in corporate tech without inflating his lifestyle — and why his net worth has grown by more than $1 million since he stopped working. We also explore the psychological challenges of early retirement, why spending can feel harder than saving, and how to shift from maximizing your net worth to maximizing your net life. Justin also breaks down how he and his wife traveled through Southeast Asia and Europe for six months for approximately $9,000 per person while staying in beautiful places, having bucket-list experiences, and maintaining their fitness. He shares how slow travel, house swapping, travel rewards, geographic arbitrage, home cooking, and flexibility made it possible. Finally, Justin explains how that experience inspired Life Well Worth It — fitness and wellness retreats built around travel, physical challenges, intentional living, and in-person community.   Connect with Justin Taylor: Life Well Worth It: https://lifewellworthit.com/ Instagram: https://www.instagram.com/saving_sherpa/  Substack: https://lifewellworthit.substack.com/   In This Episode: How Justin reached financial independence around age 30 Why he retired from his W-2 career at 33 How he increased his income without inflating his lifestyle Why he kept his annual spending near $24,000 How an 80–90% savings rate accelerated his path to freedom Why his net worth grew by more than $1 million after retirement The challenge of transitioning from saving to spending How Justin and his wife manage their money together How they traveled for six months for approximately $9,000 per person How house swapping, travel rewards, and slow travel reduce costs How Justin maintained his fitness and gained lean muscle while traveling Why tracking your food and finances creates freedom and intuition How running became a way to experience new places Why framing frugality as a fun challenge changes everything The origin of Life Well Worth It retreats Why physical quests create confidence, connection, and purpose How community accelerates your fitness and financial journey Why you should design your life instead of defaulting to what is normal Chapters: 00:00 — Justin's journey into early retirement 01:09 — Leaving the 9-to-5 with a severance package 04:55 — Justin's income journey from the Air Force to tech 07:39 — Reaching financial independence around age 30 08:21 — How Justin kept his expenses near $24,000 13:24 — Reaching an 80–90% savings rate 14:48 — Justin's FI number and growing wealth after retirement 20:08 — Managing money within a marriage 22:47 — How Justin funds his early-retirement lifestyle 28:12 — Reframing frugality as a fun challenge 31:43 — Traveling for six months for approximately $9,000 37:05 — Maintaining fitness while traveling the world 38:39 — What is HYROX? 47:17 — Tracking food before transitioning to intuitive eating 55:52 — Why tracking reduces mental energy 59:49 — House swapping, travel rewards, and affordable accommodations 01:10:03 — The origin of Life Well Worth It 01:14:50 — Creating their first fitness retreat in Spain 01:24:52 — Why beginners belong in fitness communities 01:30:08 — How to join a Life Well Worth It retreat 01:41:27 — Fitness: Make it part of your lifestyle 01:46:18 — Money: Create your rules and stop negotiating 01:51:41 — Life: Design what works for you Get a FREE copy of my Money Guide: https://mwob.fitrichlife.com/  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 6,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains, and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Philip "PT Money" Taylor went from carrying roughly $70,000 in debt and working as a corporate CPA to becoming a full-time creator and building FinCon — the leading conference for personal finance creators and brands. In this episode, PT shares how personal finance blogs changed his relationship with money, why documenting his journey helped him stay accountable, and how a simple idea to bring internet friends together grew into an event that shaped an entire industry. We also explore the future of the creator economy, the impact of AI, the importance of finding your people, and why you should start creating before your brand, niche, or business plan feels perfect. PT also explains when creators should form an LLC, separate their business finances, hire a CPA, and begin treating their content like a real business. Connect With PT PT Money: PTMoney.com FinCon: FinConExpo.com Creator CPA: www.TheCreatorCPA.com  In This Episode How PT paid off approximately $70,000 in debt Why writing publicly creates accountability How blogging became a full-time business The origin story of FinCon Why beginners belong in creator communities How in-person relationships accelerate success The evolution of blogging, YouTube, social media, and AI Why creators should choose formats they genuinely enjoy When to form an LLC and hire a CPA How entrepreneurship accelerated PT's financial freedom Why freedom is about family, health, creativity, and meaningful work Chapters 00:00 — How FinCon shaped the creator industry 00:59 — The early personal finance internet 07:42 — What is FinCon? 11:03 — PT's CPA career and debt journey 21:30 — Why PT started creating online 25:03 — Writing, accountability, and financial progress 31:35 — How PT Money got its name 36:53 — The origin of FinCon 40:41 — The power of in-person community 46:30 — Why beginners belong at FinCon 55:59 — The evolution of the creator economy 59:30 — YouTube, AI, and independent creators 01:09:20 — The business side of creating 01:10:59 — Why PT created Creator CPA 01:14:32 — When should a creator hire a CPA? 01:18:27 — PT's evolving definition of financial independence 01:26:18 — Entrepreneurship and financial freedom 01:28:11 — Fitness: Prioritize protein 01:30:11 — Money: Open the account 01:32:04 — Life: Connect with something greater Get a FREE copy of my Money Guide: https://mwob.fitrichlife.com/    Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 6,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains, and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

What does life actually look like after you hit your FI number? In this episode of the Fit Rich Life Podcast, Justin sits down with Cody Berman — who reached financial independence at 25 and just released his #1 bestselling book Retired by 30 — for an honest, peer-to-peer conversation about the messy, rewarding first years of early retirement. They took two different roads to the same place (Cody through entrepreneurship, Justin through a corporate sales career), and they compare notes on identity, decompression, building businesses that run without you, and why the real goal was never a number. Connect with Cody Berman: Website: https://goldcityventures.com/ Instagram: https://www.instagram.com/codydberman/  What we cover in this episode Working in seasons instead of grinding 24/7/365 The identity crisis that hits when you leave a high-performing career The decompression period nobody warns you about (and sleeping 10–12 hours a night for a year) Why you still need a quest — and how to find your North Star in early retirement Building scalable, systemized businesses (SOPs, delegation, passive income) The 1,200-day email sequence and the "leaky bucket" problem Structuring your days around your values — not a job The transition period and getting comfortable in the unknown Why community is an asset class, and "be the lighthouse, not the tugboat" Shifting from maximizing net worth to maximizing net life   Resources & links mentioned Books: Retire By 30 by Cody Berman · Traction by Gino Wickman· The 4-Hour Workweek by Tim Ferriss · Profit First by Mike Michalowicz · Retire Often by Jillian Johnsrud · Transitions by William Bridges People: Grant Sabatier · Paula Pant · Scott Trench · Jillian Johnsrud · Doug Cunnington (Mile High FI) · JD Roth (Get Rich Slowly) · Justin Welsh · Dan Koe · Ramit Sethi (money dials) Events: Camp FI · EconoMe · FinCon Tools: Kit (email) · Asana · Loom · Slack · Empower (formerly Personal Capital) Cody's business: Gold City Ventures Get a FREE copy of my Money Guide: https://mwob.fitrichlife.com/    Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 6,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains, and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I'm joined for a third time by my friend, mentor, and bestselling author JL Collins, author of The Simple Path to Wealth. When I first discovered JL's work in 2017, it fundamentally changed my financial life. In our previous conversations, we covered FU money, index investing, financial independence, bonds, market downturns, and staying the course. But this conversation explores new territory — including JL's recent shift toward adding international stocks to his portfolio. We talk about why JL, after decades of primarily investing in U.S. index funds, has added VT, Vanguard's Total World Stock ETF, and what that means for investors who currently hold VTI, VTSAX, or the S&P 500. JL explains why this is not a dramatic change, why he still believes the most important decision is to invest in low-cost, broad-based index funds, and why investors should avoid creating unnecessary tax consequences just to make minor portfolio adjustments. We also discuss market crashes, all-time highs, trading traps, stock picking, the danger of trying to predict the market, and why the stock market will always do whatever it needs to do to embarrass the maximum number of people. JL shares one of his own painful investing mistakes from the 1987 crash and why staying the course requires courage, humility, and a long-term perspective. From there, we dive into financial independence, "one more year syndrome," and the difference between retiring from work you dislike and creating a life filled with autonomy, creativity, and meaningful contribution. JL shares why he prefers the term financial independence over FIRE, why retirement is often misunderstood, and why a flexible, low-cost lifestyle can create far more freedom than chasing a bigger portfolio number. Finally, JL offers personal reflections on health, fitness, aging, and why it's never too late — or too early — to begin building a stronger, freer, and more intentional life. This conversation is a powerful reminder that wealth is not about prediction, perfection, or complexity. It's about owning your freedom, staying the course, and building a life you actually want to live.   Topics covered include: JL Collins adding international stocks to his portfolio VT vs. VTI vs. VTSAX vs. the S&P 500 How to think about portfolio changes without triggering taxes Why market crashes are a normal part of long-term investing The danger of trading, stock picking, and chasing hot sectors What to do if you sold during a downturn One more year syndrome and financial independence Why retirement is really about autonomy How FU money gives you options before full FI Lessons on health, fitness, aging, and living boldly   Resources Mentioned: The Simple Path to Wealth by JL Collins: https://amzn.to/4xuIdoN  The Simple Path to Wealth Workbook: https://amzn.to/4ov8qiI  Vanguard Total Stock Market Index Fund / ETF: VTSAX / VTI Vanguard Total World Stock ETF: VT Vanguard Total International Stock ETF: VXUS Quit Like a Millionaire by Kristy Shen and Bryce Leung: https://a.co/d/0j1g0k8a  Parent Like a Millionaire Kristy Shen and Bryce Leung: https://a.co/d/0d8BqdnC  Same as Ever by Morgan Housel: https://a.co/d/06pMELu2    Connect with JL Collins: Web: https://jlcollinsnh.com/  X: https://x.com/JLCollinsNH    Get a FREE copy of my Money Guide: https://mwob.fitrichlife.com/    Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 4,700+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains, and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

What happens when financial independence gives you the freedom you always wanted—but also forces you to ask deeper questions about identity, purpose, time, health, and happiness? In this episode of the Fit Rich Life Podcast, I sit down with Diania Merriam, founder of the EconoMe Conference, for a powerful conversation about building financial freedom without postponing your life in the process. Diania shares how her dream of walking the Camino de Santiago—a 500-mile pilgrimage across Spain—became the catalyst for completely transforming her finances. After discovering the FIRE movement, she paid off $30,000 of debt in 11 months, began saving and investing roughly 60% of her income, and eventually left her corporate career in 2021. We also explore the origin story behind EconoMe, the financial independence gathering Diania created after experiencing the power of community on the Camino. She explains why pursuing a countercultural path like FI can feel lonely—and why finding people who share your values may be one of the most important accelerators of financial freedom. Diania and I also have a candid conversation about what happens after reaching financial independence: the pull to keep making more money, the identity crisis that can emerge when work becomes optional, and the importance of redirecting ambition toward health, relationships, creativity, play, and a life that feels deeply fulfilling. We discuss: • How Diania negotiated a two-month sabbatical to walk across Spain • Paying off $30,000 of debt in 11 months without feeling deprived • Why she does not believe in delayed gratification • How to train yourself to want what you already have • The story behind founding the EconoMe Conference • Why community is fuel on the path to financial independence • The difference between building wealth and building a rich life • How to navigate identity, purpose, and time freedom after leaving work • Diania's evolving relationship with fitness, strength training, running, and recovery • Her honest experience with mental health and the solutions she is currently exploring This conversation is about far more than retirement. It is about using money to buy back your time—and then having the courage to use that time to build a life you genuinely love. Connect with Diania Merriam and learn more about the EconoMe Conference: https://economeconference.com/    Get a FREE copy of my Money Guide: https://fitrichlifecoaching.com/blueprint    Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 4,700+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains, and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Cody Berman hit financial independence at 25 and went from zero to FI in just three years. In this episode, Cody returns to the Fit Rich Life Podcast to talk about his new book, Retire by 30, and the exact mindset, money strategies, side hustles, real estate moves, and lifestyle decisions that helped him build wealth and gain freedom at an unusually young age. We talk about the "American Nightmare," why Cody quit his $80,000 corporate banking job after only seven months, how he kept his expenses incredibly low, and why the gap between your income and expenses may be the most important metric on the path to financial independence. Cody and I also explore cashflow FI versus traditional index fund investing, the power of real estate leverage, why most side hustles fail before one finally works, how mentors and networking can completely change your trajectory, and why financial independence is not about never working again. It is about having the freedom to choose work, projects, relationships, and experiences on your own terms. This conversation is a powerful reminder that financial independence is possible at any age if you are willing to get intentional with your money, increase your income, control your expenses, invest consistently, and build a life around freedom instead of status. In this episode, we cover: How Cody reached financial independence at 25 Why he wrote Retire by 30 The difference between looking rich and getting rich The "gap" as the engine of financial independence Cashflow FI versus the 25x rule Real estate, digital products, and side hustles Why frugality is a superpower early in your journey How to think about debt without shame The role of mentors, networking, and getting in the right rooms Fitness, money, and life strategies for living a Fit Rich Life   Connect with Cody on Instagram: https://www.instagram.com/codydberman/  Order the "Retire By 30" book on Amazon: https://amzn.to/4dnI7at  Get a FREE copy of my Money Guide: https://fitrichlifecoaching.com/blueprint    Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 4,600+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains, and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Naseema McElroy paid off $1M of debt in just over three years. While going through an abusive marriage. While her husband was in jail. While she was a single mom. And she did it without a lucky break — just with focus, a debt snowball, and zero-based budgeting. In this Fit Rich Life Podcast episode, Naseema goes ALL the way in on the stuff most personal finance creators won't touch. She grew up in Oakland, raised by a single dad who was a converted Muslim and a martial artist. She accidentally applied to USC and got in (true story), and walked into the "University of Spoiled Children" as a broke girl from the hood watching freshmen pull up in BMWs and Lotuses. She became a top labor and delivery nurse, racked up two master's degrees, bought the house, the Lexus, the look — and still felt broke. Then she blew it all up. We get into: How she paid off $1M in debt (and why she chose the snowball over the avalanche) "People didn't math their way into debt. They're not gonna math their way out." Money trauma from childhood — and the double trauma of becoming a woman with no mom around Being stigmatized at USC as the "affirmative action" girl and crying at her 20-year reunion Why she got married for the wrong reasons — and what it cost her The abusive marriage, the jail, the divorce, and paying for her freedom Looking rich vs. getting rich — and why LA almost ate her alive How she upgraded her circle virtually through Instagram and the FI community Why your network is your net worth And the one thing she wants you to do TODAY if you're at the start of your journey Naseema is the founder of Financially Intentional and author of Smart Money. She's one of the most honest, vulnerable, and powerful voices in personal finance. If you've ever felt shame about money, struggled with debt, or got caught up looking rich instead of getting rich — this one's for you. Follow Naseema on Instagram: https://www.instagram.com/financiallyintentional/  Get a FREE copy of my Money Guide: https://fitrichlifecoaching.com/blueprint    Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 4,500+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains, and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Matthias Kling and Scarlett Chen, the cofounders of Aireo Sports, to talk about how a Stanford materials scientist and a global trade entrepreneur came together to build one of the most innovative paddle companies in pickleball. We dive into the story behind Aireo Sports, how Matthias' background in physics and materials science pairs with Scarlett's deep experience in manufacturing and global supply chains, and why they believed they could build better paddles than what was already on the market. We also unpack the technology behind the Cyclone and Titan Hawk paddles, how top players think about power, spin, control, grit, and durability, and what it really takes to create meaningful innovation in a fast-growing sport. This conversation is about much more than pickleball. It is about entrepreneurship, following your curiosity, building something around a real obsession, and the power of community. We also talk about the explosive growth of pickleball around the world, Aireo's sponsored players and ambassadors, and their exciting new partnership as the exclusive sponsor of the Ultimate Pickleball League. Here's what we get into: How a German kid obsessed with ping pong paddles ended up running X-ray laser experiments at Stanford Why Scarlett's trade data showed pickleball growing 300% — and why she flew to Palo Alto to learn the sport before building for it The actual science behind the Cyclone: pulse foam cores, floating foam suspension, and the nanograph carbon fiber that keeps paddles gritty 4x longer Why most "titanium" paddles on the market aren't actually titanium — and what Aireo did differently with the Titan Hawk How they bootstrapped and self-funded the company in an increasingly expensive sport Their brand new deal as the sole exclusive sponsor of the Ultimate Pickleball League The pros and ambassadors building with them — Levi Daniels, MJ Greiner, Kelly Chen, Lisa Tang, and more Why the community around pickleball might be even more valuable than the sport itself If you play pickleball, you're going to love this one. If you don't — stick around anyway. Because this is really a story about two people from completely different worlds, betting on their passion, and building something around a community they love. That's the magic. Grab an Aireo paddle at https://www.aireo-sports.com/ and use code DRAGON for a discount on the paddle I use every day. Check out Aireo Sports on Instagram here.   Episode Chapters 00:00 Introduction to Aereo Sports and Its Founders 01:16 Matthias Kling's Journey to Stanford and Science 06:15 Scarlett Chen's Background in Global Trade 09:10 The Transition to Pickleball: A Shared Passion 13:25 The Community and Joy of Pickleball 22:02 Innovating Pickleball Paddles: The Aereo Approach 29:02 The Cyclone Paddle: Features and Technology 35:36 Understanding Paddle Technology: Foam Core and Suspension 39:14 Material Science in Paddle Development 41:47 Bootstrapping a Pickleball Company 42:51 Growth Strategies and Brand Awareness 46:58 Innovative Paddle Technologies 51:29 Design and Aesthetics of Paddles 56:55 Understanding Paddle Performance 01:01:35 Player Preferences and Paddle Selection 01:07:17 Sponsorships and Community Engagement 01:13:26 Partnerships and Future Growth 01:17:56 Passion and Entrepreneurship Get a FREE copy of my Money Guide: https://fitrichlifecoaching.com/blueprint    Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 4,300+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life podcast, where we talk about fitness, money, and building a life you truly love. In this episode, I'm sharing a rebroadcast of an interview I did on The Compounding Project Podcast with my good friend Sathish. We dive deep into my health and fitness journey, including how I doubled my testosterone levels, how I approach VO2 max training, how I think about longevity and healthspan, and how I went from 18% body fat to 8% body fat and got seriously lean. We also unpack my WHOOP Age, which is WHOOP's estimate of your physiological age based on fitness and recovery markers. At the time of recording this intro, my WHOOP Age is 31.6, which is 12.3 years younger than my actual age. In the episode, I mention being 10 years younger than my biological age, but that was recorded several months earlier and my markers have improved even more since then. This is a wide-ranging conversation packed with practical insights and actionable takeaways for anyone who wants to improve their health, fitness, and long-term quality of life.   Get a FREE copy of my Money Guide: https://fitrichlifecoaching.com/blueprint  In this episode:  [02:00] Designing Your Fitness Journey [08:38] The Role of Supplements in Health [15:34] The Importance of Sleep [44:27] A Day in the Life of Justin [42:49] Morning Rituals and Meditation [01:02:21] Self-Care and Physical Wellness [01:18:18] Daily Life and Work Balance [01:28:18] Nutrition and Eating Habits [01:34:05] Actionable Steps for Improvement [01:40:09] Recommended Reads for Health and Longevity [01:44:10] Health Hacks for Everyday Life [01:50:06] Final Thoughts and Closing Remarks Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 4,300+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode, Justin David Carl and Justin Peters (Host of the FI Minded Podcast) delve into the multifaceted nature of endurance, exploring not just physical stamina but also financial and entrepreneurial resilience.  They discuss the importance of building a community around fitness and how this can enhance motivation and accountability.  Justin Peters shares his personal journey from being a college soccer player to becoming a dedicated runner, emphasizing the significance of consistency and identity in achieving personal goals.  The conversation also touches on the concept of financial independence, with both Justins advocating for a life-first approach to business and the importance of pursuing passions that bring joy and fulfillment. The discussion further explores the idea of creating a 'five bucket list'—a list of experiences and goals to pursue both before and after achieving financial independence. This list serves as a motivational tool, encouraging individuals to incorporate meaningful activities into their lives now rather than waiting for a future that may never come.  The episode wraps up with practical tips for fitness, wealth, and life, emphasizing the importance of community, planning, and celebrating small wins along the journey to financial independence.   Connect with Justin Peters: Instagram: https://www.instagram.com/fimindedpod/  Web: https://fiminded.com/    Get a FREE copy of my Money Guide: https://fitrichlifecoaching.com/blueprint    In this episode: [00:00-03:02] Introduction to Endurance and Identity [03:03-06:44] Justin Peters' Journey to Running [06:45-10:51] The Importance of Consistency [10:52-15:22] Choosing Your Identity [15:23-19:08] Building Community in Fitness [19:09-29:44] The Role of Community in Happiness [29:45-32:56] Lessons from Ultra Marathon Training [32:57-34:12] Starting Slow: The Key to Success [34:13-36:05] Building Financial Momentum [36:06-44:49] Breaking Down Goals: The Power of Small Steps [44:50-45:41] Defining Financial Independence [45:42-50:10] Stages of Financial Independence [50:11-58:09] Learning from Financial Mistakes [58:10-01:03:36] Navigating the Boring Middle of Financial Independence [01:03:37-01:04:31] The Sweet Spot of Work Hours [01:04:32-01:06:51] The Freedom Ladder Concept [01:06:52-01:10:10] Transitioning to a Life-First Business [01:10:11-01:15:39] Building a Business Around Interests [01:15:40-01:20:47] The Boring Middle: A Time for Experimentation [01:20:48-01:21:10] Shifting Priorities Post-Financial Independence [01:21:11-01:28:34] The Five Bucket List Concept [01:28:35-end] Practical Tips for Fitness, Wealth, and Happiness   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 4,000+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Jonathan Aguilera, a former insurance and securities license holder who now exposes the hidden realities behind Indexed Universal Life (IUL) and other permanent life insurance policies. Jonathan explains why many of these policies are aggressively sold with misleading illustrations, how caps, fees, and rising insurance costs can erode cash value, and why most people are better off buying simple term life insurance and investing the difference. We also break down the myths around "infinite banking," when permanent life insurance might actually make sense, and how people can review or potentially recover money from problematic policies. Connect with Jonathan Aguilera: Instagram: https://www.instagram.com/lifeinsurancerefunds/ Web: https://iulexposer.com/    Get a FREE copy of my Money Guide: https://fitrichlifecoaching.com/blueprint   In this episode: [00:00–07:27] From Insurance Agent to Industry Whistleblower [07:28–14:40] Why IUL Policies Are So Heavily Sold [14:41–18:52] The Truth Behind Insurance Illustrations [18:53–24:31] The Sunk Cost Trap & Policy Refund Strategy [24:32–30:45] Term Life vs Permanent Insurance — What Most People Actually Need [38:59–44:18] "Infinite Banking" Explained (And Why It's Controversial) [44:19–49:15] Hidden Costs, Caps & Why Policies Can Collapse [53:31–01:00:01] Three Paths to Wealth & Avoiding Insurance Scams [01:06:59–End] Fitness, Money & Final Advice   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 4,000+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in! If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, Bryce Leung from Millennial Revolution (and co-author of "Quit Like a Millionaire") returns to break down what 10 years of early retirement actually looks like.  