The Fun and the Mentals of Real Estate

2026 paint colors, Sherwin-Williams color trends, warm paint colors, luxury home design, St. Louis real estate, home staging tips, interior design trends 2026, paint colors that sell homes faster — Angela and Glen from The Fun and the Mentals of Real Estate break down the biggest 2026 color trends and how to make your home feel more expensive, warm, and inviting.Is gray officially dead? What paint colors make buyers emotionally connect with a home? In this episode, Angela Dillmon and Glen Calvin dive into the newest 2026 Sherwin-Williams color trends and explain how colors impact mood, resale value, staging, and everyday living.Whether you're preparing to sell your home, building a new home, remodeling, or just trying to create a more luxurious feel, this episode gives practical, real-world advice for homeowners in the St. Louis Metro and beyond.In this episode:🎨 2026 Sherwin-Williams color trends🏡 Colors that make homes feel more expensive🛋️ Warm vs cool tones in today’s market❌ Why all-gray homes are falling out of style💡 Easy paint updates with the biggest impact🧠 The psychology of color and emotional buying🌿 Nature-inspired palettes buyers love✨ Tips for resale homeowners and buyers alikeIf you’re thinking about buying, selling, building wealth through real estate, or creating your dream lifestyle, we’re here to help.📲 Connect with The Dillmon Group:🌐 The Dillmon Group at Keller Williams Realty Chesterfield🎙️ Podcast: The Fun and the Mentals of Real Estate🏠 Serving the St. Louis Metro Area#2026ColorTrends #SherwinWilliams #InteriorDesign #PaintColors #LuxuryHomes #HomeSellingTips #StLouisRealEstate #RealEstatePodcast #HomeDesignTrends #WarmPaintColors⏰ TIMESTAMPS0:00 – Welcome to The Fun and the Mentals of Real Estate0:07 – “Is Gray Dead?” Glen’s question of the day0:48 – Why colors impact emotion and buyer psychology1:49 – Why all-gray homes are going out of style2:10 – The shift toward warm, nature-inspired colors2:50 – Sherwin-Williams 2026 color palette overview4:15 – Colors that make a home feel more peaceful and inviting5:38 – Paint trends buyers are emotionally connecting with6:22 – How color choices affect resale value6:58 – Mistakes homeowners make with trendy colors8:05 – Creating a luxury feel without major remodeling9:40 – Warm woods, comfort, and natural design trends11:05 – Easy upgrades that make dull homes stand out12:15 – Final thoughts on 2026 home color trends13:05 – Closing thoughts and how to connect with Angela & Glen

Stop believing reverse mortgage myths! Learn how a HECM (Home Equity Conversion Mortgage) works, protects your heirs, and serves as a powerful wealth-building tool for your retirement lifestyle.TIMESTAMPS:0:00 — The "Win" Scenario: Staying 20-30 years without a payment0:30 — Myth #1: Will I lose my home to the bank?0:52 — Myth #2: Will my heirs be stuck with the debt?1:32 — Non-Recourse Protection: How government insurance works1:36 — Myth #3: Qualifying with bad credit or no job2:05 — The 12-Month Rule: Primary residence and moving out2:39 — Myth #4: Why financial planners actually love this tool3:40 — Myth #5: Is a reverse mortgage only for people who are "broke"?4:13 — Myth #6: Are there restrictions on how you spend the cash?4:44 — Myth #7: Do you need to have your house paid off to qualify?5:18 — Conclusion: Building wealth and leaving a legacyABOUT THIS EPISODE:Are you worried that a reverse mortgage means the bank takes your home? Angela Dillmon and Glen Calvin debunk the top 10 myths surrounding home equity conversion. Learn how a HECM (Home Equity Conversion Mortgage) actually allows you to stay in your home without making monthly mortgage payments, as long as you keep up with taxes and insurance.Whether you are a senior looking to retire your current mortgage or a family member helping a loved one navigate retirement, this guide breaks down the facts on non-recourse loans, credit requirements, and how to use your home equity as a strategic investment tool.#ReverseMortgage #HomeEquity #RetirementPlanning #RealEstateMyths #TheDillmonGroup #StLouisRealEstate #HECM #FinancialFreedom⬇️⬇️ RESOURCES & CONTACT INFO ⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE: https://hmbt.co/HZmjRn💡 Thinking about making a move?We’re here to help you get in position. To get a personalized game plan for your specific situation, reach out to us.Schedule a consultation: https://forms.gle/9Q2G3a2t7PZnYqMR8Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 https://adillmon.kw.com/Glen CalvinGuild Mortgage | Branch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.htmlStay ahead of the St. Louis real estate market. Follow me:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• Google Reviews: https://share.google/obZU5GR87RumXGG0K

We ask the question: where does return on investment meet lifestyle when it comes to your home? 🏡 We discuss how to make all your money in the kitchen and bath, focusing on smart home renovation choices like quartz countertops. Learn how to maximize your home value through strategic kitchen upgrades and bathroom renovation projects. What home improvement projects do you prioritize for the best roi?Inside This Episode: Smart Spending vs. Money Pits 💡Are you renovating for your own happiness or for the next buyer? In this episode of The Fun and Mentals of Real Estate, we dive into the data behind 2026 home trends. We explore why some "luxury" upgrades actually hurt your resale value and how to decide when a project is worth the investment.What We Cover:• The Marble Trap: Why that high-end stone might be a maintenance nightmare for buyers. 💎• Defined Spaces: Why the wide-open floor plan is losing its crown to functional, tech-free zones. 🧱• The $100k Warning: Why a massive patio investment could be a financial mistake if you're moving soon. 🌳• Aging in Place: The truth about walk-in tubs and accessibility upgrades. 🛁• The 100% ROI Winner: The surprising exterior upgrade that pays back almost every penny. 🚗Timestamps ⏳0:00 - The renovation projects that actually hurt your resale1:28 - Quartz vs. Marble: The durability debate3:15 - Is the Open Concept dead? The rise of defined spaces5:14 - The new demand for "Analog" tech-free rooms6:18 - The reality of Walk-in Tubs and aging in place8:22 - The "How Long are You Staying?" Rule10:45 - The $100k Patio Mistake: Don’t do this before you sell!13:10 - The ONE upgrade that wins (100% ROI)16:40 - Financial Strategy: Using a HELOC for smart upgrades⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#HomeUpgrades #RealEstate2026 #HomeROI #StLouisRealEstate #TheDillmonGroup #HomeEquity #SellingYourHome #RenovationMistakes #SmartInvesting

Most homeowners believe the myth that every dollar spent on renovations comes back double at closing. In this episode of The Fun and Mentals of Real Estate, we’re looking at the hard data for 2026. We break down the professional-grade strategies that separate expensive hobbies from smart investments.The ROI Breakdown:• The #1 Winner: Why the garage door consistently beats almost every other interior project for return on investment. 🏎️• The $5,000 Rule: How a small budget spent on "Paint and Clean" can out-earn a $100,000 kitchen remodel. 🎨• Emotional Triggers: The secret of "Logic vs. Emotion"—how specific colors and lighting can drive your price higher than a full renovation. ✨• The Roof Reality: Navigating insurance and resale value when it comes to the "big ticket" exterior items. 🏠• Kitchens & Baths: The "Minor" vs. "Major" debate—which one actually helps you break even? 🚿Key Timestamps ⏳0:00 - The 2026 ROI Myth1:22 - The Highest ROI Project (It’s not what you think!)3:45 - Why "Logic Buys, Emotion Drives Price"6:10 - The Danger of Over-Improving for your Neighborhood8:30 - Small Wins: Hardware, Lighting, and Curb Appeal11:15 - The Truth About Kitchen Remodels in 202614:00 - Final Verdict: Your Pre-Listing Checklist⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K

Are you feeling overwhelmed by the transition to senior housing? In Part 2 of our "7 Senior Housing Secrets" series, Angela Dillmon and Glen Calvin dive deep into the specific tiers of care and the financial realities most families overlook.We break down the three primary options mentioned in today’s episode:• Independent Living: 55+ communities with active lifestyles, five-star amenities (like Gambrill Gardens), and safety features like 24/7 pull-cords.• Assisted Living: Specialized care for those needing help with daily tasks while maintaining personal dignity.• Skilled Nursing: 24/7 medical supervision for complex health needs and safety.The Big Truth About Medicare: One of the most dangerous misconceptions is how these stays are funded. We explain why Medicare never pays for housing and how Medicaid requires a "spend down" before covering skilled nursing costs.In this video, we cover:• The "Isolation" Warning: How to know when a home is too big for Mom.• The Financial Reality: HUD-subsidized senior living vs. private pay.• Free Resources: Why you should contact a hospital social worker for vetted facility lists.• The Hardest Conversation: Why you should never promise a parent you’ll "never put them in a home."Chapters:0:00 When is it time to move Mom?1:35 Independent Living vs. Assisted Living4:12 The 5-Star Amenities at Gambrill Gardens6:50 Does Medicare pay for senior housing?9:15 Understanding the Medicaid "Spend Down"11:30 Using Hospital Social Workers as a Resource13:45 The "Never Put Me in a Home" PromiseWant our Senior Housing Handout?We have a list of recommended independent living and skilled nursing facilities in the STL area. Give us a call or comment below to receive your copy!Missed Part 1? Watch it here: https://youtu.be/mHsQsE8sNg4#SeniorHousing #IndependentLiving #AssistedLiving #MedicareSecrets #SeniorCarePlanning #RealEstateFundamentals #STLRealEstate #AgingInPlace #skillednursing ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K

