Creative Finance Changed Everything: Philip Warrick on Subject-To, Airbnbs & Private Money episode artwork

EPISODE · Jan 27, 2026 · 36 MIN

Creative Finance Changed Everything: Philip Warrick on Subject-To, Airbnbs & Private Money

from Dream Start Own Podcast - The Path to Own Your Time · host EdgartheConnector

In this episode of the Dream Start Own podcast, Edgar “The Connector” Salgado sits down with 23-year real estate veteran Philip Warrick to break down how creative finance, subject-to deals, lease options, and Airbnbs helped him leave the family sign business and become a full-time investor in Houston.Philip shares how a late-night Carlton Sheets infomercial, growing up as a missionary kid in Brazil, and losing his dad at 20 pushed him into entrepreneurship early—and why getting into the right rooms, with the right mentors, changed everything. Today he runs a diverse portfolio of flips, rentals, Airbnbs, wraps, and lease options while coaching investors and partnering with private money lenders on deals.CHAPTERS00:00 Intro & who is Philip Warrick01:10 Early interest in real estate & Carlton Sheets “no money down”02:40 Growing up in Brazil, missionary family & entrepreneurship04:40 Losing his dad, buying the family sign business & stepping up07:50 First creative deals and first subject-to in 200311:30 Real estate clubs, mentors and the power of the “right rooms”17:00 Coaching, creative finance and Monday “Power Call” Zooms19:40 Building a big team, 30+ Airbnbs and operations23:30 Fix & flip + Airbnb strategy and short-term vs long-term taxes29:00 MakeTheMoveNow: lease options, wraps and helping non-bankable buyers33:00 Private money, partnerships & how to work with PhilipConnect with Philip:Website (coaching, Zooms & deals): philipwarrick.comLease option & owner-finance homes: makethemovenow.comDirect booking site for Airbnbs: epicpropertypros.comConnect with Edgar:Website: edgartheconnector.comInstagram: @EdgarTheConnectorFollow Dream Start Own, rate this episode, and share it with someone who wants to use creative finance, private money, and Airbnbs to get out of the rat race and into true ownership.Sleep better, dream bigger!Affiliate link: Eight Sleep⁠https://refer.eight.sl/edgardsalgado⁠► Join The Subto Community for Life & Learn Creative Finance from ⁨@PaceMorby⁩⁠https://join.nre.ai/mQ9T9vZ⁠► Learn How to Make Money on Other People’s Deals with the Gator Method⁠https://join.nre.ai/mQBDJK5⁠► Get the tools I use for productivity⁠https://linktr.ee/EdgartheConnector⁠🚧🚧🚧 DISCLAIMER 🚧🚧🚧We are not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other and may be outdated

In this episode of the Dream Start Own podcast, Edgar “The Connector” Salgado sits down with 23-year real estate veteran Philip Warrick to break down how creative finance, subject-to deals, lease options, and Airbnbs helped him leave the family sign business and become a full-time investor in Houston.Philip shares how a late-night Carlton Sheets infomercial, growing up as a missionary kid in Brazil, and losing his dad at 20 pushed him into entrepreneurship early—and why getting into the right rooms, with the right mentors, changed everything. Today he runs a diverse portfolio of flips, rentals, Airbnbs, wraps, and lease options while coaching investors and partnering with private money lenders on deals.CHAPTERS00:00 Intro & who is Philip Warrick01:10 Early interest in real estate & Carlton Sheets “no money down”02:40 Growing up in Brazil, missionary family & entrepreneurship04:40 Losing his dad, buying the family sign business & stepping up07:50 First creative deals and first subject-to in 200311:30 Real estate clubs, mentors and the power of the “right rooms”17:00 Coaching, creative finance and Monday “Power Call” Zooms19:40 Building a big team, 30+ Airbnbs and operations23:30 Fix & flip + Airbnb strategy and short-term vs long-term taxes29:00 MakeTheMoveNow: lease options, wraps and helping non-bankable buyers33:00 Private money, partnerships & how to work with PhilipConnect with Philip:Website (coaching, Zooms & deals): philipwarrick.comLease option & owner-finance homes: makethemovenow.comDirect booking site for Airbnbs: epicpropertypros.comConnect with Edgar:Website: edgartheconnector.comInstagram: @EdgarTheConnectorFollow Dream Start Own, rate this episode, and share it with someone who wants to use creative finance, private money, and Airbnbs to get out of the rat race and into true ownership.Sleep better, dream bigger!Affiliate link: Eight Sleep⁠https://refer.eight.sl/edgardsalgado⁠► Join The Subto Community for Life & Learn Creative Finance from ⁨@PaceMorby⁩⁠https://join.nre.ai/mQ9T9vZ⁠► Learn How to Make Money on Other People’s Deals with the Gator Method⁠https://join.nre.ai/mQBDJK5⁠► Get the tools I use for productivity⁠https://linktr.ee/EdgartheConnector⁠🚧🚧🚧 DISCLAIMER 🚧🚧🚧We are not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other and may be outdated

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Creative Finance Changed Everything: Philip Warrick on Subject-To, Airbnbs & Private Money

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This episode was published on January 27, 2026.

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In this episode of the Dream Start Own podcast, Edgar “The Connector” Salgado sits down with 23-year real estate veteran Philip Warrick to break down how creative finance, subject-to deals, lease options, and Airbnbs helped him leave the family sign...

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