Since hitting $1M at their 2015 FIRE date, Bryce and Kristy have grown their net worth to roughly $2.8M — while earning over $500K post-retirement from their creative endeavors. We dive into their current portfolio strategy, why Bryce swapped bonds for preferred shares, his take on global diversification, and the role gold plays in their allocation.  We also talk about simplicity vs. optimization, health habits that compound, and what true financial independence looks like a decade in.   Connect w/ Bryce Website: https://www.millennial-revolution.com/   Get my FREE Money Guide: https://fitrichlifecoaching.com/blueprint   In this episode, you will learn about: [00:00–05:21] From $1M to $2.8M — 10 Years After FIRE & Earning Post-Retirement [05:22–10:28] Portfolio Breakdown — 75% Equities, Preferred Shares & Gold [10:29–19:50] Why Bryce Replaced Bonds with Preferred Shares [25:36–29:44] Simplicity vs. Optimization — The JL Collins Philosophy [37:03–46:10] Why Hold Gold? Inflation, Risk & Speculation [46:11–51:27] The Case for Global Diversification (And Avoiding Emerging Markets) [54:38–56:58] Health, Walking & Systems That Compound [01:02:25–End] New Book Preview & Final Lessons After a Decade of Freedom   Key quotes: "Don't wait to start living the life that makes you happy" - Bryce Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl   SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains, and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to  https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!   Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this special 100th episode of the Fit Rich Life Podcast, I'm rebroadcasting my interview from The Personal Finance Podcast with host Andrew Giancola. In this conversation, we cover both my financial independence journey and my fitness transformation — and how the same principles built both. We go deep into how I went from: • $80,000 in debt • 6 years behind on taxes • Living a "look rich" lifestyle …to becoming financially independent in just a few years by obsessively tracking the right metrics, radically increasing my savings rate, and growing my income to nearly $900K in a single year. We also unpack my fitness journey — how I went from "kinda fit, kinda fat" for 15+ years to 8–10% body fat for a decade — and why tracking body fat % is just like tracking your savings rate. This episode ties together money, fitness, discipline, obsession (channeled correctly), and ultimately — freedom.   Get my FREE 29-Page Financially Fit Money Guide Get my FREE 4-day Workout Program   In this episode: 00:00 – Introduction Meeting Andrew at FinCon and the "obsessive personality" superpower (and kryptonite). 03:00 – My FI Awakening (2017) Discovering Mr. Money Mustache and the article that changed everything. 05:22 – Going All-In on Financial Independence From dumpster fire finances to a laser-focused plan. 12:45 – The Big 3 Expenses Housing, transportation, food — and why optimizing these changes everything. 17:44 – Exploding My Income Getting sales coaches → $150K to $888K income in 3 years. 21:41 – My First FI Number Why $1.5M was the target — and why the goalpost kept moving. 26:35 – The Power of Savings Rate Why savings rate is the golden metric (and how 80–90% changed my timeline). 29:53 – How I Invest Total U.S. stock market, S&P 500 index funds, taxable vs retirement accounts. 32:39 – Getting My Wife On Board What NOT to do… and how Camp FI changed everything. 39:25 – Finance & Fitness Crossover Why tracking body fat % is like tracking savings rate. 48:07 – My Current Fitness Regimen Strength training, HIIT, VO2 max, Whoop age, and pickleball obsession. 54:56 – Rapid Fire Questions Golden metrics, best money advice, maximizing net worth vs. net life. FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Rusty (an anonymous guest) — a former Big Law attorney who reached financial independence at 36 and completely redesigned his life.  Rusty opens up about the dark period that pushed him to reevaluate everything, from career pressure to the deeper emotional struggles he had been avoiding for years. We talk about how discovering the FIRE movement gave him a financial path out, but real freedom came from doing the inner work — therapy, boundaries, and rebuilding his identity beyond achievement.  Rusty shares what it took to go from burned out and unhappy to physically fit, mentally grounded, and financially secure. We also dive into advanced wealth strategies like "buy, borrow, die," how high earners can think differently about taxes and leverage, and the practical habits that support long-term health and happiness.  This is a powerful conversation about reclaiming control of your money, your mind, and your life.   Get my FREE 29-Page Financially Fit Money Guide   In this episode: [00:00–04:54] Rock Bottom — Career Pressure, Unhappiness & Rusty's Turning Point [04:55–15:36] Discovering FIRE — The Path to Early Retirement & Living Below Your Means [15:37–36:16] Mental Health First — Therapy, Emotional Healing & Breaking Old Patterns [36:17–56:22] Addiction, Sobriety & Self-Awareness — Reclaiming Control of Your Habits [56:23–01:11:29] Nature, Sleep & Boundaries — Rebuilding Energy and Emotional Stability [01:11:30–01:33:39] Work, Layoffs & Identity — Letting Go of Career Labels and Finding Community [01:33:40–02:11:36] The "Buy, Borrow, Die" Strategy — Leveraging Assets, Managing Risk & Tax Efficiency [02:11:37–02:25:14] Coaching, Growth & Financial Confidence — Redesigning Life After FI [02:25:15–02:34:08] Fitness, Movement & Daily Habits — Staying Strong in Retirement   Key quote: "The financial independence piece and the therapy piece were really the things that dug me out of it." - Rusty Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Tess Waresmith — accredited financial counselor and founder of Wealth with Tess. Tess shares her journey from climbing the corporate ladder to achieving financial independence and building a career centered on education, empowerment, and intentional living. We dive into the realities of personal finance most people never learn — from the hidden downsides of certain financial advisory models to understanding fees, investment risk, and taking true ownership of your money.  Tess breaks down how confidence, education, and experience compound over time, and how some limiting beliefs about money can hold you back from building wealth. We also explore how her background in athletics shaped her mindset around discipline, consistency, and long-term success — in both fitness and wealth.  This episode is packed with practical insights on money, systems, and redefining happiness for a truly Fit Rich Life. If you're ready to level up your life and career, this episode is for you.   Connect with Tess Waresmith: Tess's Free Investing Guide: http://www.moneyconfidentclub.com/savvy  Website: www.wealthwithtess.com  Instagram: https://www.instagram.com/wealthwithtess/    Get my FREE 29-Page Financially Fit Money Guide In this episode: [00:00–01:12] Financial Security Foundations — Saving Money & Meeting Tess Waresmith [01:13–09:26] An Unconventional Path — Early Career Moves, Real Estate Lessons & Taking Smart Risks [09:27–29:36] The Financial Advisory World — Good, Bad & Ugly Models + Taking Control of Your Finances [29:37–52:34] Money Mindset — Childhood Influences, Limiting Beliefs & Understanding Advisor Fees [52:35–56:22] Owning Your Investments — Confidence, Experience & Breaking Up with Your Advisor [56:23–01:11:20] Leaving Corporate — Financial Independence, Career Shifts & Consistency in Fitness and Wealth [01:11:21–01:39:18] Systems, Happiness & Long-Term Fulfillment — Final Lessons & Reflections   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Andrew Giancola — founder of The Personal Finance Podcast, which gets over 600K downloads a month. He is a strong voice championing financial freedom for everyone. Andrew shares his journey from earning a modest income and struggling to cover basic expenses to building wealth through disciplined saving, intentional spending, and smart income growth.  He opens up about the moment he couldn't afford gas, why tracking his savings rate became a turning point, and how small financial systems compounded into long-term freedom. We dive deep into increasing income, adapting your financial strategy as life evolves, and finding the balance between frugality and living well.  We also cover mentorship, fitness, and the key metrics Andrew believes everyone should track on the path to financial independence.  This episode is packed with practical frameworks and timeless lessons for anyone serious about building a Fit Rich Life. Connect with Andrew Giancola: Instagram: https://www.instagram.com/mastermoneyco/  Podcast: https://open.spotify.com/show/1zVBTDKimC3UoOQy59KDrR  Web: https://mastermoney.co/    Get my FREE 29-Page Financially Fit Money Guide   In this episode: [00:00–05:34] Tracking Money & The Turning Point — Income, Savings Rate & Early Struggles [05:35–19:23] Building Momentum — Budgeting Systems, Income Growth & Financial Discipline [19:24–42:19] Career Leverage — Negotiation, Repetition & Annual Income Growth [42:20–55:35] Real Estate & Side Hustles — Lessons Learned, Risks & Opportunities [55:36–01:24:48] Mentorship, Spending & Opportunity Cost — Relationships, Cars & Lifestyle Choices [01:24:49–01:52:57] Fitness, Systems & Quality of Life — Health, Habits & Final Advice   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/     FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter WANT TO LEARN MORE? Follow me on Instagram: https://www.instagram.com/justindavidcarl Follow me on Threads: https://www.threads.net/@justindavidcarl Follow me on Twitter/X: https://x.com/justindavidcarlConnect on LinkedIn: https://www.linkedin.com/in/justindavidcarl SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$! Thanks for tuning in! If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I rebroadcast a conversation I originally recorded on the Mile High FI Podcast, where I share my personal journey into semi-retirement after leaving my high-paying sales career in March 2024. We dive deep into what the first year of semi-retirement really looks like — the unexpected identity crisis, questions around self-worth without a traditional income, and the hidden burnout that often follows high performance.  I open up about the mental and emotional challenges I faced, and how coaching, honest conversations, and community helped me navigate that transition. This conversation is about far more than money. We explore the importance of purpose, relationships, physical competition, and aligning your work with what truly matters.  If you're considering early retirement, a career pivot, or simply redesigning your life with intention, this episode offers a real, unfiltered look at what comes next.   Get my FREE 29-Page Financially Fit Money Guide   In this episode:  [00:00–00:39] Introduction & Rebroadcast from the Mile High Five Podcast [00:40–03:25] The Reality of Early Semi-Retirement & Identity Shifts [03:26–05:57] Leaving Sales Behind — The "Golden Goose" Job Dilemma [05:58–14:38] Launching Fit Rich Life & Facing an Identity Crisis [14:39–19:37] Hidden Burnout, Overachiever Mentality & Self-Worth [19:38–34:53] The Power of Relationships, Soft Skills & Community [34:54–41:25] Living the Fit Rich Life — Balancing Work, Health & Purpose [41:26–46:01] Temptation to Return to Sales & Finding Meaning Beyond Money [46:02–51:37] Building an Online Business, Pickleball & Physical Competition [51:38–01:03:56] Creating a Supportive Environment & Navigating Semi-Retirement [01:03:57–01:17:31] Coaching, Final Reflections & Words of Encouragement   Resources Mentioned: https://milehighfi.com/podcast/297-justin-david-carl-identity-purpose-semi-retirement/ https://milehighfi.com/podcast/204-fit-rich-life/  Transitions Book by William Bridges: https://a.co/d/0BcpfU4      Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/     FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter WANT TO LEARN MORE? Follow me on Instagram: https://www.instagram.com/justindavidcarl Follow me on Threads: https://www.threads.net/@justindavidcarl Follow me on Twitter/X: https://x.com/justindavidcarlConnect on LinkedIn: https://www.linkedin.com/in/justindavidcarl SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$!   Thanks for tuning in! If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Kristy Shen and Bryce Leung, the duo behind Millennial Revolution and authors of the international bestseller Quit Like a Millionaire. Kristy and Bryce retired in their early 30s and have spent the last decade proving that financial independence isn't just possible — it's transformational. We dive into their journey from radically different upbringings — Kristy growing up in deep poverty in China and Bryce raised in a middle-class Canadian family — and how those experiences shaped their worldview, money decisions, and path to FI.  They share how financial independence gave them the freedom to navigate some of life's hardest moments, including the loss of Bryce's father while Kristy was giving birth, and how FI allowed them to be fully present for the people they love. This conversation challenges traditional beliefs about homeownership, career identity, and what "retirement" actually means.  We also touch on their next book, Parent Like a Millionaire (Without Being One), where they reveal practical strategies for raising kids with intention — without overspending.  This episode is an inspiring conversation about money, purpose, freedom, and designing a life on your own terms.   Connect with Kristy Shen & Bryce Leung: https://www.millennial-revolution.com/  Get my FREE 29-Page Financially Fit Money Guide In this episode: [00:00–17:44] The Power of Financial Independence — Kristy & Bryce's Money Mindsets, Childhood Influences & Their Path to Meeting [17:45–33:59] Retiring in Their 30s — World Travel, FI vs. Homeownership & How AI Is Reshaping Career Security [34:00–52:56] Redefining Stability — Nomadic Parenting, Life After the 9–5 & Building Community and Purpose [52:57–01:03:02] Their New Book — Parent Like a Millionaire Without Being One & Closing Thoughts   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!  