What is the biggest mistake people make as they age? Today, we reveal 7 senior housing secrets to help the sandwich generation navigate aging in place, senior living, and downsizing.Are you feeling the pressure of the "sandwich generation"? In this episode of The Fun and Mentals of Real Estate, Angela Dillmon and Glen Calvin discuss the emotional and financial pitfalls of waiting too long to have "the conversation." Whether you are looking into independent living, assisted living, or exploring how a reverse mortgage can help you stay in your home, we break down the seven essential options for aging adults.In this episode, you’ll discover:• The #1 mistake families make when transitioning aging parents.• Why "kicking the can down the road" is a dangerous strategy for your housing and health.• How to identify the difference between independent living, assisted living, and skilled nursing.• The emotional "role reversal" and how to handle it with grace.• Statistics on the aging population and how it impacts the current real estate market.Don't let isolation or lack of planning dictate your future. Join us for a deep dive into the solutions that offer clarity and peace of mind for you and your loved ones.⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#SeniorHousing #SandwichGeneration #RealEstate #AgingInPlace #Downsizing #SeniorLiving #ElderCare #TheDillmonGroup

In this episode, we break down the 2026 real estate landscape and how to bridge the gap between getting your family into a home and making sure they actually keep it. We’re moving past basic "advice" and getting into the professional-grade tools that protect your legacy. 🛡️Inside This Episode:• The Family Opportunity Loan: Buy for a child or grandchild with 5% down—avoiding high investor rates while building equity. 📉• Gifting & Lending Rules: Navigating IRS rules for down payment assistance and how to "be the bank" for your heirs. 🏦• The Probate Warning: Why relying on a Will or Power of Attorney is a major risk that doesn't pass title and leaves the door open for creditors. ⚠️• The Beneficiary Deed Shield: The "cheapest and easiest" way in Missouri to transfer property title immediately and skip the court process. ✅• Missouri Marital Rights: Understanding the "one to buy, two to sell" rule and how it affects your estate plan. 💍Video Chapters ⏳0:00 - The 2026 Strategy for Family Wealth1:15 - Family Opportunity Loan: 5% Down for Kids3:40 - How to Gift a Down Payment (The Right Way)5:22 - The "Will" Myth: Why Probate is a Wealth Killer7:45 - Power of Attorney: Why it Dies When You Do9:12 - Beneficiary Deeds: Your Secret Weapon in Missouri10:30 - Creditors & Risks: Protecting the Inheritance#MissouriRealEstate #GenerationalWealth #EstatePlanning #Probate #FamilyOpportunityLoan #StLouisRealEstate #RealEstateInvesting #BeneficiaryDeed⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K

Ever wonder why some houses sell quickly over list price while others sit? In this video, Angela Dillmon and Glen Calvin discuss key real estate advice and home selling tips. Learn how proper pricing strategies, backed by market data, are crucial to sell your home effectively. 🏡In this video, you’ll learn:✅ The 90% Rule: Why pricing is the most important part of your market position.✅ Urgency Tactics: How to use "Coming Soon" status and open house advertising to drive buyers crazy—in a good way.✅ The "Soap Hack": A simple trick using a bar of Dove soap to ensure your closets and drawers smell "clean" without using hated scented plug-ins.✅ Showing Etiquette: Why you should hide sign-in sheets and keep the temperature perfect to keep buyers in the house longer.✅ Pet & Clutter Management: Professional tips on staging your life for a quick sale, including the "Rubbermaid tub" method. Whether you are a first-time seller or an "upsizer," these professional strategies are designed to help you collect more offers with better terms.Chapters:0:00 Why some houses sell over list price0:45 The 90% pricing rule1:30 Identifying your buyer pool2:15 Creating "pressure" and urgency3:45 The "Coming Soon" strategy5:10 Showing "Don’ts": Why people hate plug-ins6:00 The Dove Bar soap hack7:45 Lighting and temperature secrets9:15 Managing pets and bathroom clutter10:30 Why speed wins (and hiding the sign-in sheet)⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#RealEstateMarketing #SellYourHome #HomeShowingTips #RealEstatePodcast #BiddingWar

Are you sitting on the sidelines of the 2026 housing market? In this episode of The Fun-and-Mentals of Real Estate, Angela Dillmon and Glen Calvin (Guild Mortgage) tackle the most pressing question of the year: "Should I wait to buy a home?" We dive into the "brutal truth" about why waiting for a market crash might be a $100,000 mistake. While St. Louis remains one of the most affordable markets in the country, especially compared to the $2,000 per square foot prices seen on the coasts, local inventory remains at an all-time low.In this video, we discuss:• The Wealth Gap: Why homeowners are nearly 400% wealthier than renters.• The Inventory Crisis: Why the U.S. is still millions of homes short and how that affects your equity.• Winning Strategies: How to use "house sale contingencies" on properties that have been sitting for 60-90 days.• The Down Payment Scavenger Hunt: Creative ways to find funds using 401ks, family help, or home equity loans.• Refinancing vs. Recasting: How to lower your payment even if you bought when rates were at their peak.Whether you are a first-time buyer approaching age 40 or a downsizer looking to retire debt-free, this "wealth building conversation" provides the math you need to make an informed decision. Don't leave money on the table by paying 100% interest to a landlord.Timestamps:0:00 - The Big Question: Should you wait to buy or sell a home?0:30 - Why homeowners are 400% wealthier than renters0:42 - How waiting to buy since 2019 has cost buyers $100k+1:33 - Debunking the crash: St. Louis vs. California price per square foot2:12 - The Supply Gap: Why the U.S. is 5 million homes short2:48 - The rising age of first-time home buyers3:20 - Why you should move for your "Dream Lifestyle" now4:05 - The Math: How your payment can decrease even with higher rates5:18 - Strategy: Buying a new home before selling your current one5:51 - How to win with house sale contingencies on "sitting" properties6:48 - The "Down Payment Scavenger Hunt" for 401ks and gifts7:05 - Mortgage Recasting vs. Refinancing explained7:52 - Why St. Louis wages and industry (Boeing) are driving prices8:16 - Why St. Louis is one of the most affordable markets in the U.S.9:15 - Real Estate "Horror Stories": Why you shouldn't sell to a flipper11:00 - Don't leave $100k on the table: Advice for heirs and seniors12:10 - Why renting is paying 100% interest to a landlord ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K

Learn how to price your home to spark a bidding war and use local real estate data to predict market trends. We break down the St. Louis housing market metrics you need to build wealth.Pricing a home in today’s landscape is 90% of your marketing strategy. If you get the number wrong, you don’t just lose time—you lose money. In this "Best of Volume 5" compilation, we’re bridging the gap between strategic listing prices and the data-driven foresight required to navigate a shifting market.In this episode, you’ll discover:✅ The "Negotiating Room" Trap: Why the old-school way of pricing high to "leave room to talk" will actually kill your deal in the modern market.✅ Online-First Impressions: How to trip a buyer’s emotional triggers the second they see your listing on their phone.✅ The Firestorm Effect: The secret to allowing overlapping showings to create a "Fear of Missing Out" (FOMO) that drives prices above asking.✅ Local vs. National Data: Why you should stop listening to national headlines and start looking at "Month Supply" and "Under Contract Rates" in your specific zip code.✅ Predicting the Future: How to identify a seller’s market vs. a buyer’s market before it actually happens.Whether you are a seller looking to exit at the peak or a homeowner wanting to understand your local equity, these "Fun-and-Mentals" provide the roadmap.Chapters:0:00 - How to pick the right price1:43 - The shift from "Negotiating Room"3:57 - Pricing as 90% of your marketing5:10 - The "Online First" showing strategy6:30 - Creating a "Firestorm" around your house8:15 - Using data to predict the future10:19 - Market metrics every seller must know⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#RealEstateStrategy #HomePricing #MarketPredictions #StLouisRealEstate #WealthBuilding #MultipleOffers #RealEstateData #BestOfVol5 #HousePrices

Mortgage recasting vs. refinancing: which saves you more? Learn how to lower your mortgage payment and build wealth using real refinance math, break-even points, and expert recasting tips. [Best of VOL 4]In this "Best of" montage, experts Angela Dillmon and Glen Calvin break down the critical differences between a mortgage recast and a refinance. Whether you have a lump sum of cash to put down or you’re waiting for interest rates to drop, understanding the numbers is the only way to build long-term wealth.What you’ll learn in this episode:✅ The "Recasting" Secret: How to lower your monthly principal and interest payments for free without changing your interest rate.✅ Refinance Math: Why a 0.5% rate drop could save you thousands—and how to calculate your personal "break-even point".✅ Debt Consolidation & Cash Out: The right (and wrong) ways to use your home equity to consolidate debt or improve your home.✅ The "ATM" Trap: Why you must be careful not to use your home equity like a credit card.Subscribe for more "Fun and Mentals of Real Estate" to help you live your dream lifestyle and leave legacies that matter!⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K

