PODCAST · business
Credit On The Go
by David Schmidt
Practical discussions of Credit & Collection topics with an eye to the future tradecredit.substack.com
Episodes
-
War Stories: Aligning Credit and Sales
Is your credit department helping sales win business, or getting called in only when it’s time to say no? In this episode of Credit on the Go, TCLM’s Bob Shultz explores with his co-founder, Dave Schmidt, how credit and sales can move beyond friction and work toward the same goals: profitable...
-
Payment Deductions: Stop the Leakage, Not Just the Backlog
A customer short-pays an invoice. Your team retrieves the backup, investigates the claim, chases an internal approval, and eventually clears the balance. But has anyone fixed the problem that caused the deduction…or will the same issue generate another hundred claims next month, and the month...
-
The Time-to-Cash Imperative: Removing Working Capital Friction
Revenue may be growing, but growth does not automatically translate into available cash. In this episode of the Credit on the Go podcast, TCLM’s Bob Shultz speaks with Henry Ijams, founder of StreamTech Advisors, about the operational frictions that slow the conversion of a sale into cash, and…
more -
The Hidden Costs of an Untrained Credit Department
In this episode of the Credit on the Go podcast, TCLM’s Bob Shultz and veteran credit professional Rich Ferrara examine a management issue that is often treated as discretionary but directly affects revenue, working capital, risk, and customer experience: training the order-to-cash team. Drawing…
more -
Your Customer Is in Bankruptcy—Now What?
When a customer’s financial distress turns into a bankruptcy filing, the credit team’s preparation and speed of response can materially shape the outcome. In this episode, bankruptcy attorney Christopher Ng joins TCLM’s Bob Shultz on the Credit on the Go podcast to help accounts receivable and...
-
When Growth Outruns the Operating Model
Growth is a welcome challenge, but without scalable processes, clear accountability, and the right operating support, it can quickly strain cash flow, customer relationships, and management capacity. In this episode of the Credit on the Go podcast, TCLM’s Bob Schultz speaks with Sharique Nisar…
more -
Cyber Risk Is a Liquidity Risk
In this episode of Credit on the Go, Torsten Boehler, Managing Director of Holomastrik, Ltd., sits down with TCLM’s Bob Shultz to share his view that cyber risk needs to be understood as a liquidity problem rather than a purely technical Issue. That shift is exactly why this podcast is worth your...
-
Piercing the Corporate Veil: Identifying Hidden Risk in Public and Private Companies
In a high-stakes environment where interest rates are rising and “zombie companies” are finally facing the music, the latest episode of the Credit on the Go podcast offers a masterclass in modernizing the cash conversion cycle. Host Bob Schultz sits down with Jerry and Mike Flum of Credit Risk...
-
When AI Meets Collections: Keeping the Human Touch in Credit Work
AI can speed up collections, but it cannot replace the human touch that gets customers to respond. In this episode of the Credit on the Go Podcast, TCLM’s Bob Schultz and Thea Dudley, also known as the “Credit Overlord”, discuss how credit teams can use technology to work smarter while still...
-
Transforming Chaos to Cash Flow
In this episode of the Credit on the Go podcast, TCLM’s Bob Shultz speaks with Pam Krank, CEO and founder of The Credit Department, Inc., about how companies can modernize and strengthen trade receivables management. The discussion focuses on the practical challenges of order-to-cash operations…
more -
Uncover the Hidden Gold in Your Accounts Receivable
Many companies think their liquidity problem is a funding problem. This Credit on the Go episode makes a sharper point: it is often a collections and process problem hiding in plain sight. In the podcast, TCLM’s Bob Schultz and John Lockhart, the CEO of Billfire, make the argument that companies...
-
Cross-Border Debt Recovery: From Judgements to Cash
In this episode of the Credit on the Go podcast series, TCLM’s Bob Shultz has an engaging conversation with Clair Sandbrook, CEO of Shergroup. This is a practical, high-value conversation for anyone with trade credit or order-to-cash responsibilities, especially when receivables cross borders and...
