CO-HOST | Make Money by Paying Rent Smarter (Not Harder) episode artwork

EPISODE · Mar 6, 2026 · 28 MIN

CO-HOST | Make Money by Paying Rent Smarter (Not Harder)

from Travis Makes Money · host Travis Chappell

Co-hosting with producer Eric Travis breaks down Affirm's new "buy now, pay later" rent option—splitting monthly rent into zero-interest biweekly payments. They debate cash flow hacks, reminisce on $600/month SoCal apartments now Zestimated at $1,600+, and praise rent-tech like Bilt for credit-building points. On this episode we talk about:   Affirm + Isuzu pilot: Split rent biweekly (no interest/fees) via $10-50/month memberships that report payments to credit bureaus—helps cash flow, not affordability.   Eric's confession: Used fee-free biweekly rent; Travis okays it as the one BNPL he's fine with (unlike shoes/phones).   Rent sticker shock: Eric's old $600 1BR now ~$1,658; Travis's 2018 Vegas 3BR/4BA went from $2,600 to $4,800+ Zestimate.   Bilt love: Pay rent/mortgage with credit card for points (shoutout founder); gamified quizzes make bills fun.   Lifestyle creep: Cheap rents build wealth nostalgia, but "never going back"—location > size if you can walk to casinos/pizza. Top 3 Takeaways 1.  Biweekly rent splits (zero interest) ease cash flow without extra cost—ideal if paid biweekly, risky if monthly salary mismatches.2.  Rents double every ~7 years while fixed mortgages don't—owning locks predictability as utilities/rates rise.3.  Use tech like Bilt for rent points/credit; systems easing big bills (rent = largest expense) free mental space for income growth. Notable Quotes   "This doesn't feel like buy now, pay later... It's just splitting it up into two payments. That feels almost like a better situation for the landlord."   "If this system makes more sense for you to conserve the money... then sure, split it up."   "Set up systems that make it easier to accomplish your goals, rather than trying in the difficulty of the systems you already have." ✖️✖️✖️✖️ 🚀 Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. 🚀 Capture leads, nurture them, and close more deals—all from one powerful platform. 🎁 Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

Co-hosting with producer Eric Travis breaks down Affirm's new "buy now, pay later" rent option—splitting monthly rent into zero-interest biweekly payments. They debate cash flow hacks, reminisce on $600/month SoCal apartments now Zestimated at $1,600+, and praise rent-tech like Bilt for credit-building points. On this episode we talk about:   Affirm + Isuzu pilot: Split rent biweekly (no interest/fees) via $10-50/month memberships that report payments to credit bureaus—helps cash flow, not affordability.   Eric's confession: Used fee-free biweekly rent; Travis okays it as the one BNPL he's fine with (unlike shoes/phones).   Rent sticker shock: Eric's old $600 1BR now ~$1,658; Travis's 2018 Vegas 3BR/4BA went from $2,600 to $4,800+ Zestimate.   Bilt love: Pay rent/mortgage with credit card for points (shoutout founder); gamified quizzes make bills fun.   Lifestyle creep: Cheap rents build wealth nostalgia, but "never going back"—location > size if you can walk to casinos/pizza. Top 3 Takeaways 1.  Biweekly rent splits (zero interest) ease cash flow without extra cost—ideal if paid biweekly, risky if monthly salary mismatches.2.  Rents double every ~7 years while fixed mortgages don't—owning locks predictability as utilities/rates rise.3.  Use tech like Bilt for rent points/credit; systems easing big bills (rent = largest expense) free mental space for income growth. Notable Quotes   "This doesn't feel like buy now, pay later... It's just splitting it up into two payments. That feels almost like a better situation for the landlord."   "If this system makes more sense for you to conserve the money... then sure, split it up."   "Set up systems that make it easier to accomplish your goals, rather than trying in the difficulty of the systems you already have." ✖️✖️✖️✖️ 🚀 Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. 🚀 Capture leads, nurture them, and close more deals—all from one powerful platform. 🎁 Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

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CO-HOST | Make Money by Paying Rent Smarter (Not Harder)

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This episode is 28 minutes long.

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This episode was published on March 6, 2026.

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Co-hosting with producer Eric Travis breaks down Affirm's new "buy now, pay later" rent option—splitting monthly rent into zero-interest biweekly payments. They debate cash flow hacks, reminisce on $600/month SoCal apartments now Zestimated at...

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