Die with Zero: Spending on Memories, Not Just Saving

Send us Fan MailHey guys! How’s your summer going? Mine is winding down—today’s the last week before the kids head back to school, and honestly, I need a break. I scheduled a full “mama camp” staycation with all the boys, my nephew, and my parents in town. Right now, I’m sitting in the car while they’re at the trampoline park, and it already feels like Thursday even though it’s only Tuesday!The big takeaway I want to share with you today is this: read Die with Zero. I listened to the audiobook on YouTube, and it completely shifted how I think about money. Instead of feeling guilty every time I spend, it helped me see that money is meant to be used for experiences—especially when your family can enjoy them the most.With five boys (ages 10 to 15), my nephew, and my parents visiting, our family spending is at its peak right now. Sports, clothes, shoes, travel, education—it all adds up. But instead of feeling bad about it, I’m reminding myself that this is the season to invest in memories. Later, when the kids are grown and independent, we won’t need to spend the same way. So why hold back now?This book also challenged the idea of saving everything “for the kids.” If you’re planning to leave them money, why not give it when they actually need it—like for university or a mortgage—instead of waiting until they’re in their 60s and don’t need it as much?This week, I’m splurging a little more than usual: trampoline park, downhill karting, karaoke with sushi (first time ever!), escape rooms, Activate, and even a family rafting trip this summer. Yes, it’s a lot of money for six people, but I’m practicing gratitude instead of guilt. I’m blessed to be able to do these things, and I don’t want to be the person who saves everything and misses out on the memories.So here’s my challenge to you: if you can afford it, spend the money—but feel good about it. And if you can’t, then don’t. Either way, make the choice consciously. And if you’re struggling with the guilt of spending, check out Die with Zero. It’s been a game-changer for me.Alright, I’m off to see how the kids are doing at the trampoline park. Love you all—chat next week! Support the show