Missouri property tax alert! Learn how to freeze Missouri property taxes for seniors and appeal your assessment. Stop the escrow shock with our guide to Missouri real estate tax relief.Are you tired of seeing your mortgage payment climb due to rising property taxes? In this "Best Of" highlight, Angela Dillmon and Glen Calvin reveal the essential strategies every Missouri homeowner needs to keep more wealth in their pocket. In this video, we cover:✅ The Senior Tax Freeze: Who qualifies (Age 62+) and how the new Missouri legislation works. ✅ The Appeal Process: How to fight your reassessment before the July deadline.✅ Escrow Shock Explained: Why a small tax increase can double your monthly payment. ✅ The "No Limit" Reality: Why you can't afford to be passive about your home's value. Stop the money grab! Watch now to learn how to be proactive and protect your legacy.⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K

In this "Best Of" volume, Angela Dillmon and Glen Calvin dive deep into the biggest misconceptions currently hitting the housing market. From the "Shrinkflation" of new builds to the surprising truth about condo inventory in St. Louis, we’re giving you the local facts that the national news misses.Key Topics Covered:✅ National vs. Local Stats: Why your local market (like Missouri) doesn't always follow the coastal trends.✅ The "Market Crash" Myth: Why low inventory and strict underwriting mean a crash isn't imminent.✅ Mortgage Rate Secrets: How individual factors like credit scores and loan types create a "puzzle" for your personal rate.✅ Shrinkflation in Housing: Why average national prices look lower while price-per-square-foot is actually rising.Stop waiting for rates to drop! Waiting could mean entering a massive buyer pool later and paying more in the long run.⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#RealEstate #MortgageRates #HousingMarket2024 #StLouisRealEstate #HomeBuyingTips #MarketUpdate #TheFunAndMentalsOfRealEstate

The cost of living is rising fast. In this Best of The Fun and the Mentals of Real Estate episode, we break down inflation, real estate investing, building wealth, buying a home with low or no money down, and helping families build long-term financial security.In this Greatest Hits Vol. 1 episode, we’ve merged some of our most impactful podcast moments covering:• Why the cost of living doubles over time• How real estate protects against inflation• What wealth really means and how to build it• First-time homebuyer myths (including the 20% down myth)• Zero-down and down payment assistance programs• How parents and grandparents can help the next generation buy homes• Using real estate to build lifestyle and legacyWhether you’re renting, buying your first home, or planning for your family’s future, this episode is packed with practical real estate education and mindset shifts.⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#FirstTimeHomeBuyer #Inflation #WealthBuilding #HomeBuyingTips #RealEstateEducation

Rental property investing mistakes can destroy cash flow and profits. Learn the top 10 rental property pitfalls landlords and real estate investors must avoid, including property management errors, passive income traps, and ROI killers.Avoid losing money on your investment property. In this episode, we break down the Top 10 Rental Property Pitfalls That Sink Profits, covering real estate investing tips, rental property management mistakes, cash flow killers, and passive income traps that cost landlords thousands.Stop treating rental properties like a hobby and start running them like a professional real estate business. In this episode of our real estate investment series, we explain the most common landlord mistakes, from underestimating maintenance and expenses to poor tenant screening and bad leverage decisions.WHAT YOU’LL LEARN:✅ The 1% Rule and how to quickly screen rental properties for ROI✅ True cost calculation including taxes, insurance, vacancy, and maintenance✅ Leverage risks and why pulling equity can backfire in high-interest markets✅ Maintenance mastery to prevent small issues from becoming expensive disasters✅ Tax advantages including depreciation, LLCs, and asset protection strategies⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#RentalPropertyInvesting #RealEstateInvesting #LandlordTips #CashFlow #PassiveIncome

Homeowners insurance costs are rising fast, and choosing the right coverage has never been more important. In this episode, insurance expert Dan Luigs breaks down how smart homeowners protect their property, lower risk, and avoid costly insurance mistakes.If you’ve been hit with higher premiums or you’re buying a home soon, this episode explains why insurance rates have spiked, what factors impact your pricing, and how to make sure your home is fully protected without wasting money.In this episode, you’ll learn:✅ Why home insurance premiums are skyrocketing✅ The truth about roofs, weather damage, and insurance payouts✅ What most homeowners misunderstand about coverage✅ How to get better rates without reducing protection✅ Dan’s expert tips for choosing the right insurance company✅ When to review your policy — and what red flags to watch forWhether you’re a first-time buyer, a long-term homeowner, or a real estate investor, this conversation will help you make smarter, more confident insurance decisions.⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Dan LuigsInsurance Store Inc.📞 (314) 503-0964📧 [email protected]🔗 https://www.insurancestoreinc.comAngela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#HomeInsurance #InsuranceTips #RealEstateInvesting #HomeownersInsurance #DanLuigs

🛑 Airbnb Insurance & Multi-Unit Coverage SECRETS! Expert Dan Luigs reveals the special insurance endorsements every Short Term Rental host and Real Estate Investor must have to protect their assets and avoid catastrophic claims.If you own Airbnb properties or Multi-Unit rentals, you have different risks than a typical long-term landlord. Your standard policy won't cover these situations! Dan Luigs from Insurance Store is back to break down the exact endorsements and strategies you need to properly secure your high-growth real estate investment portfolio.In this episode, you will learn:✔️ The crucial difference in coverage required for Short-Term Rentals (like Airbnb) versus long-term rentals.✔️ Why treating your Airbnb like a personal home policy is the biggest insurance mistake.✔️ The specific endorsement you must add to your policy to cover the business activity of short-term rentals.✔️ How to properly insure multi-unit properties and avoid the coverage gaps of conventional policies.✔️ Why you can't rely on your policy to cover your tenant's stuff (and what to tell them).⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Dan LuigsInsurance Store Inc.📞 (314) 503-0964📧 [email protected]🔗 https://www.insurancestoreinc.comAngela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#AirbnbInsurance #ShortTermRental #MultiUnitInvesting #LandlordInsurance #RealEstateInvestor #DanLuigs #PropertyInsurance

🛑 STOP losing money on your rental property! In this must-watch episode, learn the exact Landlord Insurance strategy Smart Investors use to choose the right policy and AVOID 3 costly coverage gaps that can wipe out your profits. You'll hear from insurance expert Dan Luigs who reveals the traps that most landlords fall into, including the shocking truth about percentage deductibles and underinsuring your replacement cost.Why Smart Investors Choose This PolicyAre you confident your current Landlord Insurance will pay out when you need it? Most rental property investors are making huge insurance mistakes without even knowing it. Dan Luigs from Insurance Store joins us to break down how to properly protect your assets and build a profitable, secure real estate investment portfolio.In this episode, you will learn:✔️ The crucial difference between a homeowner's policy (which WON'T pay out with tenants) and a proper Landlord Policy.✔️ The truth about the percentage deductible trap and how it can lead to a $7,000+ out-of-pocket roof expense.✔️ Why underinsuring your property's rebuild value is the biggest coverage gap mistake.✔️ How to choose the right liability coverage and what an Umbrella Policy truly protects.⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Dan LuigsInsurance Store Inc.📞 (314) 503-0964📧 [email protected]🔗 https://www.insurancestoreinc.comAngela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#LandlordInsurance #RentalProperty #RealEstateInvesting #SmartInvestor #CoverageGaps #PropertyInsurance

Stop wasting money on bad leads! 🛑 Learn the best advertising channels for rental property and the smart investor's secret to finding the right tenant on platforms like MLS, Zillow, or Facebook. Get the proven tenant screening process and avoid rental scams!This episode breaks down the pros and cons of every major rental advertising channel so you can stop wasting time and start attracting qualified applicants. We reveal why the MLS often delivers the best tenants, the risks of Facebook Marketplace, and the power of syndication sites. Plus, learn the non-negotiable rental policy and the red flags to listen for during the crucial phone screening!Don't end up renting to "Dealer Dan" or "Dirty Darla". Get the exact roadmap to treat your rentals as a business, not a charity.In This Episode, You’ll Learn:✅ What the smartest investors look for when choosing an advertising platform✅ How to attract a high-quality tenant who respects the property and pays on time✅ The key differences between advertising on MLS, Zillow, and social media✅ Why a strict rental policy is the foundation of profitable investing✅ How to pre-screen renters using just a simple phone callWhether you’re listing your first rental or scaling your portfolio, this episode gives you the framework to think like a pro investor.⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#realestateinvesting #rentalproperty #investing #passiveincome #financialfreedom #realestate #landlord #rentallisting #Zillow #MLS #FacebookMarketplace #propertymanagement #renting #tenantscreening #smartinvestor #investortips #realestatetips #cashflow #realestatescams #3xincome #realtorlife #forsale #moneymatters