In this episode of the Fit Rich Life Podcast, I sit down with an anonymous creator known as The Spicy Investor — a woman who quietly built a million-dollar net worth by age 30 while working as an erotic dancer.  Her story is bold, unexpected, and incredibly empowering. We dive into her mission to bring financial education to the sex-worker industry, the discipline behind her wealth-building strategy, and the real-life challenges she faced along the way.  From recovering after losing her entire savings to mastering long-term investing, she breaks down the habits, mindset, and resilience that helped her escape the lifestyle-inflation trap and build true financial freedom. This conversation is raw, inspiring, and packed with practical money wisdom — a powerful reminder that no matter where you come from, wealth is built through intention, education, and smart long-term decisions.   Connect with The Spicy Investor: Instagram: https://www.instagram.com/thespicyinvestor/ Threads: https://www.threads.com/@thespicyinvestor   Get my FREE 29-Page Financially Fit Money Guide In this episode: [00:00–11:57] Inside the Sex-Worker Industry — Spicy's Early Life, Financial Background & How She Started Dancing [11:58–35:55] Hard Lessons & Big Wins — Navigating Challenges, Early Investing Realizations, Recovering From Major Losses & Building Toward FI [35:56–46:36] Living Lean & Investing Smart — Frugality, Key Money Influences & Tracking Net Worth Milestones [46:37–01:08:49] Staying the Course — Market Downturns, Emergency Funds, Transitioning Out of Dancing & Long-Term Portfolio Strategy [01:08:50–01:30:20] Empowering Sex-Workers Through Financial Education — Closing Reflections & Final Takeaways   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Claudia Quintela — a true example of what it means to reinvent yourself and build a life of purpose, freedom, and fulfillment. Claudia went from thriving in the fast-paced world of finance to launching her own business, all while navigating corporate chaos, office politics, and personal challenges. We dive deep into what it really takes to create a career and life you love — from negotiating job offers and setting boundaries to starting a business before you quit your 9–5. Claudia shares her story of building her first company while pregnant and on bedrest, the lessons she's learned through entrepreneurship, and how she turned her professional skills into a path toward independence. This conversation is packed with powerful insights on mindset, money, and fitness — the pillars of living a truly Fit Rich Life. We explore compounding in both wealth and growth, the power of storytelling and authentic branding, and the daily habits that keep Claudia strong, centered, and fulfilled.  If you're ready to level up your life and career, this episode is for you.   Connect with Claudia Quintela:   Website: https://digitalclaudia.com/  Instagram: https://www.instagram.com/iam_digitalclaudia/  Threads: https://www.threads.com/@iam_digitalclaudia Claudia's Viral 13 Career Lessons Post: https://www.threads.com/@iam_digitalclaudia/post/DKCs9pYh3pN  Get my FREE 29-Page Financially Fit Money Guide In this episode: [00:00–11:47] Meet Claudia Quintela — Reinventing Your Career, Navigating Corporate Life & Starting a Business While Pregnant [11:48–16:03] Inside the World of Finance — Lessons, Challenges & Rewards from a High-Pressure Career [16:04–32:49] Finding Balance — Managing Ambition, Career Demands & Personal Growth [32:50–48:26] From Corporate to Creator — Building Genuine Connections, Overcoming Fear & The Power of Super Threads [48:27–01:09:30] Mastering Sales & Coaching — Helping Women Transition from Corporate Life to Entrepreneurship [01:09:31–01:29:24] Financial Freedom Foundations — Diversifying Investments & Breaking Free from Company Stock Dependence [01:29:25–01:44:48] Building an Authentic Brand — Copywriting, Storytelling & Transforming Through Coaching, Fitness & Finance [01:44:49–End] Reinventing in Your 40s — Strength Training, Daily Habits & Practical Tips for Living a Fit Rich Life   Resources Mentioned: Ogilvy on Advertising: https://a.co/d/3Qg0SGa  Breakthrough Advertising by Eugene Schwartz: https://a.co/d/eZZp3pi  How to Write a Good Advertisement by Victor Schwab: https://a.co/d/0GSDlgP  Triggers: 30 Sales Tools You Can Use to Control the Mind of Your Prospect to Motivate, Influence, and Persuade by Joseph Sugarman: https://a.co/d/fkAVRqa  The Psychology of Money by  Morgan Housel: https://a.co/d/frM6mNf  The Algebra of Wealth by Scott Galloway: https://a.co/d/cQyfwNp  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this special episode of the Fit Rich Life Podcast, I'm joined once again by my good friend Chad Carson — real estate investor, author, and all-around legend in the financial independence community. Fresh off FinCon, we dive into some of the biggest takeaways and insights from the event, from content creation strategies to community building and long-term growth. We also explore the tools, supplements, and mindset upgrades that are fueling our current seasons of life. Chad and I swap book recommendations, discuss staying grounded while scaling success, and share what's been helping us perform at a high level — both in business and in life. This conversation is all about continuous improvement — refining your systems, investing in your health, and designing a life of purpose, freedom, and flow. Whether you're deep into your Fit Rich Life journey or just getting started, this episode is packed with practical wisdom and inspiration to help you level up.   Connect with Chad Carson:  Instagram: https://www.instagram.com/coachchadcarson  Website: https://www.coachcarson.com/ Podcast: https://www.coachcarson.com/coach-carson-podcast/  YouTube: https://www.youtube.com/@CoachChadCarson/videos Rental Property Mastery (RPM): https://rpm.coachcarson.com/   Get my FREE 29-Page Financially Fit Money Guide   In this episode: [00:00–22:19] Connecting with Chad Carson — FinCon Highlights, Networking Wins, Brand Deals & Smart Negotiation [22:20–38:57] YouTube Growth Insights — Crafting Click-Worthy Titles, Mastering Thumbnails & Building Engagement [38:58–46:39] The Power of Hooks — Leveraging Analytics, Staying Consistent & Packaging Content for Success [46:40–01:17:32] Tracking What Matters — Performance Metrics, Non-Alcoholic Alternatives, and Favorite Protein Picks [01:17:33–01:43:14] Habits for Life — Lessons from Coach John Wooden, Building Relationships & Balancing Frugality with Joy [01:43:15–02:00:06] Coaching & Community — Growth Through Mentorship, Purposeful Projects & Meaningful Connections [02:00:07–02:12:45] Optimizing Mind & Body — Sleep Support, Creatine Benefits & Staying Competitive in Life & Sport [02:12:46–02:34:05] Tools & Takeaways — Top Podcasts, Favorite Tech & Health Gadgets, and Final Reflections   Resources Mentioned: Wooden: A Lifetime of Observations and Reflections on and off the Court: https://a.co/d/37T1zDS  Die With Zero by Bill Perkins: https://a.co/d/fJyLJYH  Acquired Podcast: https://www.acquired.fm/  David Senra Podcast: https://open.spotify.com/show/7jVjHrQJCbgruHkhrFi94A  Founders Podcast: https://open.spotify.com/show/7txiovdzPARhjm18NwMUYj  WHOOP: https://join.whoop.com/2A2D1953 Food Scale: https://a.co/d/7AOxOAr  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Grant Lee — CEO and co-founder of Gamma, an AI-powered presentation platform transforming how people communicate and share ideas. Grant shares his entrepreneurial journey, from early challenges to building a thriving startup that blends technology, creativity, and collaboration. We dive into the realities of entrepreneurship — why having the right co-founders matters, how to build a strong company culture from the ground up, and the lessons learned from scaling an innovative tech company.  Grant also unpacks the rise of generalists in today's workforce, the importance of equity and ownership, and his best advice for founders navigating uncertainty and growth. This conversation goes beyond business. Grant opens up about how he applies the same principles that drive his company to his own fitness, finances, and personal growth.  If you're passionate about AI, communication, storytelling, entrepreneurship, leadership, and optimizing your life, this episode is for you. Connect with Grant Lee: LinkedIn: https://www.linkedin.com/in/grantslee/ Twitter/X: https://x.com/thisisgrantlee  Website: https://gamma.app/ Get my FREE 29-Page Financially Fit Money Guide In this episode: [00:00–11:40] Meet Grant Lee — The story behind Gamma, how it's revolutionizing presentations, and Grant's journey from idea to impact. [11:41–33:14] From vision to execution — building Gamma from the ground up, creating a lean and effective team, and showcasing how AI is transforming storytelling and communication. [33:15–50:50] Building stunning presentations in minutes — Grant's approach to company culture, fostering creativity, Gamma's "horizontal product" strategy, and the value of equity and ownership in startups. [50:51–01:08:25] The future of AI and creativity — lessons in leadership, the power of coaching, advice for aspiring entrepreneurs, and Grant's tips for living a Fit Rich Life.   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!  

