Comfort in Chaos: The URT Story | The Fourth Phase Podcast Ep 3 episode artwork

EPISODE · Apr 28, 2026 · 1H 4M

Comfort in Chaos: The URT Story | The Fourth Phase Podcast Ep 3

from The FOURTH PHASE PODCAST · host Fourth Phase Productions

Ian Urtnowski grew up in Coronado, California, a beach kid turned waterman, lifeguard, and entrepreneur who built URT from $700 and zero guarantees. In this episode, Ian opens up publicly for the first time about the personal battle that has shaped every decision he's made.A close friend of Navy SEAL Charlie Keating IV, killed in action on May 3, 2016, Ian turned grief into purpose. The Chuck Heavy memorial shirt, the partnership with the C4 Foundation, and the brand he's built today, all of it, in his own words, is "the house that Charlie built."This is a conversation about finding comfort in chaos, building something from nothing, honoring the people who shaped you, and living fully in the present.In this episode:Growing up in Coronado and becoming a watermanBuilding URT from $700 with no business planThe serendipitous moment that created the brandCharlie Keating, the friendship, the loss, and the legacyThe C4 Foundation and what it means for military familiesLiving and building in the present tenseSupport URT and the C4 Foundation: urturt.com | c4foundation.org

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Comfort in Chaos: The URT Story | The Fourth Phase Podcast Ep 3

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