Welcome back! In this second part of "The Top 10 Tenant Screening Tips Every Landlord Should Know," we dive into the critical mistakes and legal pitfalls that landlords must avoid to secure their investment and select the right tenant. We're covering the final five essential tips (Tips #6–#10) to complete your comprehensive tenant screening checklist.Learn how to avoid choosing tenants out of desperation , the vital importance of a thorough written lease , and the steps required for a legally sound move-in and move-out process.In this episode, you’ll learn: ✅ The dangers of underpricing your rental property to fill it quickly. ✅ The importance of financial preparation (having a cushion) to avoid desperate choices. ✅ Why skipping a written lease or having a "bad lease" is a major mistake. ✅ The importance of knowing and complying with your state's landlord-tenant laws (like security deposits and pet rules in Missouri). ✅ Why you must conduct a move-in inspection and the strict deadline for returning security deposits. ✅ How to set professional boundaries with your tenants for repairs and communication. ✅ The criteria for defining your "model tenant" and avoiding desperate decisions.💡 Missed Part 1? Catch up on Tips #1 through #5 for the foundational steps of tenant screening!⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0Ktenant screening, landlord advice, rental property, real estate investing, property management, rental mistakes, lease agreement, security deposits

Tenant screening tips, landlord advice, and rental application best practices — all in one place. In this episode, we reveal the Top 10 Tenant Screening Tips Every Landlord Should Know (Part 1) — covering tips #1 through #5 to help you protect your investment, avoid bad tenants, and confidently choose the right renter for your property.From running background and credit checks to spotting red flags and setting fair criteria, these are the foundational steps every landlord needs before approving an application.In this episode, you’ll learn:✅ How to properly evaluate a rental application✅ What to look for in a tenant’s background and credit report✅ The biggest red flags landlords often overlook✅ How to stay compliant with Fair Housing laws✅ Tips to streamline your screening process and avoid costly mistakes💡 Next week: Part 2 — we’ll cover tips #6 through #10 to complete your full tenant screening checklist!⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#TenantScreening #LandlordTips #RealEstateInvesting #PropertyManagement #RentalProperty #LandlordAdvice #RealEstatePodcast #InvestmentProperty

How do smart investors choose the perfect property? In this episode, we reveal real estate investing secrets every buyer needs to know before saying yes to a rental deal — from cash flow and ROI analysis to location strategy and risk management. Learn how to evaluate whether a rental property is truly profitable before you buy.In this episode, you’ll learn:✅ What the smartest investors look for before purchasing a property✅ How to analyze rental income, expenses, and long-term returns✅ The key differences between a good deal and a money trap✅ Why mindset and math both matter in real estate investing✅ How to make confident, data-driven investment decisionsWhether you’re buying your first rental or scaling your portfolio, this episode gives you the framework to think like a pro investor.💬 Comment below: What’s your top rule for picking the right property?⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K

🔑 WANT TO BUY RENTAL PROPERTY WITHOUT A W-2?You don't need a traditional job or tax returns to invest in cash-flowing real estate. In this deep dive, we reveal the two core strategies for financing your first, second, or tenth rental property using the property's income instead of your personal debt-to-income ratio. We demystify the Debt Service Coverage Ratio (DSCR) loan and show you how to leverage this incredible tool.In this episode, you will learn:• The little-known loan that lets you qualify based only on the property's rent.• How to bypass the bank's traditional W-2 and tax return requirements.• The House Hacking strategy for first-time investors (living free and building equity!).• What the DSCR actually means and how to calculate if a property is a good investment.• The one key metric lenders look at when you have no verifiable job income.If you are a beginner looking to invest in real estate or an experienced investor scaling your portfolio, hit the LIKE BUTTON and SUBSCRIBE for more actionable real estate strategies every week!What's the #1 thing stopping you from buying your first rental? Tell us in the comments!⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#RealEstateInvesting#DSCRLoan #NoJobNoProblem #BuyRentalProperty #HouseHacking #RealEstateFinance #InvestmentProperty #PassiveIncome

Making investment decisions doesn’t have to be complicated. In this episode, we break down the Personal Model—a mindset-driven approach that helps you make smart, confident real estate investment decisions that fit your goals. Whether you’re a first-time investor or expanding your portfolio, understanding how emotions, comfort, and timing shape your financial moves is key to long-term success.In this episode, you’ll learn:✅ What the Personal Model really means in real estate investing✅ Why emotions often drive investment choices more than numbers✅ How to find balance between comfort and financial opportunity✅ When the “right time to invest” is more about mindset than mathIf you’ve ever wondered why some investors take action while others hesitate, this episode will give you a framework for clarity, confidence, and smarter investing.⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#RealEstateInvesting #InvestmentMindset #TheFunAndTheMentals

Thinking about investing in rental property?In this episode, we break down the top reasons to invest in rental real estate — from generating passive income and building long-term wealth to maximizing tax benefits and appreciation.If you’ve ever wondered whether owning a rental property is right for you, this video will help you find your “why,” understand your options, and see how real estate compares to the stock market.💡 In this episode, you’ll learn:✅ When investing in rental property makes sense✅ Why starting with your “why” matters✅ Real estate vs. stock market: which builds more wealth?✅ 4 ways rental property makes you rich✅ Common myths about passive income and being a landlord📈 Learn how to use rental properties to create stability, freedom, and generational wealth through smart real estate investing.⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#RentalProperty #RealEstateInvesting #PassiveIncome #WealthBuilding #RentalIncome #FinancialFreedom #PropertyInvestment #RealEstatePodcast #LandlordTips #InvestmentProperty #CashFlow

Curious about reverse mortgage requirements? This episode of Fun and Mental Real Estate breaks down the nuts and bolts of eligibility, age, and equity. We explain exactly what it takes to qualify for a reverse mortgage and walk you through the entire process, step-by-step.If you're 62 or older with significant equity in your home, this is your complete guide. We cover everything from the initial phone call with a loan officer to the mandatory counseling and FHA appraisal. Learn about your payout options—lump sum, monthly payments, or a line of credit—and understand your responsibilities, like paying taxes and insurance, to ensure you can securely enjoy your home for years to come.🔑 What you’ll learn in this episode:[01:21] The 2 Main Requirements: Age & Home Equity[02:01] The First Step: What Happens When You Call a Loan Officer[03:01] Your Payout Options: Lump Sum, Monthly, or a Line of Credit[05:52] The Mandatory Counseling Session: Why It's Required & What to Expect[09:00] The Application Process: Credit, Assets & Setting Funds Aside[10:32] The FHA Appraisal: What Condition Does Your Home Need to Be In?[11:40] Explaining the Costs & FHA Mortgage Insurance Fees[15:23] Understanding the "Non-Recourse" Rule for Your Heirs[16:31] Important Rules: Primary Residency & Renting Your Home⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️🔗 Your home is your biggest asset.Track its value and build your wealth for FREE.: ⁠https://hmbt.co/HZmjRn⁠💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 ⁠https://forms.gle/9Q2G3a2t7PZnYqMR8⁠Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 ⁠https://adillmon.kw.com/⁠Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 ⁠https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html⁠Stay ahead of the St. Louis real estate market. Follow me for daily insights, listings, and tips:• Facebook: https://www.facebook.com/angeladillmon/• Instagram: https://www.instagram.com/angela.dillmon/• LinkedIn: https://www.linkedin.com/in/angeladillmon/• X/Twitter: https://x.com/ADillmon• Google Reviews: https://share.google/obZU5GR87RumXGG0K#ReverseMortgage #ReverseMortgageRequirements #homeequity #RetirementPlanning #MortgageTips #SeniorLiving #HECM #RealEstatePodcast #Mortgage101 #FinancialFreedom

How does a reverse mortgage actually work? It's one of the most powerful but misunderstood financial tools for retirees. In this episode, we break down the entire process from start to finish, explaining how it can be used to fund a secure and comfortable retirement.Feeling "house rich, cash poor" and looking for ways to fund your retirement without selling your beloved home? We explain how a reverse mortgage can eliminate your monthly mortgage payment and provide a new stream of income or a financial safety net. Whether you need to pay for medical bills, fund home repairs, or even buy a new home closer to family, this episode walks you through the practical steps and powerful benefits .👉 Subscribe for more real estate insights, homeowner tips, and retirement strategies.Get FREE access to Homebot to track your home's value: 🔗 https://hmbt.co/HZmjRn💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 https://forms.gle/9Q2G3a2t7PZnYqMR8Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 https://adillmon.kw.com/Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html#ReverseMortgage #HowItWorks #RetirementPlanning #HomeEquity #FinancialFreedom #MortgageTips #SeniorLiving #RealEstatePodcast #RetirementIncome #MortgageExplained

Reverse mortgage myths are everywhere but what’s the truth? In this episode, we bust the 10 biggest misconceptions about reverse mortgages, from homeownership and costs to heirs and retirement planning.Thinking about a reverse mortgage but worried about the risks? We separate fact from fiction and explain what homeowners and seniors really need to know. Whether you’re exploring options for retirement income, considering how to leave your home to heirs, or just curious about how reverse mortgages work, this episode gives you clear, honest answers.🔑 What you’ll learn in this episode:• [00:01:26] Myth #1: If I get a reverse mortgage, I’ll lose my home• [00:02:00] Myth #2: Reverse mortgages are only for desperate or poor homeowners• [00:03:16] Myth #3: I can’t get a reverse mortgage if I have bad credit• [00:04:00] Myth #4: The bank will own my home after a reverse mortgage• [00:05:00] Myth #5: Reverse mortgages have extremely high fees and hidden costs• [00:06:00] Myth #6: My heirs will be stuck with the debt after I pass away• [00:07:44] Myth #7: Reverse mortgages are only for people who are broke• [00:08:10] Myth #8: I can’t leave my home to my children if I take a reverse mortgage• [00:08:31] Myth #9: You need to own your home free and clear to qualify• [00:09:38] Myth #10: I must have my house fully paid off to get a reverse 👉 Subscribe for more real estate insights, homeowner tips, and retirement strategies.Get FREE access to Homebot to track your home's value: 🔗 https://hmbt.co/HZmjRn💡 Thinking about making a move? We're here to help you get in position and make the most of this opportunity. To get a personalized game plan for your specific situation, reach out to us.Click here to schedule a consultation: 🔗 https://forms.gle/9Q2G3a2t7PZnYqMR8Contact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 https://adillmon.kw.com/Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html#ReverseMortgage #MortgageMyths #RetirementPlanning #HomeEquity #FinancialFreedom #MortgageTips #SeniorLiving #RealEstatePodcast #RetirementIncome #MoneyMatters