In this episode of the Fit Rich Life Podcast, I sit down with JL Collins — author of the legendary book The Simple Path to Wealth. With over a million copies sold and now a New York Times instant bestseller, JL is widely known as The Godfather of Financial Independence. His wisdom has shaped countless journeys to financial freedom, including my own, since I first discovered his framework back in 2017. We dive into the big questions: Does The Simple Path to Wealth still hold true today? Do bonds deserve a spot in your portfolio? Do you really need an international stock index fund? We also get JL's no-nonsense take on Bitcoin and crypto, plus his timeless advice on staying the course when markets crash. This episode is packed with 50 years of investing wisdom. If you're ready to simplify wealth-building and get clear on your path to financial independence, this conversation will give you the clarity and confidence you need. Listen to JL's first interview on the Fit Rich Life Podcast (Episode 71): https://fitrichlife.com/podcast/jlcollins    Connect with JL Collins: Website: https://jlcollinsnh.com  The Simple Path to Wealth (Revised & Expanded 2025): https://a.co/d/91jGRCM  Twitter/X: https://x.com/JLCollinsNH  Get my FREE 29-Page Financially Fit Money Guide In this episode: [00:00–10:43] Welcoming Back JL Collins — The Success of The Simple Path to Wealth, Why He Updated It, and the Timeless Core Principles [10:44–38:48] Staying the Course — How to Handle Market Volatility and Build Unshakable Confidence as an Investor [38:49–44:18] Bonds & Stability — Understanding Their Role, the Resilience of the U.S. Dollar, and Why They Still Matter [44:19–1:05:05] Stocks vs. Bonds — Smart Allocation, Wealth Preservation, and Personal Investment Strategies That Work [1:05:06–1:29:35] The Case for Index Funds — Domestic vs. International Investing and the Epiphany Behind The Simple Path to Wealth [1:29:36–1:43:09] Simplicity vs. Tinkering — The Two Types of Investors, Strategy Debates, and JL's Take on Bitcoin & Crypto [1:43:10–2:15:45] Beyond the Numbers — The Value of Coaching, Financial Independence for Any Income, and JL's Final Wisdom   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Jillian Johnsrud, author of Retire Often.   Jillian has an incredible perspective on money, work, and life. She shares how taking mini-retirements throughout your career can actually accelerate your growth, prevent burnout, and open the door to new possibilities.   We dive into practical strategies for planning your own sabbatical, reshaping your career narrative, and overcoming the fears that come with stepping away from work. Jillian's approach is all about reclaiming your time, your joy, and your freedom—while still building momentum in your career and life.   If you've ever wondered how to design a career that supports both your ambitions and your well-being, this episode is for you.   Connect Jillian Johnsrud: Retire Often Book: https://a.co/d/32pb4ih  Website: https://www.jillianjohnsrud.com/ Podcast: https://retireoften.com/podcast/ Instagram: https://www.instagram.com/jillianjohnsrud/    Get my FREE 29-Page Financially Fit Money Guide   In this episode: [00:00–03:41] Welcoming Jillian Johnsrud — The Power of Mini Retirements, Advancing Your Career & Crafting Your Narrative [03:42–12:42] Financial Benefits of Career Breaks — Real-Life Stories, Performance Gains & Using Mini Retirements for Career Pivots [12:43–22:37] Designing Your Own Mini Retirement — Why Life Works Best in Seasons [22:38–57:21] Pitching Mini Retirements to Employers — Benefits for Companies & The Struggles of Overachievers [57:22–1:14:12] Reigniting Passion & Energy — Mental Health, Joy Through Hobbies & The Power of Stepping Away [1:14:15–1:40:34] Smart Money Moves — Financial Planning & Building a Life of Rich Experiences [1:40:35–1:52:25] The Value of Relationships — Final Thoughts & Encouragement. Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    Thanks for tuning in! If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Haythem Naji. Haythem's journey from an immigrant in Germany to a successful online writer and mentor is a testament to resilience and self-discovery. After escaping to Australia, he faced language barriers and cultural challenges but ultimately transformed his life through writing. His experiences in Ethiopia shaped his understanding of community and purpose, leading him to pursue a career in ghostwriting and eventually mentoring others. Despite achieving financial success, he learned the importance of balance and authenticity in his work, redefining his path to freedom and fulfillment. In this conversation, Haythem shares his journey of finding freedom through constraints in his work, building credibility online, and the importance of authentic storytelling. We explore the continuous improvement in writing, the significance of changing one's environment for personal growth, and how fitness plays a crucial role in transformation. Haythem emphasizes the need to optimize for freedom in wealth and the essence of happiness through presence and self-awareness. If you're ready for a powerful conversation about writing, personal growth, and building a life of meaning and freedom, this episode is for you. Enjoy this wide-ranging discussion with Haythem Naji. Connect with Haythem Naji: Website: https://heythemnaji.com Threads: https://www.threads.com/@heythemnaji    Get my FREE 29-Page Financially Fit Money Guide   In this episode: [00:00–03:52] From Isolation to Global Connection — Haythem's Early Struggles, Escaping to Australia, Overcoming Language Barriers & Finding Purpose [03:53–15:28] Heartbreak & Transformation — Discovering a New Life in Ethiopia, Diving into Online Writing, and Breakthroughs in Blogging [15:29–29:36] From Blogger to Ghostwriter — The Turning Point: Making $10K in One Day [29:37–42:34] Reflecting on the Journey — Overcoming Doubts and Finding Mentorship [42:35–55:21] The Value of Writing & Mentorship — Personal Growth, Success Stories & Finding Balance [55:22–1:21:23] Embracing Freedom & Purpose — The Creator Economy, Writing Tips & Books That Changed Haythem's Life [1:21:24–1:35:24] The Power of Mentorship — Love, Service & Spirituality, and Changing Your Environment [1:35:25–2:02:49] Fitness & Discipline — The Role of Athletics in Transformation, Closing Thoughts & Final Advice   Books & Resources Mentioned: The Surrender Experiment by Michael Singer  Polishing the Mirror by Ram Dass  The Untethered Soul by Michael Singer Heythem's Workshop (How To Build a $5k/mo Writing Business in the next 90 days)   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Myke Metzger. Myke Metzger is a Published Author and Professional Speaker with an audience of over 250K people. His branding agency is ranked in the top 100 in the US, and he has worked with Professional athletes, world champions, top brands, famous creators, and more.  He has written for Forbes and Entrepreneur magazine on the topics of branding and marketing, and his clients have amassed over 34 million followers combined.  He is the founder of Commit60, a guided 60-day sprint challenge alongside a community of creators and entrepreneurs committed to stopping overthinking, building discipline, and gaining unstoppable momentum in their business and brand. Myke's story is raw, real, and incredibly powerful. He opens up about his early life — reckless choices, jail time, and hitting rock bottom — and how those low moments sparked a radical shift in mindset.  From getting his start in network marketing to launching a wildly successful marketing agency and publicly working towards becoming debt-free after racking up $247K in back taxes owed. Myke breaks down exactly how he turns pain into purpose. We dive deep into breaking the victim mentality, the power of documenting your journey publicly, and what it really takes to reinvent your life from the ground up. If you're ready for a no-BS conversation about resilience, self-leadership, and building a life of meaning and momentum, this episode is for you. Enjoy this wide-ranging discussion with Myke Metzger. Connect Myke Metzger:  Website: https://mykemetzger.com/ Instagram: https://www.instagram.com/mykemetzger/  Commit60: mykemetzger.com/commit60  Myke's financial journey: http://mykemetzger.com/247k  The Credibility Method: https://a.co/d/hD4oTxT    Get my FREE 29-Page Financially Fit Money Guide   In this episode: [00:00–11:34] From Chaos to Clarity — Myke's Early Life, Jail Time & the Struggles That Shaped Him [11:35–31:43] 10 Days That Changed Everything — The Mindset Shift That Sparked a New Path [31:44–49:45] Reinvention & Resilience — From Rock Bottom to a Six-Figure Business [49:46–56:22] Building the Agency — Growth, Personal Sacrifices, and Rebranding Through COVID [56:23–1:03:42] Hitting Rock Bottom (Again) — Relationship Challenges, Financial Strain & Inner Work [1:03:43–1:35:05] Radical Accountability — Paying Off Debt, Rebuilding Confidence & Launching Commit60   Books & Resources Mentioned: The Secret by Rhonda Byrne The Compound Effect by Darren Hardy Steve Jobs by Walter Isaacson Man's Search for Meaning by Viktor Frankl   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Jordan Grumet — physician, FIRE advocate, and author of The Purpose Code: How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy. We dive deep into what it truly means to live with purpose.  Jordan breaks down the powerful difference between "little p" purpose and "Big P" Purpose — and why understanding that can completely shift how you live your life.  We talk about identifying your purpose anchors, the difference between meaning and purpose, and how to stay focused on process-driven habits that create fulfillment over the long haul. We also explore topics like overcoming generational trauma, building community through shared purpose, and crafting a legacy that actually matters. If you're on the journey to live a life that's not just fit and rich — but deeply meaningful — this episode will hit home. Let's dive in. Please enjoy a wide-ranging conversation with Jordan Grumet.    Connect with Jordan:  Instagram: https://www.instagram.com/earnaninvest/  Website:https://jordangrumet.com/  The Purpose Code Book   Get my FREE 29-Page Financially Fit Money Guide   [00:00–02:50] Meet Jordan Grumet — Author of The Purpose Code & the Origins of Purpose Anxiety [02:51–23:00] Big P vs. Little P Purpose — Understanding the Purpose Paradox & Finding Your Anchors [23:01–34:42] Meaning vs. Purpose — How to Identify and Align with What Truly Matters [34:43–38:40] Narrative Therapy — Rewriting Your Story to Unlock Growth [38:41–50:58] Community, Connection & Purpose — Building Legacy Beyond the Self [50:59–1:10:08] Doing Hard Things & Stacking Little P Purposes for Long-Term Fulfillment [1:10:09–End] Generational Healing, Collective Growth & Final Reflections on Living a Fit Rich Life   Key quotes: " You have to build your purpose, you have to create it. But usually there are these inklings, these beckonings, these things that could light us up. And that's where we want to build purpose around. I call those purpose anchors." - Jordan Grumet "I love the concept of the climb because it's focused on the process of it. I think about the areas of life where  I've achieved some modicum of success, both in fitness and wealth building. And I honestly attribute a lot of that success to falling in love with the climb, the actual process of it." - Justin David Carl    Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains. I help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this special guest episode on the Fit Rich Life Podcast, I'm joined by Matt Karamazov, who built a thriving online business around his passion for reading.  Once a security guard and nightclub bouncer, Matt now gets paid to read books all day — a true example of turning personal interests into professional success. You'll hear about Matt's inspiring journey from the nightlife scene to online entrepreneurship, the pivotal "F-this" moments that sparked major life changes, and the various ways he now earns income online.  This episode is packed with insights on how you can start monetizing your passions, build meaningful habits like daily reading, and live a life more aligned with your values. If you've ever dreamed of making a living doing what you love, this conversation will both inspire and empower you.  Enjoy this wide-ranging discussion with Matt Karamazov.   Connect with Matt Karamazov: YouTube: https://www.youtube.com/@MattKaramazov  Instagram: https://www.instagram.com/themattkaramazov/  The Reading Life Newsletter: https://thereadinglife.beehiiv.com/subscribe    Get my FREE 29-Page Financially Fit Money Guide   In this episode: [00:00–07:29] Meet Matt Karamazov: From Bouncer to Online Entrepreneur — Rebuilding Life from the Ground Up [07:30–21:06] How Reading Transformed Matt's Life — From Books to Online Success [21:07–32:35] The Power of Learning and Habit Stacking — Hitting the First Dollar Online Milestone [32:36–55:21] Living Lean, Learning Fast — Turning a Love for Books Into Multiple Income Streams [55:22–01:13:53] Growing a Newsletter, Threads Strategy, Masterminds, and Building a Daily Reading Habit [01:13:54–01:24:33] Insights on Fitness, Wealth, and Happiness — The Role of Coaching in Lasting Change Key quote: "Reading books is bicep curls for the brain." - Matt Karamazov.   Books & Other Resources Mentioned: Psycho-Cybernetics by Maxwell Maltz The Compound Effect by Darren Hardy The Slight Edge by Jeff Olsen Burn The Boats by Matt Higgins The Millionaire Fastlane by MJ DeMarco   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life. In this special guest episode, I'm joined by Jess from The Fioneers blog and website to explore her powerful journey from a mental health crisis to intentional living.  Jess shares how she embraced the principles of Coast FI and Slow FI to redesign her life and career, transitioning to part-time work and eventually launching her own business.  We dive into the benefits of financial independence, building a meaningful life before reaching full FI, and how to prioritize mental, physical, and emotional well-being along the entrepreneurial path.  Tune in for practical insights and inspiration to help you craft your own fulfilling life on your terms. Connect with Jess from The Fioneers: Website: https://thefioneers.com/ Instagram: https://www.instagram.com/thefioneers/ Get my FREE 29-Page Financially Fit Money Guide   [00:00–12:04] Welcome to Fit Rich Life + Exploring the Path to Financial Independence [12:05–31:07] Coast FI, FU Money, and Redefining Career Freedom [31:08–51:54] Van Life, Lifestyle Design, and Lessons from Bold Experiments [51:55–01:05:53] Entrepreneurial Mindset, Slow FI (SoFi), and Financial Crossroads [01:05:54–01:33:05] Entrepreneurship & Wellness, Coaching, Masterminds, and Success Tips Key quotes: "The focus around SlowFi is I'm going to intentionally use the financial freedom that I'm building along my journey to eventually reach this full goal of financial independence, but I'm going to use it to design the life that I want along the way." - Jessica.   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!  Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!  