-
AR Automation: Cutting Through the Hype
Artificial intelligence is reshaping order-to-cash, and this Credit on the Go podcast with TCLM’s Bob Shultz and Chris Caparon, founder and former CEO of Cforia Software, delivers a timely, straight-talking look at what that means for quote-to-cash process professionals and finance leaders. In…
more -
Closing the Loop: Mastering the Mechanics of Revenue Recovery
In this episode of the TCLM’s Credit on the Go podcast, host Bob Shultz sits down with Dee Bowden, a dynamic revenue recovery consultant and author of Collect the Cash. Dee shares the remarkable story of how she recovered $6 million in just 60 days for a struggling IT firm, only to learn a hard...
-
A Project-First Mentality for Navigating Construction’s Unique Credit Landscape
In this episode of the Credit on the Go podcast, host Bob Schultz sits down with Ryan Ayers, CEO and co-founder of Suppli, to explore the rapidly evolving landscape of accounts receivable (AR) and credit management within the construction industry supply chain. As finance professionals face…
more -
Beyond the Buzz: Practical AI for Accounts Receivable and Credit Teams
Artificial intelligence is rapidly moving from buzzword to business imperative in corporate credit and treasury, and this episode of Credit on the Go explores what that actually means for your portfolio, your team, and your career. Hosted by TCLM’s Bob Shultz, this conversation features Jared...
-
Managing Risk in Financially Distressed Customers
In today’s volatile economic landscape, navigating B2B accounts receivable requires more than just standard “book learning”; it requires practical, real-world strategies to manage credit risk and ensure liquidity. This panel discussion, presented by the Trade Credit and Liquidity Management…
more -
Maximize the Value of Your Credit Intel
In this episode of the Credit on the Go podcast series, host Bob Schultz sits down with Pam Ogden, President of Business Credit Reports, a credit industry veteran. Together, they dive into the evolving landscape of business credit and how modern technology has transformed the ways companies...
-
Building High-Impact Credit Teams: Hiring, Coaching, and Cultivating Intellectual Equity
In this insightful episode of Credit on the Go, host Bob Schultz sits down with Thea Dudley, known in the industry as the “Credit Overlord,” to tackle one of the most pressing challenges facing finance departments today: sourcing, developing, and retaining the next generation of credit...
-
War Stories: The Case for Customer Visits
Dashboards can’t tell you everything. When liquidity tightens and customers start acting differently, credit executives need to see what’s really happening: not just what the numbers say. In this episode of Credit on the Go, Bob Shultz and Dave Schmidt make the case for trade credit professionals...
-
The Strategic Advantage of Partnering with a Certified Commercial Collection Agency
Welcome to Credit on the Go, where trade credit, treasury, and finance leaders come to sharpen their edge. If your company sells B2B on credit terms, you know that once invoices age past expectations, the challenges shift quickly, from routine follow-up to disputes, escalations, and tough…
more -
War Stories: Staff-Centered Techniques to Optimize Credit & Collections Performance
If your credit team is running flat out yet DSO keeps creeping up, and cash flow is lagging, this conversation is for you. In this episode of Credit on the Go’s “war stories” podcast series, veteran practitioners Bob Shultz and Dave Schmidt unpack what really happens inside credit and collections...
-
Quote-to-Cash Transformation: Reducing Friction and Increasing Cash Velocity
In this episode of the Credit on the Go podcast, host Bob Shultz sits down with veteran order-to-cash leader Ian Thompson, founder of Clear Cycle Advisors, to unpack what really gets in the way of turning quotes and contracts into cash in the bank. Ian explains how fragmented, siloed processes,...
-
War Stories: What's Impacting Your Collection Performance?
This is our second podcast where we discuss collection performance. In Part 1: Dealing with the Time Bomb, we examined the various issues that divert time from your collection efforts, including distractions and inefficiencies. In this segment, the conversation focuses on making your collection...
-
Cracking Visa’s CEDP Code
New Visa rules are quietly rewriting the economics of B2B card acceptance, and your team cannot afford to ignore them. In this episode of the Credit on the Go podcast, host Bob Shultz sits down with Nuvei’s Vice President of B2B Technical Solutions, Paul Breault, to unpack Visa’s new Commercial...