Why do people love living in St. Louis? In this episode of The Fun and Mentals of Real Estate, we dive into the surprising reasons people are choosing and staying in the Gateway to the West. Join us as we explore the four distinct seasons, lush green spaces like Forest Park, and the wide array of free, family-friendly activities like the world-class St. Louis Zoo and museums.Discover the vibrant food scene, with a diverse range of restaurants from Italian on The Hill to authentic Hispanic cuisine on Cherokee Street. We also highlight the convenience of living in the area, with an easy commute to most places within 30 minutes. From top-tier universities and healthcare to a rich history and a passion for sports, St. Louis has something for everyone.Whether you’re considering a move or are a proud resident, this episode will open your eyes to all the things that make St. Louis a fantastic place to call home. Don’t forget to tell us what you love about St. Louis in the comments below!Timestamps0:00 Why St. Louis? The Intro to a Great City 0:32 The Four Seasons & Beautiful Greenery 1:53 Forest Park: A World-Class Urban Oasis 2:21 The Free St. Louis Zoo & Other Family Fun 2:59 Small Town Charm in a Big City 3:46 A Foodie Paradise: Multicultural & Local Cuisine 5:03 Easy Commutes & Central Location 5:42 Museums, Music, & Entertainment 6:19 Outdoor Activities: Hiking, Fishing, & Floating 7:39 Top-Tier Healthcare & Universities 9:19 A City of Champions: Sports & Team Spirit 11:43 Wineries & Local Farms 12:44 Final Thoughts & More Things to DoReady to make your move?Contact Angela Dillmon for expert real estate advice and guidance.The Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 https://adillmon.kw.com/For Refinancing and Home Loans: Connect with Glen Calvin to secure the best rates and terms.Guild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html

Predicting St. Louis house prices: is it possible? We dive into local real estate metrics like months of supply, days on market, and under contract rates to reveal what's next for buyers and sellers in the St. Louis housing market.Welcome to "The Fun and the Mentals of Real Estate"! In this episode, we tackle the big question everyone is asking: Is it truly possible to predict the future of house prices in St. Louis?You'll learn about:• The difference between national news and local "micro-data."• Key metrics like months of supply, days on market, and under contract rates.• The current state of the St. Louis market: Is it a buyer's or seller's market?• How factors like affordability, first-time home buyers, and inflation affect local house prices.• A solid prediction for the St. Louis housing market in the coming years.• Don't let national news scare you away from a great investment. The numbers don't lie, and we’re here to show you how to read them.Get FREE access to Homebot to track your home's value: 🔗 https://hmbt.co/HZmjRnThinking of selling? 🏡 Get a free, data-driven home valuation to find out what your house is really worth in today's St. Louis market.Ready to buy? 🤝 Schedule a free consultation to create your personalized home-buying strategy.Contact Angela Dillmon to make your next move. Call or text today! 📞Phone: (314) 277-7713Email: [email protected]: https://adillmon.kw.com/Have questions about your home loan options? ❓ Talk to a local expert! Get a free mortgage readiness checkup with Glen Calvin.Looking to refinance? 💰 Find out if you can save money and lower your monthly payment.Contact Glenn Calvin at Guild Mortgage to get pre-approved today! ✅Phone: (314) 249-2861Email: [email protected]: https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html

St. Louis, Missouri is a hot topic right now! People are moving to the Gateway to the West for a good reason, and it's not what you think. While other major cities are grappling with skyrocketing home prices, St. Louis remains one of the most affordable metropolitan areas in the country. This episode of "The Fun and Mentals of Real Estate" explores the real reasons for this affordability, from low housing costs and property taxes to economic stability and a thriving, diverse job market. If you're considering a move to St. Louis, a first-time home buyer, or even a current homeowner looking to sell or refinance, this is a must-listen.In this episode, we discuss:• The surprising statistics that prove St. Louis's affordability compared to major cities like Los Angeles and Denver.• Why land availability and lower regulations are key factors in keeping housing costs down.• The impact of low labor costs and lower property taxes on homeownership.• How St. Louis's stable and diversified job market, with headquarters for companies like Boeing, Edward Jones, and Emerson, creates a resilient economy.• The unique real estate trend in St. Louis where city living is more affordable than the suburbs.• The lifestyle benefits of living in St. Louis, including low gas prices and easy transportation.Don't forget to LIKE, SHARE, and SUBSCRIBE for more insights on building wealth and living your dream lifestyle through real estate!Ready to find out how much your home is worth or explore your homeownership options? Get a free, personalized home value report delivered right to your inbox with Homebot. This powerful tool provides real-time home valuations, market insights, and even helps you explore refinance opportunities—all for free. Click here to get your Homebot report: https://hmbt.co/HZmjRnReady to make your move?Contact Angela Dillmon for expert real estate advice and guidance.The Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 https://adillmon.kw.com/For Refinancing and Home Loans: Connect with Glen Calvin to secure the best rates and terms.Guild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html#StLouisRealEstate #StLouisHomes #AffordableLiving #RealEstatePodcast #StLouisMO #StLouisRealtor #FirstTimeHomeBuyer #RealEstateInvesting #Homebot #StLouisHousingMarket

Uncover the secrets of the St Louis luxury real estate market! In this episode of "Fun & Mentals of Real Estate," hosts Angela Dillmon and Glen Calvin dive deep into what a budget of $750,000 can buy you in and around St. Louis. We explore dream homes, the reality of affording a luxury property, and the incredible real estate appreciation that makes St. Louis an ideal market for wealth building. Whether you're a first-time home buyer, a move-up buyer, or just curious about the market, this podcast is packed with valuable insights.Angela and Glen break down the numbers, discussing monthly mortgage payments, the household income required to afford a $750,000 home, and the best neighborhoods to find your dream house. From Chesterfield and Ballwin to Clayton and Eureka, we cover key areas and their average price points. Learn how your first home can be a stepping stone to a multi-million dollar property and why getting into the St. Louis market now is a smart financial move. This episode is a must-watch for anyone interested in the St. Louis housing market, providing expert analysis on current trends, low inventory, and the long-term investment potential of homeownership.Get FREE access to Homebot to track your home's value: 🔗 https://hmbt.co/HZmjRnContact Info:Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 https://adillmon.kw.com/Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.html

St. Louis homeowners, are you ready to buy a bigger house? This episode for move-up buyers discusses what a $90K–$100K household income can afford you in the competitive St. Louis housing market. We'll cover leveraging your home's equity, understanding interest rates, and key neighborhoods within your price range.Move-Up Buyer Strategy: Discover how your current home's appreciation can provide the down payment for your next house, and how to use that equity to pay off other debts like student loans or credit cards.The Power of Your Income: Get a real-world scenario on how a $90,000 household income, with typical debt, can afford a $400,000 home in St. Louis.St. Louis Neighborhoods: Learn which St. Louis County and St. Charles County neighborhoods, like Ballwin, Manchester, Kirkwood, Webster Groves, and more, are within reach for move-up buyers.Interest Rates and Loan Types: Get insights into current interest rates and how they affect different loan types, including why FHA loans may have a lower rate than conventional loans.Ready to make your next move in the St. Louis real estate market? Don't miss this essential guide to building wealth and finding your dream home.Disclaimer: Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274. Glen Calvin, NMLS #742330, is authorized to do business in the states of Florida, Illinois, Kansas and Missouri. The information provided today is for educational purposes only. The positions, strategies or opinions of the show do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions. Guild Mortgage Company is not affiliated with Angela Dillmon or Keller Williams.Angela DillmonThe Dillmon Group of Keller Williams Realty Chesterfield📞 (314) 277-7713📧 [email protected]🔗 https://adillmon.kw.com/Glen CalvinGuild MortgageBranch Manager | NMLS #742330📞 (314) 249-2861📧 [email protected]🔗 https://branches.guildmortgage.com/mo/chesterfield/glen-calvin-714-cngca.htmlDiscover your home's true value and unlock its wealth-building potential. Download your free Homebot report today to track your equity and make informed decisions about your next home purchase. Get FREE access to Homebot now: https://hmbt.co/HZmjRn#StLouisRealEstate #MoveUpBuyer #HomeBuying #StLouisHomes #RealEstatePodcast #MortgageTips #HomeEquity #WealthBuilding #FirstTimeHomeBuyer #MissouriRealEstate #HomeBuyingAdvice #Affordability #Homebot