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's special guest episode, I talk with Gary Batara, author of the book "Lessons to Inspire: Practical Advice from Successful People."   We do a deep dive into the process of writing and publishing his book, highlighting the challenges and lessons he learned along the way.    Gary shares his thoughts about starting your own business, including the importance of identifying your skills and the needs of the market.   We also cover a lot of mindset and personal development practices to improve one's happiness, fitness, relationships, and more.   Please enjoy a wide-ranging conversation with Gary Batara.   Connect with Gary: [email protected] Get my FREE 29-Page Financially Fit Money Guide [00:00-04:22] Meet the author, Gary Batara - Introduction and Background.   [04:23-13:25] Gary shares the journey of personal growth and the challenges of writing and publishing.   [13:26-25:57]  Consistency, discipline, and environment - Taking responsibility for happiness.   [25:58-39:02] Progress and fulfillment.   [39:03-50:04] Mindfulness and Embracing Challenges - The 'Second Mountain' and Outward-Focused Goals.   [50:05-1:10:42] Starting Your Own Business: Identifying Skills and Market Needs - Learning by Doing and the Value of Experiential Knowledge.   [1:10:43-1:17:12] Prioritizing Contribution over Expectations in Relationships.   [1:17:12-1:23:04] Embracing the Fluctuations of Happiness. Key quotes:   "If you're willing to put yourself into a challenging situation, whether you achieve it or not, it's fully irrelevant. It's so irrelevant because now you're used to dealing with hard things and you unearth tools that you never had before." - Gary Batara   "Writing is mental bodybuilding." - Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains. I help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's special guest episode, I talk with the anonymous blogger behind A Purple Life.    Purple has not been working since October 2020, when she retired early at the age of 30 with $500,000 saved and invested.    She's been anonymously blogging since 2018 about her financial independence journey sharing all the juicy financial details of her saving, spending, investing, lifestyle, travel and more.    During this episode, we dig into a lot of the real numbers, including Purple's salary and spending over the years, along with her investment portfolio, travel, and a whole lot more.   Tune into a wide-ranging conversation to inspire you on your own Financial Independence Journey to Early Retirement.   Connect with Purple: Website: https://apurplelife.com/  Instagram: https://www.instagram.com/apurplelife/  Get my FREE 29-Page Financially Fit Money Guide In this episode, you will learn about:   [00:00-04:48] Meet Purple from A Purple Life - Introduction and background.   [04:49-14:51] Building a Career and Increasing Income and negotiating for higher salaries.    [14:52-26:20]  Keeping expenses low, blogging anonymously and sharing financial numbers.    [26:21-39:17] Weathering Market Downturns - Zooming Out: Long-Term Gains in the Stock Market.    [39:18-52:19] Never Been Bored: Retirement Experience in the Last Four Years, Retirement Themes: Focusing on Different Goals Each Year.    [52:20-59:46] Fitness Journey: Finding Activities You Enjoy and Can Be Consistent With, Tracking Expenses and Using Tools like YNAB.   [59:47-1:15:17] Unconventional Happiness: Doing What Makes You Happy Despite Judgments. Key quotes:   "I crunched my numbers and realized I could retire in 10 years. Then I made some changes and did it in half the time." - Purple   "80% of money is psychology, including mindset, behavior, and habits" - Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's special guest episode, I talk with John Henry, from Millennial Wealth, about how he achieved financial freedom using high-paying jobs that don't require a college degree. You'll also learn about John's journey with real estate, four keys to building wealth, creating an online business and more.   Please enjoy a wide-ranging conversation with John Henry from Millennial Wealth.   Connect with John Henry:   Website: www.thejohnhenry.me  Instagram: https://www.instagram.com/millennial____wealth/ Threads: https://www.threads.net/@millennial____wealth/     Get my FREE 29-Page Financially Fit Money Guide In this episode, you will learn about:   [00:00-10:01] John Henry making $100K per year selling cellphones in the mall.   [10:02-24:00] House hacking and buying properties, starting the real estate journey and exploring sales-based and tech jobs for financial success.   [24:01-33:32]  Renovating properties and negotiating deals. Buying from family. The benefits of gift equity - No down payment mortgages and leveraging opportunities.   [33:33-41:23] Selling properties - immediate gains vs. long-term potential. Building an online business: dedication, learning, trial and error.   [41:24-51:40] Optimizing energy with your food. Money strategy: tracking income, expenses, and savings.   [51:41-1:02:34] Setting and achieving goals: the power of writing them down. Books & resources mentioned: Millennial Wealth Newsletter Think & Grow Rich  The Millionaire Next Door Justin Welsh Courses - LinkedIn OS & Content OS Dan Koe  Matt Grey   Key quotes:   "When it comes to what you put in your body, try to pay close attention to what makes you feel really good and gets you in the zone and do more of that, and stay away from the stuff that doesn't get you in the zone. " - John Henry.   "Ultimately how you feel each day is the quality of your life." - Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's special guest episode, I talk with Nick True from Mapped Out Money about how he let go of a good career in mechanical engineering to design a work life that is truly great for him and his wife while they continue to pursue Financial Independence   Please enjoy a wide-ranging conversation with Nick True of Mapped Out Money.   Connect with Nick True:   Website: https://mappedoutmoney.com/ X: https://x.com/nickdtrue    Get my FREE 29-Page Financially Fit Money Guide   In this episode, you will learn about:   [00:00-16:20] Becoming a "financial hobo" - From mechanical engineering to building a personal finance business.   [16:21-33:26] Letting go of good to get to great.   [33:27-41:08]  Creating a vision for your life - Using a budget as a tool to bring your vision alive.   [41:09-50:32] Managing expectations and reframing beliefs - Making value-based decisions.    [50:33-01:05:58]  Joining Ahead in 100 for financial success. Key quotes:   "The goal is how do I make sure that I am using my money that I have and the money that I'm earning in a way that I can to do even more of the things that matter to me. It's looking at your money as a resource instead of the goal itself." - Nick True.   "I'm a huge proponent of getting coaching, taking courses, and getting the support that you need to level up in the area of life where you need help. Coaching has played a big part in my journey." - Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's special guest episode, I get to chat with Lauren and Steven Keys from Trip of a Lifestyle.    This couple vacationed their way to over $1 million net worth. This included a 6-month honeymoon trip to Hawaii, a 7-month trip to visit every single national park in the U.S., a 3-month trip to Australia, and a bunch more extended trips.    Please enjoy a wide-ranging conversation with Lauren and Steven of Trip Of A Lifestyle.   Connect with Trip Of A Lifestyle:   Website: www.tripofalifestyle.com Lauren & Steven's new college tutoring company: https://crambetter.com/ National Parks list: https://www.tripofalifestyle.com/nationalparks/ Instagram: https://www.instagram.com/tripofalifestyle  In this episode, you will learn about:   [00:00-11:05] Lauren & Steven Keys share the 'ramen noodle' story.    [11:06-25:48]  Frugal living and saving for extended vacations - This is how Lauren and Steven got to visit every single national park in the U.S. during a 7-month trip.   [25:49-39:03]  Optimizing income strategies, developing more skills and monetizing them to fund your adventures.    [39:04-54:42] Journey to financial independence: strategies and insights.   [54:43-1:09:31] Efficient fitness tracking and cost-effective car transactions.   [1:09:32-]  The power of kindness in life  Key quotes:   "I think that what made a huge difference was being on the same page about it. We both wanted to see that number increase and it was tangible." - Lauren Keys.   "Being financially independent gives you this new perspective. Instead of designing a business around how do I ring the cash register on day one and get people to pay me, it's how do I design a business that creates the life I want. And if it works, well that's great! It's a win-win. And if it doesn't work, that's fine too, because we're good money-wise and we don't need the money anyway." - Steven Keys   "I'm actually buying my freedom. I'm spending my money every month on freedom. That is so much more exciting than the deprivation mindset." - Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's special guest episode, I get to interview Chloe Daniels, who has increased her net worth by $400,000 after starting at $70,000 in debt when she had a come to Jesus moment and realized that her spending was not aligned with her true values.    Chloe, also known as Clo Bear Money Coach, has built a community of over 300,000 followers on Tik Tok and Instagram by educating people on how to invest and build wealth the lazy way.    Her work has been featured on CNBC, Entrepreneur, Bloomberg, Business Insider, and she's even been a recent participant at White House influencer briefings for new policies on student debt and other issues.  Connect with Chloe Daniels:   Website: https://www.thelazyinvestorscourse.com/ Instagram: https://www.instagram.com/clobaremoneycoach  X: https://twitter.com/clobaremoney  In this episode, you will learn about:   [00:00-13:23] Chloe Daniels and her come to Jesus moment with money - Chloe explains why she sees money as a tool and more.   [13:24-21:40]  The emotional side of money & simple tips people can implement to improve their money mindset and relationship with money.    [21:41-31:31]  Increasing your income and knowing your worth.    [31:32-46:13] Transitioning to full-time entrepreneurship.    [46:14-58:48] Finding joy in exercise and life! Key quotes:   "The number one reason that people fail at entrepreneurship is because of money." - Chloe Daniels   "If you're interested in entrepreneurship, there is a way to do it where you're strategic and smart about protecting yourself from the downside of it not working out." - Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's special guest episode, I get to interview Allison Baggerly, who paid off $111,000 of debt in four and a half years on two teacher salaries.   Allison is the creator of Inspired Budget, an online resource to help you get your finances under control, pay off debt, save money, and build wealth.    She is also the author of the book "Money Made Easy."   Please enjoy a wide-ranging conversation with Allison Baggerly of Inspired Budget.   Connect with Allison Baggerly:   Website: https://inspiredbudget.com/ Instagram: https://www.instagram.com/inspiredbudget/  X: https://twitter.com/inspired_budget In this episode, you will learn about:   [00:00-09:36] Allison Baggerly, the founder of Inspired Budget, who paid off $111k of debt in four and a half years on two teacher salaries.    [09:37-20:12]  Staying motivated during a debt paydown journey.    [20:13-38:21]  Strategies to increase income & different debt paydown strategies.    [38:22-53:46] Understanding the impact of debt consolidation on credit scores - The importance of assigning your money a purpose.    [53:47-01:2-:38] Turning passion into a successful business - Making health, money and life fun! Key quotes:   "I never thought I would enjoy budgeting. I never thought that I would look forward to it, but I do. And I make it fun. Simple things like getting my different color highlighters and spending time to work on it.  It's fun for me. So figure out what makes it fun for you." - Allison Baggerly   "I love to think of my money as always being on a mission and not sitting around just loitering and getting into trouble." - Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's special guest episode, I get to interview Deacon Hayes about paying off $52k worth of debt in only 18 months, how he completely paid off his mortgage by 37, then went on to build a successful online business that reached more than six figures a month.    Deacon Hayes is the founder of Well Kept Wallet, a podcast and website all about money.    He is also the author of the book "You Can Retire Early."   Please enjoy a wide-ranging conversation with Deacon Hayes of Well Kept Wallet.    Connect with Deacon Hayes:   Website:https://wellkeptwallet.com/ Instagram: https://www.instagram.com/wellkeptwallet/  X: https://twitter.com/wellkeptwallet In this episode, you will learn about:   [00:00-08:45] Deacon and I discuss debt repayment and wealth building.    [08:46-28:47]  Transition to self-employment and building an online business.    [28:48-48:46]  Deacon shares his experience writing "You Can Retire Early" and how he was able to pay off his mortgage at 37.   [48:47-59:21] Exploring alternative paths to financial independence & the pros and cons of real estate investing.   [59:22-] Achieving fitness goals through accountability and small habits. Key quotes:   "I decided to focus on growing the online business because I knew that's what I was good at." - Deacon Hayes   "One of my beliefs is, if you want to feel inspired, work to inspire others." - Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. It is a show all about entrepreneurship, mastering health & fitness, doing work you love, and living life with purpose.   