Case Explained: State Farm Fire and Casualty Company v. Jawad Khan Defendant – Appellant Bianca D’Amato

Court: United States Court of Appeals for the Eighth Circuit Filed: 2026-06-26 The eighth-circuit affirmed the district court’s grant of summary judgment in favor of State Farm Fire and Casualty Company, holding that the insurer owed no duty to defend or indemnify appellant Jawad Khan under his insurance policies. The court applied de novo review to the summary judgment decisions and interpreted the insurance policies according to Minnesota law. The court concluded that the underlying claims, including allegations of negligent infliction of emotional distress, were inextricably linked to excluded intentional acts rather than covered accidents. Relying on Minnesota precedent establishing that an insurer has no duty to defend when claims are tied to intentional exclusions, the court determined that because there was no duty to defend, there was consequently no duty to indemnify. As a result of this affirmation, the adverse summary judgment decisions against Khan regarding his entitlement to a defense and indemnification in the two underlying actions remain in effect. Do It For The Case Law is a news reporting service. Nothing in this episode constitutes legal advice.