Concrete and Code- The AI Investment Bubble Collapse

The provided text is an excerpt from a 2025 Medium article by Greg Twemlow titled "Concrete and Code: When the AI Investment Bubble Collapses on the People Who Built It," which forecasts a systemic economic crisis. Twemlow argues that the immense, over-leveraged investment in AI infrastructure, likened to a "black-hole economy," lacks a sustainable profit model and is destined to fail. The author predicts that this speculative collapse will lead to widespread financial devastation for ordinary citizens, specifically through retirement accounts and job loss as entry-level positions vanish due to automation. Furthermore, Twemlow connects the impending economic chaos to a political crisis, arguing that the failure will be exploited by populist movements, such as Trumpism, to seize power. The suggested antidote is for individuals to reclaim their sovereignty through bravery, discernment, and agency, creating a civic counter-infrastructure against technological determinism. Read the article.About the Author - Greg Twemlow writes and teaches at the intersection of technology, education, and human judgment. He works with educators and businesses to make AI explainable and assessable in classrooms and boardrooms — to ensure AI users show their process and own their decisions. His cognition protocol, the Context & Critique Rule™, is built on a three-step process: Evidence → Cognition → Discernment — a bridge from what’s scattered to what’s chosen. Context & Critique → Accountable AI™. © 2025 Greg Twemlow. “Context & Critique → Accountable AI” and “Context & Critique Rule” are unregistered trademarks (™).