Building Generational Wealth: Helping Your Kids Buy Real Estate and Avoiding Probate Risk

In this episode, we break down the 2026 real estate landscape and how to bridge the gap between getting your family into a home and making sure they actually keep it. We’re moving past basic "advice" and getting into the professional-grade tools that protect your legacy. 🛡️Inside This Episode:• The Family Opportunity Loan: Buy for a child or grandchild with 5% down—avoiding high investor rates while building equity. 📉• Gifting & Lending Rules: Navigating IRS rules for down payment assistance and how to "be the bank" for your heirs. 🏦• The Probate Warning: Why relying on a Will or Power of Attorney is a major risk that doesn't pass title and leaves the door open for creditors. ⚠️• The Beneficiary Deed Shield: The "cheapest and easiest" way in Missouri to transfer property title immediately and skip the court process. ✅• Missouri Marital Rights: Understanding the "one to buy, two to sell" rule and how it affects your estate plan. 💍Video Chapters ⏳0:00 - The 2026 Strategy for Family Wealth1:15 - Family Opportunity Loan: 5% Down for Kids3:40 - How to Gift a Down Payment (The Right Way)5:22 - The "Will" Myth: Why Probate is a Wealth Killer7:45 - Power of Attorney: Why it Dies When You Do9:12 - Beneficiary Deeds: Your Secret Weapon in Missouri10:30 - Creditors & Risks: Protecting the Inheritance#MissouriRealEstate #GenerationalWealth #EstatePlanning #Probate #FamilyOpportunityLoan #StLouisRealEstate #RealEstateInvesting #BeneficiaryDeed⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K