Case Explained: Mesa Underwriters Specialty Insurance Company Plaintiff— v. Alicia Orta; Universal Protection Service, L.P., doing business as Allied Universal Security Services Defendants—

Court: United States Court of Appeals for the Fifth Circuit Filed: 2026-06-05 The Fifth Circuit affirmed the district court’s judgment holding that the insurer, Mesa Underwriters Specialty Insurance Company, owed no duty to defend or indemnify Allied Universal Security Services for a sexual assault claim. The court applied Texas law regarding insurance contract interpretation, specifically addressing whether the exclusionary term “all locations” was ambiguous. The appellate court rejected the appellants’ argument that the term should be construed against the insurer due to ambiguity, concluding instead that the language was clear and unambiguous in excluding injuries resulting from assault or battery occurring at any location. As a result of this affirmation, the declaratory judgment finding no coverage obligation remains in effect, and the defendants remain without insurance defense or indemnification for the underlying tort claim. Do It For The Case Law is a news reporting service. Nothing in this episode constitutes legal advice.