Navigating the St. Louis real estate market as a first-time homebuyer can be overwhelming. In this episode of The Fun and the Mentals of Real Estate, hosts Angela Dillmon and Glen Calvin break down the most common question they get: "How much home can I afford?"Join Angela and Glen as they get "very mental" about the numbers you need to know. They cover everything from average home prices in the St. Louis area to the crucial factors lenders consider, like income, debt, and down payments.What you'll learn in this episode:What is the average price point for first-time homebuyers in St. Louis?The four most important numbers a lender looks at to determine your home affordability.A real-world example of how to calculate what you can afford on a $60k annual household income.Key differences between FHA and conventional loans and which might be best for you.Surprising St. Louis neighborhoods that are still affordable for first-time buyers, from Valley Park to South County and parts of the city.Why waiting to buy a home could be a mistake, especially with St. Louis's rapid appreciation.Whether you're just starting to think about buying your first home or are ready to get pre-approved, this episode is your essential guide to understanding the numbers and finding your dream home in the St. Louis real estate market.Ready to take the next step?For all your real estate questions and to start your home search, contact Angela Dillmon, your St. Louis Realtor:Phone: 314-277-7713To get pre-approved for a home loan and discuss your financing options, contact Glen Calvin, your local lender:Phone: 314-249-6861Get FREE access to Homebot, the ultimate tool for homeowners and buyers to track their home's value and market insights: https://hmbt.co/HZmjRnFollow us for more real estate insights:The Fun and the Mentals of Real EstateSubscribe on Spotify, Apple Podcasts, or wherever you listen!Disclaimer: Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274. Glen Calvin, NMLS #742330, is authorized to do business in the states of Florida, Illinois, Kansas and Missouri. The information provided today is for educational purposes only. The positions, strategies or opinions of the show do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deductions. Guild Mortgage Company is not affiliated with Angela Dillmon or Keller Williams.

Wondering if now is the right time to refinance your mortgage? In Episode 76 of The Fun and the Mentals of Real Estate, hosts Angela Dillmon of Keller Williams Realty Chesterfield and Glen Calvin of Guild Mortgage break down everything you need to know about refinancing—especially how to calculate your break-even point and when it actually makes sense to move forward.🎯 This isn’t just talk — it’s real math, real strategies, and real stories. From reducing your term, lowering PMI, to cash-out options for smart upgrades, Angela and Glen guide you through how to build wealth (not just reduce your rate).They explain why not all "no-cost" refinances are created equal and what lenders really mean behind the fine print.✅ In this episode, you’ll learn:How to calculate your refinancing break-even pointWhen a lower rate isn’t always the priorityWhy loan amount matters when it comes to savingsHow to get out of FHA or PMI the smart wayWhen refinancing is a wealth-building move — and when it’s notHow to avoid being sold into bad loan products📱 Get personalized insights on your home with a free Homebot account:👉 https://hmbt.co/HZmjRnTrack your home’s value, equity, and refinance opportunities in one secure dashboard — no spam, no sales.🧠 Angela Dillmon | Realtor® | Keller Williams ChesterfieldOwner of The Dillmon Group📞 314-277-7713 | [email protected]📍 Serving Greater St. Louis Home Buyers & Sellers💼 Glen Calvin | Mortgage Lender | Guild MortgageExpert in Home Loans & Refinancing📞 314-249-6861 | [email protected]🎧 LISTEN, FOLLOW, & SHARENew episodes weekly on The Fun and the Mentals of Real Estate. We combine expert advice, smart money moves, and practical tools to make real estate less overwhelming and more empowering.💬 Got questions? Want a custom refi breakdown? Call Angela or Glen today.📈 Your wealth starts with better knowledge — and the right team.🎙️ Let’s make real estate make sense — and cents.Follow us on Spotify, YouTube, and wherever you get your podcasts.#RefinanceTips #MortgageAdvice #BreakEvenPoint #HomeEquity #RefiSmart #RealEstatePodcast #AngelaDillmon #GlenCalvin #KellerWilliams #GuildMortgage #Homebot #RefinancingExplained #HomeownershipWealth #RealEstateWealth #MortgageStrategy #PMI #FHArefi #TheFunAndTheMentals

Is refinancing always the best move when you come into extra cash after buying a home? Not necessarily. In this episode of The Fun and the Mentals of Real Estate, we break down the real difference between recasting and refinancing and why knowing the difference could save you thousands.Angela Dillmon of Keller Williams Realty Chesterfield and Glen Calvin from Guild Mortgage go deep into real-life scenarios:You bought a new home and just sold your old one — now what?When does recasting make more financial sense than refinancing?How can you get rid of mortgage insurance without paying thousands in closing costs?Is refinancing always a smart move when rates drop?Can you cash out and still stay smart with your wealth-building strategy?This episode is packed with clarity and practical advice — especially if you’ve recently bought a home, plan to refinance, or have equity you want to use wisely.🔍 Ready to make the smartest money move on your mortgage?Get free access to Homebot and track your home value, equity, and personalized refinance opportunities: https://hmbt.co/HZmjRn📲 Thinking about buying or selling?Contact Angela Dillmon, Realtor & Wealth Strategist: 314-277-7713💼 Want to explore loan options or refinancing?Talk to Glen Calvin, Lender at Guild Mortgage: 314-249-6861🎙️ The Fun and the Mentals of Real EstateYour go-to podcast for building wealth, living your dream lifestyle, and leaving a legacy through smart real estate moves.✨ Don’t forget to follow, rate, and share this episode on Spotify or wherever you listen. The knowledge could change someone’s financial future.#RealEstatePodcast #MortgageTips #RefinancingVsRecasting #EquitySmartMoves #AngelaDillmon #GlenCalvin #HomeEquity #HomeFinancing #SpotifyPodcast #KellerWilliams #GuildMortgage

Are you about to say “I do” to your new home? 👰🏽🏡In this episode, Angela Dillmon (Keller Williams Realty Chesterfield & founder of The Dillmon Group) and Glen Calvin (Lender at Guild Mortgage) break down everything that happens on Closing Day—and why it really is like a wedding… but with way more paperwork and money involved.We answer real questions like:💸 Do I have to pay for everyone else's fees?❌ Can I back out after I sign?📑 What do I need to bring to the closing table?🏠 When do I officially get the keys?📬 What scams should I watch out for after closing?You’ll also learn how to read your Closing Disclosure, why you need valid ID, and how last-minute walkthrough surprises or funding delays can affect your timeline.Angela and Glen also explain the differences between refinancing and recasting—and how to save thousands if you’ve bought a new home before selling your old one. 👏🏼📲 Angela Dillmon – Realtor, KW ChesterfieldCall/Text: 314-277-7713📲 Glen Calvin – Lender, Guild MortgageCall/Text: 314-249-6861➡️ Follow us on Spotify and turn on notifications so you never miss real talk about real estate!🎙️ The Fun and the Mentals of Real Estate – where we mix expert advice with real conversations to help you make smart moves in today’s market.

🔑 Ever signed a mountain of paperwork on closing day and thought, “Wait... what am I actually signing?” You're not alone — and this week, we’re breaking it all down in plain English.Join Angela Dillmon (Keller Williams Realty Chesterfield & owner of The Dillmon Group) and Glen Calvin (lender at Guild Mortgage) as they explain two of the most misunderstood documents in a real estate transaction: the Note and the Deed of Trust.💡 In this episode:What exactly IS a promissory note?Why you need both a Note and a Deed of TrustWhat clauses protect the lender—and YOUHidden details that could cost you (like forced insurance and occupancy clauses)Why you should NEVER skip reviewing these documents ahead of timeGlen shares insider tips from hundreds of closings, including why your loan officer SHOULD be at the table with you, and how to avoid last-minute surprises.📞 Have questions or ready to talk real estate?Call Angela: 314-277-7713Call Glen: 314-249-6861💥 FREE TOOL for homeowners and buyersTrack your home value, equity, and market insights with Homebot 👉 https://hmbt.co/HZmjRn🎧 Subscribe and share this episode of The Fun and the Mentals of Real Estate — where we blend the strategy with the sanity, and the education with the real talk.#realestatepodcast #homebuyingtips #mortgagetips #closingdayexplained #notedeedtrust #angelaDillmon #glenCalvin #homebuying101 #firsttimehomebuyer #mortgagelending #thefundamentalsofrealestate #closingtips #realestateeducation #missourirealestate #guildmortgage #kellerwilliams📍Available on Spotify, Apple Podcast and everywhere you get your podcasts. Tap play and take the stress out of the stack of papers!

Is Closing Day as Stressful as Everyone Says? 🤯 Let’s Clear It Up—Line by Line.From sticker shock at the final number to the mystery of what’s actually in your closing packet, this episode of The Fun and the Mentals of Real Estate breaks it all down. Whether you’re buying your first home or your fifth, you deserve a zero-surprise closing day—and we’re here to make sure of it.🎙 Hosted by Angela Dillmon (Keller Williams Realty Chesterfield + The Dillmon Group) and Glen Calvin (Lender at Guild Mortgage), this episode dives into:What’s really in the stack of papers at closingEscrow breakdowns that won’t leave you confusedThe timing of payments, insurance, interest, and creditsHow much cash you actually need to bring—and what happens if it’s offHow to avoid last-minute surprises and feel fully preparedWe’re not just going through documents—we’re helping you understand the full story of your transaction so that you walk into the closing room with confidence.👉 Want to track your home’s value or buying power like a pro?Get FREE access to Homebot: https://hmbt.co/HZmjRnReach out anytime:📞 Angela: Buying or selling? Call 314-277-7713📞 Glen: Questions about financing? Call 314-249-6861🎧 Listen now and follow The Fun and the Mentals of Real Estate on Spotify, Apple Podcasts, or wherever you stream.

