Decoding Benefits: What Every Employee Should Know with Jaclyn Prymicz

Summary In this insightful interview, Jaclyn Prymicz, a benefits and compliance expert, shares her knowledge on employee benefits, health insurance, maternity leave, and maximizing benefits. Ryan Coburn, a financial advisor, explores practical questions about benefits planning, helping listeners understand how to make informed decisions during open enrollment and beyond. Key Topics Health insurance options and differences (HSA, FSA, PPO, HDHP) Maternity leave, FMLA, and disability benefits Maximizing employer benefits and retirement contributions Common misconceptions and pitfalls in employee benefits Takeaways Ask questions during open enrollment to understand your benefits Calculate the cost-effectiveness of health plans based on your needs Take advantage of employer matches in 401k plans Understand the difference between job protection (FMLA) and paid leave Utilize benefits like HSAs and FSAs to save on taxes Chapters 00:00 Introduction to Benefits and Leave Planning 01:35 Jaclyn's Background and Expertise in HR 04:38 Understanding Benefits During Open Enrollment 07:34 Common Misunderstandings in Benefits 10:36 Navigating Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) 13:50 Maternity Leave: FMLA vs. Paid Leave Options 18:52 Understanding Family Leave and Benefits 23:20 Maximizing 401(k) Participation 27:16 Exploring Ancillary Benefits 29:39 The Importance of Long-Term Disability 32:39 Navigating Employee Benefits as a New Hire 35:16 The Value of Calculating Health Plan Costs 38:01 Yellow and Black Illustrative Podcast Cover (Video).mp4 38:10 Jaclyn Prymicz compliance statement for Ryan Coburn (1).mp4 Guest links LinkedIn - https://www.linkedin.com/in/jaclynpshrmcp/