In this episode, I had the opportunity to interview Amanda Sevilla, a truly multifaceted individual who is committed to helping others flourish with purpose.    Amanda Sevilla is a Transformation & Purpose coach,  Ayurvedic health counselor, and yoga teacher based in Southern California. Her work encompasses an integrative mix of mindfulness, physical and spiritual wellness, Purpose coaching, energy healing, meditation, and yoga.   She coaches women to live a life they love, and love the life they live through her Flourish with Purpose Coaching program, where women gain the courage to explore all of themselves, their dreams, and their limitations, with guidance. They learn what gifts and talents they bring to the world and how everything that makes them absolutely unique plays a role in their purpose.   In this interview, you'll learn about going against what your parents and society are telling you to do, finding and living your purpose, listening to your body and the cues it will give you when you're not in alignment with your purpose, and more!   Connect with Amanda Sevilla:   Website: www.amandavsevilla.com/ Youtube: https://youtube.com/@amandavsevilla/ Instagram: https://www.instagram.com/amandavsevilla/ Flourish with Purpose Podcast: https://pod.link/1723518681/   Free Self Worth Protection Workbook: https://payhip.com/b/oZj9x In this episode, you will learn about:   [00:00-09:22] Meet Amanda Sevilla, the multifaceted transformation and purpose coach - Amanda shares her background being a first generation filipino-american following her own path.    [09:23-24:46] Diving deep into finding life's purpose.    [24:47-43:38] The importance of following your intuition, learn and evolve as a human being - The marble metaphor and listening to your body.    [43:39-55:18] The connection between health and purpose - Amanda shares her philosophy of what purpose means for her.    [55:19-1:12:45] Coaching, building a team & the power of community and social media to reach to the next level - Flourish with purpose!    [1:12:46-] Amanda shares one tip  for fitness, one for money and one for life!  Key quotes:   "Do what you know you won't regret. Whether that's being more consistent, calling someone, showing up for that thing. When you're in a decision, choose what you wouldn't regret" - Amanda Sevilla   "Whether you're conscious of it or not, you have picked up potentially very bad relationship traits with your money through parents, friends, and life experience. And if you don't heal that root area with your relationship with your money, it doesn't matter how much money you make, you will never be wealthy." -Justin David Carl   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's solo episode, I am going to talk about 11 bad fitness habits that are holding you back from having the body that you want, optimizing your tax strategy with the Roth IRA and backdoor Roth loophole, and improving your life through subtraction.    Get my Free Workout Program Get my Free Savings Rate Money Tracker In this episode, you will learn about:   [00:00-08:45] 11 bad fitness habits that are holding you back.   [08:46-12:43] Optimizing your tax strategy with the Roth IRA and backdoor Roth loophole.   [12:44-17:04] Improving your life through subtraction - Identifying what's essential, decluttering your space, prioritizing tasks that align with your values & more. Key quote:   "A great life is created through the aggregation of marginal gains." -Justin David Carl Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. No Spam. Just empowering AF. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save 15% off every order.   My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's special guest episode, I get to interview J. Money from Budgets Are Sexy. J. Money is an award-winning personal finance blogger, curator, & consultant with over 15 years of building communities online.    Please enjoy a wide-ranging conversation with J. Money.   Connect with J. Money:   Blog: https://budgetsaresexy.com/ & https://jmoney.biz  Twitter/X: https://x.com/budgetsaresexy  In this episode, you will learn about:   [00:00-01:30] Meet J. Money - Introduction To J. Money's Entrepreneurial Journey Making Money As A Blogger.   [01:31-11:01] Getting Into Personal Finance And Blogging. J. Shares His Experience Starting Budgets Are Sexy And Rockstar Finance.    [11:02-20:34] Selling A Blog - J. Explains Why You Shouldn't Start A Blog If You're Just Trying To Make Money. His Experience With Both Of His Blogs.    [20:35-38:51] Valuing And Buying/Selling Blogs   [38:52-45:45] Is AI Changing Blogging? - The Reason Why J. removed All The Ads From His Blog.    [45:46-55:43] Discussing Wordpress Vs. Squarespace. Which One Is Better For Blogging?   [55:44-01:03:25] Multi-Dimensional Online Presence! Authenticity And Lifestyle Business, Changing Perspective On Money, Budgeting And Net Worth Tracking.   [01:03:26-01:22:27] Defining 'enough' And Prioritizing Happiness - Designing An Ideal Lifestyle. Aligning Money With Ideal Lifestyle & The Importance Of Health And Fitness.   [01:22:28-01:35:13] Fitness, Life & Money Advices From J. Money! Key quotes:   "You need a couple of hours of productivity to be happy, even if it sounds stupid, even if you don't need the money, even if you don't need anything, but you just need to feel productive, and it takes a lot to figure that out too." -J. Money   "I think the more in tune we are with nature, the healthier we become, physically, mentally, emotionally and spiritually. So one of the reasons I wanted to achieve financial freedom was so I could design my ideal lifestyle" -Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. No Spam. Just empowering AF. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save 15% off every order.   My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's solo episode I am going to talk about a simple protocol to optimize sleep recovery, the different levels of financial independence, and when to get help with your goals.    Get my Free Workout Program Get my Free Savings Rate Money Tracker In this episode, you will learn about:   [00:00-06:38] Optimizing Sleep Recovery - My 3-2-3 sleep prep method that will help you improve your sleep and your fitness performance!    [06:39-10:32] Different levels of financial independence - Doing the work that you truly enjoy! [10:33-15:22] Life Optimization: When to get help with your goals - This is how I personally know when I need to get professional support to hold me accountable to accomplish my goals! [15:23-18:39] Whether it's fitness, money or career, the right time to start is now! Key quotes:   "There's something mentally magical about hitting that first 100K net worth via investments. Once you hit this, there's a mental shift that happens for many people when they truly realize that they have built serious wealth and they begin to see the power of compounding interest." -Justin David Carl    "What I love about financial independence is that once it's achieved all work is optional or you get to do only the work that you truly enjoy." -Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. No Spam. Just empowering AF. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save 15% off every order.   My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In today's special guest episode, I get to interview JL Collins, the author of "The Simple Path to Wealth" and the newly released "Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence and how to join them."   This is a great show for anyone interested in pursuing Financial Independence as JL shares his wisdom and the wisdom of over a hundred different people who are pursuing financial independence. This will empower you on your own money journey.    Please enjoy a wide-ranging conversation with JL Collins.   Connect with JL: Blog: https://jlcollinsnh.com/ JL's latest book: Pathfinders: Extraordinary Stories of People Like You on the Quest for Financial Independence―And How to Join Them JL's previous book: The Simple Path to Wealth In this episode, you will learn about:   [00:00-08:43] Meet JL Collins,  the godfather of financial independence, the definition of the F-You Money.   [08:44-17:36] The Simple Path to Wealth.   [17:37-32:07] The value of your financial freedom - Realizing that the power is in your hands! Discussing JL's new book, Pathfinders.   [32:08-1:11:46] Single Stocks vs Index Funds, fully explained.    [1:11:47-1:29:00] The Quest For Financial Independence - The trap that wealthy people fall into.   [1:29:01-1:36:24] Re-Organizing your life and "buying your freedom" - These are JL's top core values.   [1:36:25-1:45:42] JL's tools and strategies for money, health/fitness & life. Key quotes:   "I think for anybody who reads my books, they will realize that of the many things you can spend my money on, there's almost no limit. One of the things that you can spend it on is your financial freedom. And of course, you do that by buying assets." -JL Collins   "You can live off the money that your money makes…. And just understanding that concept was so powerful in my own journey because then I realized the power was in my hands." -Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. No Spam. Just empowering AF. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save 15% off every order.   For something like you've never had before and to get into an almost euphoric state of Focused Flow & Productivity try Feel Free by Botanic Tonics! Go to https://botanictonics.com and use the code DRAGON to save $40 off your first order!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to the Fit Rich Life Podcast. A show all about mastering Money, Fitness & Life.   In this episode, I had the opportunity to interview Justin, the man behind Root of Good, a financial independence, retire early blog.    Justin achieved financial independence within only 10 years at the age of 33 and has been officially retired for the last 10 years.    Connect with Justin from Root of Good: Website: https://rootofgood.com/ Twitter/X: https://twitter.com/rootofgoodblog In this episode, you will learn about:   [00:00-05:11] How Justin, the man behind Root of Good, was fired from his last job 10 years ago and hasn't worked since.   [05:12-14:46] The beginning of Justin's financial independence journey.   [14:47-24:57] The investing strategy that led Justin to retire at 33.    [24:58-40:44] Growing up with financial awareness, understanding that financial independence is also a mindset.   [40:45-56:17] Justin shares what it was like retiring at 33 & talks about The Roth Conversion Ladder along with other money strategies for when you retire early.   [56:18-1:13:41] Justin explains how these recent years have been compared to the first couple of years when he first achieved his financial independence and retired early.   [1:13:42-1:18:20] Justin shares how staying organized can help you to achieve your goals in life.  Key quotes:   "Spend some time on organizational techniques to help you if you find yourself getting stressed out by keeping track of things" - Justin Root of Good   "It really showcases that this (early retirement) is possible for a pretty average American person. As long as you're just intentional about your money you can do it in as little as 10 years." -Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    For something like you've never had before and to get into an almost euphoric state of Focused Flow & Productivity try Feel Free by Botanic Tonics! Go to https://botanictonics.com and use the code DRAGON to save $40 off your first order!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to another solo episode on the Fit Rich Life Podcast.   This podcast is all about Fitness, Money & Life Optimization.   In this episode, I'm going to reflect on my top personal lessons from last year. From slowing down and falling in love with the journey to turning interests into entrepreneurship and more!   In this episode, you will learn about:   [00:00-06:10] Fall in love with the journey, you are more than enough, and just keep working at it - Also, Choose wisely who you do business with.   [06:11-11:58] Your time is valuable! Learn from someone who embodies what you want.   [11:59-13:28] Lessons will repeat themselves until you transcend them.   [13:29-15:34] This is your notice that the people in your life are not the reason you haven't achieved something in your life. You are and here's how to fix it.    [15:35-18:50] Mindset is everything. Building a brand you're proud of and following your interests until they turn into superpowers.   [18:51-21:17] All your detours along the way of your life path can be harnessed - Also, pursuing financial independence is a superpower.   [21:17-23:53] Building Digital Leverage   [23:53-29:51]  Entrepreneurship & growing a business is one of the most powerful forms of personal development! Key quotes:   "This is your notice that the people in your life, your partner, your parents, your kids, etc. are not the reason you haven't achieved something in your life. You are the reason and you have to take 100% responsibility." - Justin David Carl    "In 2022, Financial independence gave me the confidence and the courage to go after my other dreams as I didn't need them to be financially successful." -Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER (strategies for Fitness, Money & Life)  Would you like to receive a short email with weekly actionable tips, tools & strategies to Alchemize your Fitness, Money & Life to the Next Level?  Then join 1000s & sign up for the FIT RICH LIFE Newsletter! It's free. No Spam. Just Empowering AF.  Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    For something like you've never had before and to get into an almost euphoric state of Focused Flow & Productivity try Feel Free by Botanic Tonics! Go to https://botanictonics.com and use the code DRAGON to save $40 off your first order!