DSCR Loans and Gift

In this episode of Real Estate Lending Insights, host Mike Hogan breaks down everything you need to know about DSCR (Debt Service Coverage Ratio) loans—one of the most powerful and flexible financing tools for real estate investors. Mike explains what DSCR loans are, how they work, and why they’re a game-changer for building your rental property portfolio. The episode takes a deep dive into the use of gift funds for DSCR loans, including the latest guidelines from top investors like Onslow, E Resi, and Goldman Sachs Non-QM. Learn the universal rules for using gift funds, how much you need to contribute from your own assets, and how these options can help you minimize your out-of-pocket expenses. Whether you’re a seasoned investor or just getting started, this episode is packed with actionable insights to help you structure your next DSCR loan and maximize your investment opportunities.

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DSCR Loans and Gift

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How long is this episode of Spokane Home Buyer?

This episode is 6 minutes long.

When was this Spokane Home Buyer episode published?

This episode was published on November 25, 2025.

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