-
War Stories: Winning Over Sales with a Business Mindset
Developing a high-performing credit function is tough enough; doing it while locked in a tug-of-war with sales can feel impossible. This episode of the Credit on the Go podcast dives into real-world “war stories” of turning adversarial sales relationships into powerful partnerships that drive...
-
Decisioning Reimagined: Turning Credit Data into a Strategic Asset
In this episode of the Credit on the Go podcast, host Bob Schultz sits down with Brian Suthoff, founder of Truverto, to unpack what “modern credit decisioning” really looks like for B2B organizations that are increasingly under pressure to protect cash while still fueling growth. If your team is...
-
War Stories: Preparing for a Customer's Crash Landing
Welcome to the latest episode of the Credit on the Go podcast, a must-listen for B2B finance, credit, and treasury professionals navigating today’s complex risk landscape. In this installment, hosts Bob Schultz and Dave Schmidt draw on deep industry experience to dissect one of the most pressing...
-
Revenue Intelligence: Transforming AR From Back Office to Growth Engine
Today’s episode of the Credit on the Go podcast takes a deep dive into the evolving landscape of B2B corporate credit and finance. Joining Bob Shultz is Sarah McCauley, widely recognized as the “revenue storyteller.” Her career spans every facet of the order-to-cash process, with a focus on…
more -
War Stories: The Urgent Sale Dilemma
Welcome to another Credit on the Go episode brought to you by the Trade Credit and Liquidity Management newsletter. In today’s discussion, you’ll hear authentic, in-the-trenches experiences from credit veterans Bob Shultz and Dave Schmidt as they wrestle with a dilemma every credit professional...
-
From Islands to Integration: Optimizing Credit and Treasury
Welcome to a compelling episode of the Credit on the Go podcast, a must-listen for corporate credit, finance, and treasury leaders striving to break down organizational silos and drive real results. In this session, Ernie Humphrey, CEO of Treasury Webinars, a recognized authority who has shaped...
-
War Stories: Lessons for Credit Leaders Navigating Post-M&A Receivables
Welcome to this episode of the Credit-on-the-Go Podcast, where seasoned trade credit professionals Bob Shultz and Dave Schmidt take an honest, practical look at the challenges facing corporate credit organizations. This session dives into the real-world issues that arise when companies acquire or...
-
From Isolation to Insight: The Value of Joining a Professional Association
This episode of the TCLM’s Credit on the Go podcast shines a light on one of the most vital yet often overlooked pillars of commerce, the world of credit management associations. Host Bob Schultz welcomes Laura McMillan, President of NACM Business Credit Services (BCS), for an insightful...
-
Quote-to-Cash: The Hidden Engine of Business Success
Welcome to the Credit on the Go Podcast, brought to you by Trade Credit & Liquidity Management. In this initial segment, host Bob Schultz sits down with John Lockhart, founder and CEO of Billfire, to unpack the complexities and opportunities within the quote-to-cash process. Their conversation...
-
Unlocking Value in Distressed Businesses: The Power of Article 9 Restructurings
This exclusive episode of the Credit on the Go podcast delivers a must-hear strategy for financial executives navigating distress in today’s challenging environment. Robert Denozzi, Chief Growth Officer of Second Wind Consultants, sits down with Bob Shultz to introduce the transformative power of...
-
Consumer Spending & Economic Impacts
This podcast is a replay of a UCLA Extension-sponsored August 21, 2025, webinar offering actionable insights on credit management and consumer spending trends impacting business liquidity and profitability. Key Highlights * Discover UCLA Extension’s continuing education resources for…
more -
Automation, AI & the Future of Credit Management with Pam Krank
In this episode of the Credit on the Go podcast, host Bob Shultz interviews Pam Krank, President of The Credit Department (TCD), about the evolving role of automation and AI in credit, collections, and receivables management. Pam shares TCD’s journey from a consulting firm in 1993 to a leading...