Wondering if sellers really need to be out of the house before closing day? This episode breaks it all down! From what stays with the home (hello, blinds—but not always the drapes!) to walkthrough timing, final repair checks, and even utility transfers, we’re diving deep into what buyers AND sellers need to know before the big day.🔑 This week on EP. 71:Hosts Angela Dillmon (Keller Williams Realty Chesterfield, The Dillmon Group) and Glen Calvin (Lender, Guild Mortgage) team up with expert buyer’s agent Joshua Gulledge to tackle:✔️ What “vacant at closing” really means✔️ What items must stay with the home✔️ Why walkthrough timing matters✔️ Tips for avoiding costly last-minute surprises✔️ Real stories from the field—good, bad, and dishwasher-level frustrating💡Whether you're a first-time buyer, seasoned seller, or just love the drama of real estate, this episode will save you headaches, help you plan better, and maybe even save you $$$.📲 Get in touch:Angela Dillmon – 314-277-7713Glen Calvin – 314-249-6861🧠 Want a FREE personalized home value report & market insights?👉 Claim your Homebot access here🎧 Listen now on Spotify and follow “The Fun and the Mentals of Real Estate” for weekly tips, strategies, and behind-the-scenes insight into today’s housing market.✅ Don’t forget to like, share, and subscribe if this episode helped you or someone you know!➡️ Especially useful for new buyers or anyone prepping for a smooth closing day.#realestatepodcast #closingdaytips #walkthroughchecklist #buyersguide #homeselling101 #homeownershipjourney #kellerwilliams #guildmortgage #thefunandthementals #angelaDillmon #glenCalvin #joshuagulledge #homestaging #homebuyingtips #homebot

🔍 Home inspections can make or break a deal—but do you really know what to expect?In Episode 70 of The Fun and the Mentals of Real Estate, we dive deep into the most common issues flagged during inspections—and what they actually mean for both buyers and sellers.🏠 Join Angela Dillmon, Realtor and Team Lead of The Dillmon Group at Keller Williams Realty Chesterfield, and Joshua Gulledge, Buyer Specialist, as they unpack real-life examples from inspections—including borderline roofs, aging systems, dripping faucets, and missed sewer lines.You’ll learn how experienced negotiators approach inspection periods, how to evaluate risk, and what happens when an inspector misses something big.💡 Key takeaways in this episode:What items come up every time (and how sellers typically react)Why borderline roofs are a huge gray area in dealsHow inspection clauses protect buyersWhat happens when your inspector misses something seriousNegotiating credits vs. repairs—what's really smarter?Why choosing the right inspector and the right agent team can save you thousandsThe role of vendor partners in getting clarity fast during the 10-day inspection period📲 Whether you’re buying or selling, this episode is a must-listen for avoiding deal killers, setting realistic expectations, and protecting your investment.🎯 Need help navigating your own inspection process?Call or text:Angela Dillmon — 314-277-7713Josh Gulledge — 314-757-6046🏡 Want a custom breakdown of your home’s value and market trends?Get FREE access to Homebot: https://hmbt.co/HZmjRn🔔 Follow The Fun and the Mentals of Real Estate for smart, fun, and practical advice on all things real estate—from building wealth to closing day wins.

When you're under contract on a home, can you always get an inspection? In this must-hear episode of The Fun and the Mentals of Real Estate, host Angela Dillmon, owner of the Dillmon Group with Keller Williams Realty Chesterfield, breaks down exactly what “inspection rights” really mean for buyers. Joining her is Joshua Gulledge, expert buyer specialist on the Dillmon Group team.🔎 What you’ll learn:✔️ Do buyers automatically get inspection rights in Missouri?✔️ What's built into the St. Louis Association of Realtors contract (vs. other areas)?✔️ The full range of inspections available—sewer scope, radon, termite, infrared, and more✔️ How much inspections actually cost✔️ What happens if the inspector misses something✔️ Negotiating credits vs. price reductions—and why lenders might limit how much you can get back✔️ How inspection reports actually work (hint: they're more like rough drafts!)This episode is packed with real scenarios, smart strategies, and expert insights to help you protect your investment and avoid buyer’s remorse.🎯 CALL TO ACTIONThinking about buying a home or have questions about your inspection rights?📞 Contact Angela Dillmon at 314-277-7713📞 Reach out to Joshua Gulledge at 314-757-6046🎁 Get FREE access to your home’s value and real-time market insights with Homebot🎙 The Fun and the Mentals of Real Estate is your go-to podcast for practical advice, real conversations, and no-fluff guidance whether you're buying, selling, or investing in real estate.📌 Follow & share on Spotify, Apple Podcast and Youtube so more homebuyers can make smart, confident decisions!#HomeInspection #RealEstatePodcast #BuyerTips #AngelaDillmon #JoshuaGulledge #StLouisRealEstate #KWChesterfield #TheDillmonGroup #TheFunAndTheMentals #Homebot #BuySmart #InspectionRights #RealEstateAdvice #SpotifyPodcasts #ApplePodcast

🏠 Curious if your city’s occupancy inspection covers everything in a home inspection? On this episode of The Fun and the Mentals of Real Estate, host Angela Dillmon of the Dillmon Group with Keller Williams Realty Chesterfield dives deep into what occupancy inspections really look for, and how they differ from full building inspections.🎙️ Joining Angela is expert buyer’s agent Joshua Gulledge. Together, they break down:✅ What an occupancy inspection really is and why it matters✅ Common things inspectors love to flag✅ How these inspections differ across different cities in Missouri✅ Real-world examples of what can (and can’t) get flagged✅ Why some repairs become your responsibility and others the seller’s💡 Whether you’re a homebuyer or seller, knowing what to expect is key to a smooth transaction and a safe home!📲 For home sellers, contact Angela at 314-277-7713📲 For buyers, reach out to Josh at 314-757-6046🔗 Unlock your free Homebot access here: https://hmbt.co/HZmjRn💬 Have questions? Drop them in the comments or DM us—let’s chat!🎧 Listen to Episode 68 now on Spotify and Youtube!

🎙️ EP. 67 – Will Something Break in Year One of Homeownership?The Fun and the Mentals of Real Estate PodcastHosted by Angela Dillmon | Featuring Guest: David Specter, Choice Home Warranty🏠 New homeowners and future buyers—are you prepared for what might go wrong right after closing?In this episode, Realtor Angela Dillmon (Keller Williams Chesterfield & The Dillmon Group) is joined by home warranty expert David Specter from Choice Home Warranty to unpack the hidden risks and unexpected expenses of your first year in a new home.You’ll learn:The difference between a home warranty and homeowners insuranceWhat coverage really looks likeHow to protect your budget and peace of mindAnd the kinds of situations you’d never expect (seriously!)🎯 Whether you're buying, selling, or investing, this episode is packed with insights to help you protect your biggest investment.Whether you're buying your first home, selling, or investing, this episode equips you with real answers and smart strategies.📞 Have questions? Contact the experts:👉 For real estate help: Angela Dillmon – 314-277-7713👉 For home warranty quotes and info: David Specter, Choice Home Warranty – 314-707-3441🔗 Homeowner or future buyer? Track your home’s value, equity, and market trends with FREE Homebot access: https://hmbt.co/HZmjRn🎧 Listen now on Spotify & Youtube✅ Don’t forget to follow, rate ⭐⭐⭐⭐⭐, and share with a new or future homeowner!#HomeWarranty #RealEstateTips #HomeOwnership #FirstTimeHomeBuyer #AngelaDillmon #ChoiceHomeWarranty #DavidSpecter #HomeMaintenance #RealEstatePodcast #StLouisRealEstate #HomeProtection #TheFunAndTheMentals #SpotifyPodcast

What actually proves you own your home? A deed? A mortgage? Your name on the mailbox? 🏠In Episode 66 of The Fun and the Mentals of Real Estate, Angela Dillmon (Keller Williams Realty Chesterfield, The Dillmon Group) and Glen Calvin (Guild Mortgage) break down the often misunderstood question: What legally and officially proves homeownership?We’re diving into:✔️ What documentation legally shows ownership✔️ The difference between deeds, titles, and mortgages✔️ Why having a mortgage doesn’t mean you don’t own your home✔️ How to make sure your ownership is properly recorded✔️ What to do if you inherit a house or think your name isn’t on the right documents📲 Angela Dillmon – Realtor, KW ChesterfieldCall/Text: 314-277-7713📲 Glen Calvin – Lender, Guild MortgageCall/Text: 314-249-6861💻 Get FREE access to your home's value + market insights with Homebot:👉 https://hmbt.co/HZmjRn🎯 Don’t miss this essential episode if you:Own a home and want to confirm your ownership is protectedAre buying or selling and want to understand the legal sideInherited property or plan to pass one on➡️ Follow us on Spotify and turn on notifications so you never miss real talk about real estate!🎙️ The Fun and the Mentals of Real Estate – where we mix expert advice with real conversations to help you make smart moves in today’s market.#HomeOwnership #DeedVsTitle #RealEstatePodcast #AngelaDillmon #GlenCalvin #TheDillmonGroup #GuildMortgage #KellerWilliamsChesterfield #HowToProveHomeOwnership #HomeBuyingTips #HomeSellingAdvice #MissouriRealEstate #SpotifyPodcast #RealEstateEducation #Homebot

