Caught Between Adult Kids, Aging Parents, and Your Retirement | Dwight Heck

Are you caught between supporting your adult kids and your aging parents while trying to fund your own retirement? You are not alone, and the math is real.In this solo episode of the Give A Heck Podcast, Dwight Heck unpacks the Canadian sandwich generation, one of the most pressing financial and emotional pressures facing Canadians in 2026. Drawing on more than 24 years in financial services and his own lived experience as a single father of five, Dwight breaks down the real numbers behind the pressure and the practical steps to start carrying the weight on purpose instead of by accident.What you will learn in this episode:✅ Why more than one in three Canadian young adults under 34 are living with at least one parent✅ The three invisible withdrawals quietly draining the sandwich generation's retirement✅ The 2026 cost of long-term care in Alberta and British Columbia✅ Why the RRSP is not always the right tool, and when the TFSA should take the lead✅ Three questions every Canadian needs to ask to start living on purpose✅ The exact conversation to have this week with your adult kids and your ageing parents⏱️ Chapters:0:00 Welcome and Introduction0:57 Why This Solo Episode Matters4:30 The Pressure Is Real, 2025 RBC and iPaaS Data7:00 A Global Pattern, A Canadian Reality9:30 The Other Side of the Sandwich, Ageing Parents11:30 The Three Invisible Withdrawals16:00 Three Questions to Live on Purpose18:30 The Canadian Financial Toolkit24:30 Why Segregated Funds Earn Their Keep27:00 The Conversation to Have This Week30:00 How Dwight Can Help and Final Thoughts🔗 Full show notes with links and resources:https://giveaheck.com/podcast-detail/caught-between-adult-kids-aging-parents-retirement/🤝 Connect with Dwight Heck:🌐 Website: https://www.giveaheck.com🎙️ Podcast: https://www.giveaheck.com/podcast📘 Facebook: https://www.facebook.com/dwight.heck📸 Instagram: https://www.instagram.com/give.a.heck💼 LinkedIn: https://www.linkedin.com/in/dwight-heck-65a90150/🎵 TikTok: https://www.tiktok.com/@giveaheck🐦 Twitter / X: https://twitter.com/give_a_heck🎤 Work With Me / Be a Guest: https://www.giveaheck.com/work-with-me⭐ Leave a review: https://www.ratethispodcast.com/giveaheck🎧 Listen on your favourite podcast platform:🍎 Apple Podcasts: https://podcasts.apple.com/us/podcast/give-a-heck/id1538446144🎧 Spotify: https://open.spotify.com/show/3wc2pFuCWhtLzAGYLSknzG❤️ iHeart Radio: https://www.iheart.com/podcast/269-give-a-heck-90577620/🎵 Amazon Music: https://music.amazon.ca/podcasts/d865a2cf-8368-482e-b1c1-187b4fdbe965/give-a-heck🎙️ Audible: https://www.audible.ca/pd/GIVE-A-HECK-Podcast/B08K5X3D84About Dwight Heck:Dwight Heck is the host of the Give A Heck Podcast, a best-selling author, speaker, and financial coach with more than 24 years in financial services. A single father of five who raised his children through some of the hardest financial years of his life, Dwight now helps Canadian families build coordinated financial strategies that protect their retirement, support the people they love, and create the freedom to live life on purpose, not by accident.#SandwichGeneration #CanadianFinance #RetirementPlanning #GiveAHeck #FinancialFreedom #LiveOnPurpose #AdultChildren #AgingParents