Cracking Visa’s CEDP Code

New Visa rules are quietly rewriting the economics of B2B card acceptance, and your team cannot afford to ignore them. In this episode of the Credit on the Go podcast, host Bob Shultz sits down with Nuvei’s Vice President of B2B Technical Solutions, Paul Breault, to unpack Visa’s new Commercial Enhanced Data Program (CEDP) and what it really means for corporate trade credit, treasury, and finance leaders. Why this episode matters CEDP replaces traditional Level 2 and Level 3 interchange programs, tying your interchange costs directly to the quality and completeness of the data you submit on commercial, corporate, and purchasing card transactions. For organizations processing large B2B card volumes, that shift can translate into roughly 30 percent savings on interchange when done right, or materially higher costs if you stay with “business as usual.” What you will learn * How CEDP works, why Visa created it, and why “good data” is now the gateway to preferred interchange rates rather than a box-checking exercise. * The operational reality: why many virtual terminals and legacy processors simply cannot capture the 20+ required data fields, and how ERP-integrated payment solutions change that equation. * The risk lens: how richer transaction data not only earns discounts but also strengthens fraud prevention and transaction legitimacy at a time when cyber and payment fraud are rising sharply. Who should listen If you lead or influence trade credit, AR, treasury, or corporate finance and are responsible for card acceptance strategy, working capital, or fraud risk, this conversation is designed for you. You will come away with concrete questions to challenge your current processor, a clearer view of the ROI case for CEDP compliance, and a practical roadmap for aligning credit, treasury, IT, and the C‑suite around the changes ahead. More Resources About CEDP: Visa’s CEDP explained: What you need to know to stay verified If you’ve enjoyed listening to this episode of the Credit on the Go podcast, please share it with your colleagues. Editorial Opportunities: Have insights to share? Get featured in TCLM. Contact us about contributing! Advertising Opportunities Your audience is here: thousands of corporate trade credit, treasury, and finance professionals. TCLM is where quote-to-cash decision-makers engage with the latest trends and insights. Put your brand in front of the right people at the right time. Advertise with us! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit tradecredit.substack.com/subscribe