PODCAST · business
Spokane Home Buyer
by Mike Hogan
Welcome to the Spokane Homebuyer Podcast, your trusted source for expert mortgage advice and real estate insights in the Inland Northwest. Hosted by Mike Hogan, a seasoned local mortgage professional with Chimney Rock Mortgage and Synergy One Lending, this podcast is dedicated to helping you navigate the path to homeownership with confidence. Each episode covers essential topics for first-time buyers, seasoned investors, and anyone interested in the Spokane housing market. From understanding loan programs and down payment assistance to exploring creative financing solutions and the latest industry technology, Mike breaks down complex concepts into clear, actionable information. Whether you’re just starting your home search, looking to refinance, or curious about unique lending options, the Spokane Homebuyer Podcast delivers the knowledge and resources you need—all with a local touch. Tune in for practical tips, expert interviews, and answers to your most pressing mortgag
Episodes
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Cost of Waiting to Refiance
We talk about one of the most common questions homeowners ask when rates start moving: “Should I refinance now… or wait, because rates might get better?” And here’s the twist: waiting can absolutely pay off… but it can also quietly cost you money every single month you delay. So in this episode,...
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5 Year mortgage Rate Projections
A lot of long-range forecasts tie mortgage rates to the 10-year Treasury, because they usually move in the same direction. Most economists are projecting the 10-year Treasury to stay a little over 4% over the next several years, and mortgage rates typically run a spread above that. When you…
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Buying a Second Home and use it as a short term rental
This episode explains how buying a second home can be both a lifestyle upgrade and a long-term wealth strategy. It walks through the idea of using the home part-time while renting it out as a short-term rental when you are not there, which can help offset the monthly cost of ownership and, over...
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Buying a Home is not like Buying a Car
Today we’re breaking down a question a lot of people don’t realize they’re asking until they’re in the middle of it: why can you buy a car in a day, but buying a house can take weeks? They’re both big purchases, they both use financing, and they both involve a lender, so what’s the difference?...
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Buying vs Renting
Are you renting and wondering if buying a home is the right move? In this episode, Mike Hogan breaks down the financial advantages of homeownership, including tax benefits, building wealth through equity, and the freedom to make your home your own. Learn how your monthly payment can be similar to...
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DSCR Loans and Gift
In this episode of Real Estate Lending Insights, host Mike Hogan breaks down everything you need to know about DSCR (Debt Service Coverage Ratio) loans—one of the most powerful and flexible financing tools for real estate investors. Mike explains what DSCR loans are, how they work, and why…
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Understanding Private Mortgage Insurance: Why It Matters When You Buy a Home
In this episode of “Home Finance Unlocked,” host Mike Hogan breaks down the essentials of Private Mortgage Insurance (PMI) and why it’s a key part of the homebuying process for many borrowers. If you’re planning to buy a home with less than 20% down, you’ll likely need some form of mortgage...
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Where to start to buy a home
Thinking about buying a home in Spokane? In this episode of the Spokane Homebuyer Podcast, local mortgage expert Mike Hogan explains why getting pre-approved is the essential first step in your homebuying journey. Learn what a pre-approval is, why it matters, and how it can give you a competitive...
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Debt to Income Ratio Explained
In this episode, we’re breaking down one of the most important—and often misunderstood—factors in qualifying for a mortgage: your Debt-to-Income Ratio (DTI). We’ll explain what DTI is, why lenders care about it, and how it impacts your ability to get approved for a home loan. You’ll learn how to...
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Down Payment Assistance
In this episode, we’re shining a spotlight on the Washington State Housing Finance Commission (WSHFC) down payment assistance programs. We’ll explain how these programs work, who qualifies, and how they can help you overcome one of the biggest hurdles to buying a home—saving for a down payment....
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Home Loan Products
In this episode, we’re focusing on traditional loan products—including conventional, FHA, VA, and USDA loans. We’ll break down what each loan type offers, who qualifies, and how to choose the best option for your unique situation. You’ll learn about credit requirements, down payment options,...
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ABOUT THIS SHOW
Welcome to the Spokane Homebuyer Podcast, your trusted source for expert mortgage advice and real estate insights in the Inland Northwest. Hosted by Mike Hogan, a seasoned local mortgage professional with Chimney Rock Mortgage and Synergy One Lending, this podcast is dedicated to helping you navigate the path to homeownership with confidence.
Each episode covers essential topics for first-time buyers, seasoned investors, and anyone interested in the Spokane housing market. From understanding loan programs and down payment assistance to exploring creative financing solutions and the latest industry technology, Mike breaks down complex concepts into clear, actionable information.
Whether you’re just starting your home search, looking to refinance, or curious about unique lending options, the Spokane Homebuyer Podcast delivers the knowledge and resources you need—all with a local touch. Tune in for practical tips, expert interviews, and answers to your most pressing mortgag
HOSTED BY
Mike Hogan
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Frequently Asked Questions
How many episodes does Spokane Home Buyer have?
Spokane Home Buyer currently has 11 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Spokane Home Buyer about?
Welcome to the Spokane Homebuyer Podcast, your trusted source for expert mortgage advice and real estate insights in the Inland Northwest. Hosted by Mike Hogan, a seasoned local mortgage professional with Chimney Rock Mortgage and Synergy One Lending, this podcast is dedicated to helping you...
How often does Spokane Home Buyer release new episodes?
Spokane Home Buyer has 11 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Spokane Home Buyer?
You can listen to Spokane Home Buyer on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Spokane Home Buyer?
Spokane Home Buyer is created and hosted by Mike Hogan.
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