California Insurance at a Crossroads: Patrick Wolff on Fixing the Market

This week we sit down with candidate Patrick Wolff as he outlines why he’s running for California Insurance Commissioner, drawing on his insurance and finance experience and pledging to refuse corporate gifts. He argues for stronger market-conduct regulation, faster rate reviews, and more competition to benefit consumers. The episode dives into Prop 103, the intervener process, wildfire mitigation and incentives for homeowners, use of forward-looking models and telematics with privacy protections, claims handling, and proposals to increase transparency like insurer report cards.   Patrick Wolff for Insurance Commissioner