Buy a Home Without a Bank | Iva Norris on WeHome500, Wraps (Subject-To) & Creative Finance

Buy a Home Without a Bank | Iva Norris on WeHome500, Wraps (Subject-To) & Creative Finance Description In this episode of the Dream Start Own podcast, Edgar “The Connector” Salgado sits down with Iva Norris, creator of WeHome500, a mission to help 500 families buy a home by “being the bank”—especially buyers who don’t qualify for traditional loans. Iva breaks down how her team finds homes (mostly direct-to-seller), then sells them using wraps / subject-to / seller finance so families can move in with as little as 10% down and payments near rent market. She also shares her story of coming from Brazil, taking action after reading Rich Dad Poor Dad, and buying 28 properties in 3 years without using her own money—plus the real risks, documents, insurance details, and servicing pitfalls most investors miss. Chapters 00:00 Intro + who is Iva Norris 00:24 What is WeHome500 + the mission to help 500 families 00:51 Who WeHome500 is for (buyers who can’t qualify) + 10% down 01:09 Where they operate (Texas now, expanding) 01:46 Where to find inventory: WeHome500.com 02:05 How Iva gets deals direct-to-seller + “find buyers first” 03:03 Finding buyers + why Facebook Marketplace got harder 07:35 How she started: Brazil → America → 28 properties in 3 years 13:57 Wraps explained (subject-to + selling to an end buyer) 23:04 Who should NOT do creative finance + misconceptions 29:50 Creative vs reckless + due-on-sale clause + disclosures 35:13 Insurance, escrow refunds, and protecting all parties 38:44 Servicing companies + how to protect seller credit 40:04 Why you ALWAYS close through title + legal docs 44:31 Best way to find motivated sellers today (digital marketing) 46:13 Biggest beginner mistake: no CRM + no follow-up 51:42 Where to find Iva + how to refer buyers/bird-dog Connect with Iva / WeHome500 Website + available homes: wehome500.com Interested in referring buyers / bird-dogging? Start at: wehome500.com Sleep better, dream bigger! Affiliate link: Eight Sleep https://refer.eight.sl/edgardsalgado PLUG IN & SUBSCRIBE Instagram: / @edgartheconnector TikTok: / @edgarsrei Join The Subto Community for Life & Learn Creative Finance from @PaceMorby https://join.nre.ai/mQ9T9vZ Learn How to Make Money on Other People’s Deals with the Gator Method https://join.nre.ai/mQBDJK5 Get the tools I use for productivity https://linktr.ee/EdgartheConnector DISCLAIMER We are not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other and may be outdated