-
Factoring Explained: How to Turn Invoices Into Opportunity
This podcast episode, hosted by Bob Shultz, publisher and co-founder of TCLM, and featuring Chris Lehnnes from Versant Funding, provides an in-depth exploration of factoring as a financing solution for businesses seeking improved liquidity. Factoring is explained as the sale of a company’s…
more -
Dispelling Myths, Embracing Data, and Tackling Bottlenecks Across the Quote-to-Cash Cycle
This episode explores how artificial intelligence (AI) is reshaping credit risk management and treasury operations. Guest Jordan Esbin, CEO of Credit Pulse, shares insights with Bob Shultz, Trade Credit & Liquidity Management’s Publisher, regarding current misconceptions, the urgency of AI...
-
Unlock Your Potential and Advance Your Career
In this podcast, Bob Shultz, Trade Credit & Liquidity Management’s Publisher, interviews Mark Ramseyer, the Program Director of UCLA Extension’s Business and Finance programs. These courses are designed for working professionals looking to advance in credit, treasury, and finance functions. They...
-
Bridging the Gaps: Synchronizing ERP and CRM in Trade Credit
This podcast features a discussion between Trade Credit & Liquidity Management’s Bob Shultz and Amartya Singh, CEO and CFO of FinFloh, focusing on the persistent challenges companies face in managing the order-to-cash (O2C) process. Fragmented systems and the high cost and complexity of ERP...
-
Beyond Credit Reports: Exploring the Expanding Universe of Business Information
Get ready for a front-row seat to the transformation of business information. In this episode of Credit on the Go, host David Schmidt sits down with Rich Ferrara, former Dun & Bradstreet executive and business data consultant, to unpack how digital innovation, AI, and fintech are reshaping the...
-
Inside the Numbers: Part 2 - How Inflation and Interest Rates Are Reshaping U.S. Industries
Welcome to another episode of the Credit on the Go podcast, brought to you by the Trade Credit and Liquidity Management (TCLM) newsletter. In this episode, we’re continuing the discussion of how shifting consumer spending trends are shaping the financial performance of companies across industries...
-
Inside the Numbers: Part 1 - What Does Consumer Spending Data Tell Us About the Future of Business?
In this episode of the "Credit on the Go" podcast, sponsored by the Trade Credit and Liquidity Management newsletter, host Bob Shultz welcomes Paul Hill, CEO of JSI Analytics, to explore how shifting consumer spending trends are influencing the financial performance of companies across the United...
-
Why is Working Capital Management Critical in Today's Economic Environment?
In this Credit on the Go podcast, Bob Shultz interviews Bruce Lynn, the COO of the Financial Executives Networking Group (FENG). Bruce is an expert in working capital management, with a long history in this area, as a consultant and conference speaker. The discussion centers on the increasing...
-
War Stories: Aligning Credit and Sales
In this episode, we explore the keys to a productive relationship between Credit and Sales. When Sales and Credit are misaligned, there will be conflicts that affect both cash flow and your bottom line. Credit’s job is to facilitate a profitable sale. That means rather than stop sales to…
more -
War Stories: What's Impacting Your Collection Performance?
In this episode, we discuss how not spending enough time on collection activities is a major drag on collection performance. There are a multitude of issues that cause collections to get superseded by other activities or to be handled ineffectively so that time is wasted. Besides looking at the…
more -
In the Beginning . . .
Enjoy a brief introduction to Trade Credit & Liquidity Management. We’ll explain where we’re coming from and where we’re headed, review the different types of content you can expect, discuss how we will share the ins and outs of managing the order-to-cash process, and deliver deep insights into…
more
We're indexing this podcast's transcripts for the first time — this can take a minute or two. We'll show results as soon as they're ready.
No matches for "" in this podcast's transcripts.
No topics indexed yet for this podcast.
Loading reviews...
ABOUT THIS SHOW
Practical discussions of Credit & Collection topics with an eye to the future
tradecredit.substack.com
HOSTED BY
David Schmidt
CATEGORIES
Loading similar podcasts...
Frequently Asked Questions
How many episodes does Credit On The Go have?
Credit On The Go currently has 48 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Credit On The Go about?
Practical discussions of Credit & Collection topics with an eye to the future tradecredit.substack.com
How often does Credit On The Go release new episodes?
Credit On The Go has 48 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Credit On The Go?
You can listen to Credit On The Go on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Credit On The Go?
Credit On The Go is created and hosted by David Schmidt.
URL copied to clipboard!