Ep 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9)

from UCLA Housing Voice · host UCLA Lewis Center for Regional Policy Studies

Fixed-rate mortgages are expensive, but adjustable-rate mortgages are volatile — but do they have to be? Kevin Erdmann pitches an alternative that captures the best qualities of both. This is part 9 of our series on misaligned incentives in housing policy.Read about the Lewis Center's work at lewis.ucla.edu.Follow our Substack at uclahousingvoice.substack.com.Email Shane at at [email protected] and follow him on Bluesky and LinkedIn.Show notes:Erdmann, K. (2021). A Suggested Mortgage Amortization Structure: Fixed Amortization, Adjustable Principal. Mercatus Center.UCLA Housing Voice episode 106: Mortgage Lending Standards with Kevin Erdmann.

Episode metadata supplied by the publisher feed · Published Feb 5, 2026

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Ep 107: A Better Mortgage with Kevin Erdmann (Incentives Series pt. 9)

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