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Could using credit cards more save you money? episode artwork

EPISODE · Jan 14, 2026 · 23 MIN

Could using credit cards more save you money?

from Chicago Booth Review Podcast

Do you have both a credit-card balance and a savings account? Would you use your savings to pay down your credit-card balance if it would save you money on fees? Chicago Booth's Abigail Sussman talks about her research that suggests that about one in five people holds a credit-card balance and a savings account, which effectively means they are paying to borrow their own money. What would it take to change their behavior?

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Could using credit cards more save you money?

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How long is this episode of Chicago Booth Review Podcast?

This episode is 23 minutes long.

When was this Chicago Booth Review Podcast episode published?

This episode was published on January 14, 2026.

What is this episode about?

Do you have both a credit-card balance and a savings account? Would you use your savings to pay down your credit-card balance if it would save you money on fees? Chicago Booth's Abigail Sussman talks about her research that suggests that about one...

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