📍 In this value-packed episode of The Fun and the Mentals of Real Estate, Angela Dillmon of Keller Williams Realty Chesterfield and Glen Calvin, lender at Guild Mortgage, break down one of the most misunderstood parts of the home buying process—the appraisal.💡 Want to know what REALLY determines the value of your home?Spoiler: it’s not just square footage or fancy upgrades.Angela and Glen walk you through:Why appraisals matter for your mortgageHow lenders use appraisals as part of a 3-point evaluation triangleWhat items do and don’t affect value (yes, your washer/dryer matters!)How appraisers choose comps—and why your neighbor’s sale price might not matterWhat happens when the appraisal comes in low (and what your options are)The difference between FHA, VA, and Conventional loan appraisal requirementsHow appraisal timelines work with inspections and contract deadlinesThe truth behind why lenders can’t influence appraisers anymore📈 If you’re buying, selling, or refinancing, this episode is essential listening for understanding how appraisals can make or break your deal—and how to be prepared.🎯 Whether you're a first-time buyer or seasoned investor, don’t miss the straight talk on how home values are truly determined and what steps you can take to protect your offer and your financing.🔗 FREE Home Value Tool!Curious what your home is worth right now? Get your personalized home report with market insights → https://hmbt.co/HZmjRn📲 Contact Angela Dillmon (Realtor® | Keller Williams Realty Chesterfield)📞 314-277-7713📲 Contact Glen Calvin (Lender | Guild Mortgage)📞 314-249-6861🎧 Listen now on Spotify.💬 Like, follow, and share to help more buyers & sellers get the knowledge they need.👉 Subscribe for more wealth-building insights & real estate strategies every week.#RealEstatePodcast #HomeAppraisal #HomeValue #RealEstateTips #MortgageAdvice #AngelaDillmon #GlenCalvin #KellerWilliams #GuildMortgage #StLouisRealEstate #WealthBuilding #HouseHunting #RealEstateExplained #SpotifyPodcasts #FunAndMentalsOfRealEstate

Buying a home is exciting—but let’s be honest, it’s also one of the most stressful things you’ll ever do. So why is that? In this episode of The Fun and the Mentals of Real Estate, Angela Dillmon of Keller Williams Realty Chesterfield and Glen Calvin of Guild Mortgage unpack the emotional rollercoaster of buying a home.Angela and Glen use a wedding as the perfect metaphor for what it's like to go from accepted contract to closing table: you’re engaged, emotions are high, and there’s a whole team you need to make it to the big day. From loan snags to credit missteps, quitting your job too soon, opening new credit lines, and even taking a maternity leave—this episode is packed with real stories and actionable advice to help buyers avoid the pitfalls that could delay or derail your closing.What You’ll Learn in This Episode:Why communication with your lender is non-negotiableHow last-minute financial decisions can ruin your loanWhat documents matter (and why signing without reading is a bad idea)The truth about “12 months same as cash” purchasesHow taxes, job changes, and insurance choices can impact your approvalTips to protect your debt-to-income ratio before closingWhat your "home buying team" really looks like🎯 Whether you’re buying your first home or your fifth, this episode is a must-listen to reduce stress and increase success.📲 Thinking about buying or selling? Contact Angela Dillmon with The Dillmon Group at Keller Williams Realty Chesterfield today:📞 Call/text: 314-277-7713💬 Have lending questions or need pre-approval guidance? Glen Calvin at Guild Mortgage is here to help:📞 Call/text: 314-249-6861💰 Want to track your home value like a pro?👉 Get FREE access to Homebot✅ Follow us on Spotify and never miss an episode of The Fun and the Mentals of Real Estate.💬 Like, rate, and share this podcast to help others navigate the real estate journey with confidence!

You’ve celebrated your accepted offer—but are you really in the clear? Not so fast. 🛑 In Episode 63 of The Fun and the Mentals of Real Estate, hosts Angela Dillmon (Keller Williams Realty Chesterfield & Owner of The Dillmon Group), Glen Calvin (Lender at Guild Mortgage) and Joshua Gulledge (The Dillmon Group) break down the surprising ways buyers can STILL lose a home after the offer is accepted.From missed deadlines and earnest money mishaps to lender switch-ups and title snags—this episode is a must-listen for any buyer who wants to actually make it to the closing table.🎯 Here's what you'll learn:What contingencies really mean and how they can cost you the homeWhy earnest money isn’t just a formalityHow title issues and old judgments can ruin your dealThe critical timing of inspections, appraisals, and lender paperworkWhy choosing the right team—agent, lender, and title company—makes ALL the difference💡 Pro Tip: An accepted offer is just the beginning. Tune in to learn how to avoid the most common (and costly) pitfalls that derail deals.📞 Contact Your Wealth-Building Partners:👉 Selling a home? Call Angela Dillmon – 314-277-7713👉 Buying a home? Reach out to Joshua Gulledge – 314-757-6046👉 Need a loan or mortgage advice? Contact Glen Calvin – 314-249-6861🎁 BONUS: Get Free Access to Homebot!Track your home value, equity, and smart refinance options with this powerful tool: https://hmbt.co/HZmjRn💬 Like, Follow, and Share if you’re buying soon or just want to stay ready in today’s market.🎧 Now streaming on Spotify#RealEstatePodcast #AcceptedOffer #HomeBuyingTips #RealEstateAdvice #AngelaDillmon #GlenCalvin #GuildMortgage #KellerWilliamsChesterfield #TheDillmonGroup #TheFunAndTheMentals #HomeBuyingJourney #RealEstateContingencies #HomeInspections #EarnestMoney #HomeClosing #MissouriRealEstate #Homebot #RealEstateSpotify

People are always shocked when they get that tax bill. But the question is… how high can it actually go?"In this episode of The Fun and the Mentals of Real Estate, Angela Dillmon (Keller Williams Realty Chesterfield & owner of The Dillmon Group) and Glen Calvin (Lender at Guild Mortgage) break down the mystery behind property taxes—how they’re assessed, what triggers increases, and what every homeowner needs to know to avoid surprises.Whether you're a first-time buyer, longtime homeowner, or investor, understanding property taxes is critical to protecting your financial future.🎯 We’re covering:What causes property taxes to spikeHow reassessments really workThe role of home improvementsTips to prepare for your next tax billWhen to challenge your assessment🎧 Listen now on Spotify and share this episode with someone who just opened their reassessment letter in shock.📆 Need help with your property tax reassessment or have real estate questions?🗓️ Schedule a 1:1 with Angela here: https://calendly.com/thedillmongroup/tax-assessment-thedillmongroup📞 Call Angela at 314-277-7713 (The Dillmon Group | Keller Williams Chesterfield)💰 Have questions about how your taxes impact your mortgage or loan approval?📞 Reach out to Glen Calvin at 314-249-6861 (Lender | Guild Mortgage)📊 Want to know what your home is worth (without the guesswork)?👉 Get FREE access to your personalized Homebot report here: https://hmbt.co/HZmjRn

The Fun and the Mentals of Real Estate | EP. 61: Missouri Senior Tax Freeze: How to Apply Before the June 30 DeadlineIn this episode of The Fun and the Mentals of Real Estate, hosts Angela Dillmon and Glen Calvin break down the Missouri Senior Tax Freeze and how you can take advantage of this program before the fast-approaching June 30 deadline.If you're a senior homeowner in Missouri, this tax freeze could be your key to reducing property tax increases, offering you financial relief as home values rise. Angela, a trusted real estate agent with Keller Williams Realty Chesterfield and the Dillmon Group, and Glen, a lender at Guild Mortgage, explain exactly how the program works, who qualifies, and the steps you need to take to apply—especially important if you're in the midst of planning for your future.Get Ahead of the Deadline!Listen in as Angela and Glen discuss tips and tricks for applying in various counties, including St. Louis County, St. Charles County, Jefferson County, and Franklin County. Don’t miss out on this chance to freeze your property taxes and keep more money in your pocket!Links to Apply for Senior Tax Freeze by County:St. Louis County Senior Tax Freeze ApplicationSt. Charles County Senior Tax Freeze ApplicationJefferson County Senior Tax Freeze ApplicationFranklin County Senior Tax Freeze ApplicationBONUS!Stay ahead in your real estate journey by gaining FREE access to Homebot, a valuable tool that helps you track your home’s value and equity. Click here for free access!For more real estate tips, financial advice, and all things related to buying, selling, and managing property, be sure to hit subscribe and join Angela and Glen every week on The Fun and the Mentals of Real Estate.Have questions or need assistance? Contact Angela at 314-277-7713 or Glen at 314-249-6861 to discuss how this could impact you and your property taxes.Don't forget to rate and review us on Spotify! The more reviews, the more people we can help!#MissouriSeniorTaxFreeze #RealEstateTips #PropertyTaxRelief #RealEstateMissouri #HomeValue #Homebot