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to another episode on the Fit Rich Life Podcast.   In today's special guest episode, I interview Stephanie Joshi, who is also known as @NuttyFoodieFitness on YouTube and Instagram. Stephanie is a full-time fitness content creator.    I've been following Stephanie's journey for the last several years as she puts out incredibly fun and inspiring content around fitness, food, mindset, and truly living a life worth living.    Learn about Stephanie's journey as a content creator, her income sources, her 10,000 calorie challenge, her passion for endurance sports, and more.    It's a great listen for aspiring creators, fitness enthusiasts, and foodies. In this episode, you will learn about:   [00:00-08:59]  Meet Stephanie Joshi! How she started her content creator career and how reaching her 10k Instagram followers led to her recording the YouTube video and completing the challenge.   [09:00-11:42] Stephanie shares her experience when she first started working with her sponsors.   [11:43-20:12] The content creator career. Doing it for the money vs doing it for the fun.   [20:11-23:03] Debunking some myths about the content creator career. What's it truly like to dedicate your time to putting out content every single day?   [23:04-36:37] This is what people get wrong with fitness, according to Stephanie Joshi - This is how and when she decided to start her endurance training and what it has meant to her over the past year.    [36:38-44:41] Embracing all of the emotions that come with the endurance sports training - Stephanie will be competing at the Ironman World Championships in Nice 2024.   [44:42-48:22] Stephanie breaks down all of the different ways she, as a content creator, is able to generate an income.    [48:23-54:19] The story of when Stephanie Joshi decided to leave her job and dedicate herself to content creation.   [54:20-01:05:38] Stephanie shares her ultimate 3 pieces of advice for you to live your best fit rich life! Key quotes:   "It might have taken me 24 years to step foot in a gym, but if I can do it, then other people might be inspired to also do the same thing. So that's how it started." -Stephanie    "I think that's what most people get wrong when it comes to the content creator game or career. I think most people go after it for the money because they see people like you live this dream creator's life and they're like, oh, I want to do that versus following the passion and following the fun." - Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER (strategies for Fitness, Money & Life)  Would you like to receive a short email with weekly actionable tips, tools & strategies to Alchemize your Fitness, Money & Life to the Next Level?  Then join 1000s & sign up for the FIT RICH LIFE Newsletter! It's free. No Spam. Just Empowering AF.  Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    For something like you've never had before and to get into an almost euphoric state of Focused Flow & Productivity try Feel Free by Botanic Tonics! Go to https://botanictonics.com and use the code DRAGON to save $40 off your first order!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe! WHERE TO FIND STEPHANIE JOSHI? https://www.instagram.com/nuttyfoodiefitness/ https://www.youtube.com/@nuttyfoodiefitness

Welcome to another solo episode on the Fit Rich Life Podcast.   In this episode, I share how you can actually eat dessert every day and still achieve your fitness goals. Then, we'll delve into the world of travel hacking and how you can make the most out of the Southwest Companion Pass. Lastly, we'll talk about how to deal with family triggers during the holiday season and how to learn from these situations.   In this episode, you will learn about:   [00:00-04:56] You Can Eat Anything You Want And Still Be In Incredible Shape. And Yes, This Includes Dessert!    [04:57-10:34] This Is What Happened When I Started Tracking My Food - How I Overcame Binge Eating And Started Noticing Changes In My Fitness Journey.    [10:35-18:41] The Ultimate Hack To Save A Ton Of Money With The Southwest Companion Pass When Traveling.   [18:42-28:31] Getting Triggered By Family During The Holidays. Recognizing The Opportunities To Learn And Heal.   Resources Mentioned: Southwest Rapid Rewards Plus Credit Card Southwest Rapid Rewards Premier Business Credit Card   Key quotes:   "Each time I'm triggered by my parents or a family member, I recognize it as an opportunity to do more learning and healing. And learning, healing, growing, and transforming is truly what the journey of life is all about." - Justin David Carl    "Money is a team game when you're in a relationship." -Justin David Carl  Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/ FIT RICH LIFE NEWSLETTER (strategies for Fitness, Money & Life)  Would you like to receive a short email with weekly actionable tips, tools & strategies to Alchemize your Fitness, Money & Life to the Next Level?  Then join 1000s & sign up for the FIT RICH LIFE Newsletter! It's free. No Spam. Just Empowering AF.  Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    For something like you've never had before and to get into an almost euphoric state of Focused Flow & Productivity try Feel Free by Botanic Tonics! Go to https://botanictonics.com and use the code DRAGON to save $40 off your first order!    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

Welcome to a special guest interview on the Fit Rich Life Podcast.   In this episode I am joined by Derek Simnett. He's a holistic nutritionist and a popular YouTuber. Derek was one of three people who inspired me to adopt a plant based lifestyle.   We'll be talking about manifesting your calling, the career of the content creator, lifestyle choices for increased healthspan, following the fitness fun & more!    In this episode, you will learn about:   [00:00-12:12] The Meaning Behind The Famous Uno Card! - All The Paths That Lead Derek Simnett To Adopt A Plant Based Lifestyle.   [12:13-25:11] Derek Shares His Journey From Studying Holistic Nutrition To Becoming A Full-Time Youtuber.   [25:12-43:59] Manifesting Your Calling: The Power Of Writing Things Down And The Greatest Tip You're Going To Listen To Today.   [44:00-54:07] This Is What Happens When You Follow Your Instinct And Start Being Creative.   [54:08-1:18:17] Derek Shares Why Having A Niche Is So Crucial In Your Entrepreneurial Journey + Breaking Down His Creative Process.   [1:18:53-1:24:25] Why You Don't Have To Be A Complete Master In Order To Start.   Key quotes:   "You don't have to finish the entire book in order to tell somebody what happened in the chapter that you just read." - Drek Simnet   "Willpower is finite, but when you're following the fun, it taps into spirit and spirit is infinite." -Justin David Carl    Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   Derek's website: https://simnettnutrition.com/ Derek's YouTube channel: https://www.youtube.com/channel/UCpyhJZhJQWKDdJCR07jPY-Q FIT RICH LIFE NEWSLETTER (strategies for Fitness, Money & Life)  Would you like to receive a short email with weekly actionable tips, tools & strategies to Alchemize your Fitness, Money & Life to the Next Level?  Then join 1000s & sign up for the FIT RICH LIFE Newsletter! It's free. No Spam. Just Empowering AF.  Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://twitter.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    For something like you've never had before and to get into an almost euphoric state of Focused Flow & Productivity try Feel Free by Botanic Tonics! Go to https://botanictonics.com and use the code DRAGON to save $40 off your first order!    The "Dipped" Now Cow Protein Bars are so good! My favorite go-to Plant Based Protein bar when I'm on the go. Visit https://nocow.com/collections/dipped-protein-bars & use code DRAGON to save 15% on all of your orders.    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!  

What's up Fit Rich Fam?!  Welcome to another solo episode of the Fit Rich Life Podcast!    In this episode I'll be sharing some great tips you can use to to fix your knee pain.   I'll also be talking about how to make a ton of money as well as utilizing the right environments and role models to build your best fit rich life!    In this episode, you will learn about:   [00:00-11:52] A practical protocol to fix your knee pain & build robust knees for life.   [11:53-19:25] A framework to make a ton of money whether you're building a big company or going the solo entrepreneur route.   [19:26-26:41] Level Up Your Lifestyle w/ the right environments & role models.   [26:42-34:57] The power of professional accountability and everything coaching can do for you!   Key quotes:   "Having people around you who are modeling healthy lifestyle habits is really, really important." -Justin David Carl    "Now you can proactively get yourself into online environments with the right role models that will empower you to rapidly build your best life, master your body and achieve true financial success." - Justin David Carl   Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   FIT RICH LIFE NEWSLETTER (strategies for Fitness, Money & Life)  Would you like to receive a short email with weekly actionable tips, tools & strategies to Alchemize your Fitness, Money & Life to the Next Level?  Then join 1000s & sign up for the FIT RICH LIFE Newsletter! It's free. No Spam. Just Empowering AF.  Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE? Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Twitter: https://twitter.com/justindavidcarl    SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness & Money to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.   From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!    For something like you've never had before and to get into an almost euphoric state of Focused Flow & Productivity try Feel Free by Botanic Tonics! Go to https://botanictonics.com and use the code DRAGON to save $40 off your first order!    The "Dipped" Now Cow Protein Bars are so good! My favorite go-to Plant Based Protein bar when I'm on the go. Visit https://nocow.com/collections/dipped-protein-bars & use code DRAGON to save 15% on all of your orders.    My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!    If you liked my show, LEAVE A THUMBS UP, share, and subscribe!  

Overcoming the darkest of days, Justin rediscovered his purpose and passion, reminding us all that it's never too late to choose a different path.   Through this episode, Justin shares his story to empower others to proactively design and truly live a life worth living.    He discusses how he reallocated his addictive personality into positive activities such as fitness, personal growth, entrepreneurship, and wealth building.    Tune in for this motivating conversation about designing the life you've always wanted!     In this episode, you will learn about:   • Reflections on Justin's Nine Years of Sobriety • Why an Addictive Personality is a Double-Edged Sword • An Improved Strategy to Optimize Your Cash Savings • How to Go About Achieving Your Big Goals • And much more!     Key Quotes:   "An addictive personality is a double-edged sword. It can be your superpower when applied wisely, or it can be your kryptonite when you let it run unchecked, especially when it's getting channeled into destructive behavior." - Justin David Carl   "Loving the food you eat while being in great shape is what the fit rich life is all about." - Justin David Carl   "Knowledge is potential power. Knowledge put into action is true power, and you can use knowledge put into action to transform your life." - Justin David Carl   "Taking new inspired action is what will empower you to proactively design and truly live your own fit rich life." - Justin David Carl       WANT TO LEARN MORE?   Would you like short, actionable tips, tools & strategies that will take your Fitness, Money & Life to the next level? Then join thousands of readers & get the Fit Rich Life Newsletter! Delivered weekly. It's free. No Spam. Just empowering AF.   Are you ready to get in the best shape of your life, master your money, and start living your Best Life now? I'm incredibly passionate about fitness, money & life and have reached a strong degree of mastery in these domains and built an incredible coaching program to help you. Sign up for a Free Fit Rich Life Coaching Consultation, or DM me on Instagram with the words "COACHING" to discover if it'd be a good fit for you!   Follow my Instagram, LinkedIn, Facebook, Youtube, & Twitter Show Notes: www.fitrichlife.com/podcast    Sponsors:   For something unlike you've ever had before and to get into an almost euphoric state of Focused Flow & Productivity, try Feel Free by Botanic Tonics! Go to www.botanictonics.com and use code DRAGON to save $40 off your first order!   If you desire to lead a happy, healthy, fit life, go to www.vedgenutrition.com/dragon, and grab all of your key supplements. Use the code DRAGON and get 15% off!   I often get asked what my favorite Vegan Protein Bars are for when I'm on the go, and without a doubt, they are the No Cow Protein Bars which have THE BEST MACROS out there -- High Protein with great amount of Fiber to keep you feeling full & Low-Fat (most protein bars & actually Fat Bars in disguise). The newly released "Dipped" Now Cow Protein Bars taste so good! Use code DRAGON to save 15% on all of your orders.   My favorite regenerative clothing brand is One Golden Thread. Life-giving apparel that is stylish AF, comfortable enough to sleep in & versatile enough to work out in, attend a business meeting, or take someone out on a date. It's truly sustainable & actually regenerative as they plant a tree for every purchase. Use code DRAGON11 to save 11% & support this show.   Thanks for tuning in!     If you liked my show, LEAVE A 5-STAR REVIEW, like, share, and subscribe!