Ep. 108 - From $250,000 in Interest to Financial Control: A Rancher's Story

What happens when a ranch family decides they're tired of paying the bank more than they're paying themselves? In this episode, Chad Ross shares the realities of building a ranching operation through some of the toughest challenges Canadian agriculture has faced—from BSE and drought to rising debt costs and uncertainty in the marketplace. He opens up about paying more than $250,000 in annual interest, the lessons learned through hardship, and why financial resilience became a priority for his family. We discuss: The impact BSE had on their operation and long-term decision-making Why efficiency and strategic planning matter more than ever How Chad discovered the Infinite Banking Concept through the Working Cows Podcast Building a six-figure pool of accessible capital The mindset shift of paying yourself first Creating more freedom, flexibility, and peace of mind Preparing the next generation for long-term success Whether you're a rancher, farmer, or business owner looking for more control over your finances, this conversation offers practical insights on thinking differently, planning ahead, and building resilience for whatever comes next. Start with the book, that's where control begins in your operation. Hosted by Winnie Lau & Lacy Rowan - Ranch Your Way Start Here: www.ranchyourway.com Book Bundle: Farming Without the Bank -- Canadian Edition + Becoming Your Own Banker (paperback + audio) Watch our Podcast on YouTube or listen on Apple Podcasts, Spotify, and iHeart Radio Subscribe so you never miss an episode! Order the Paperback + Audio Here Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@ranchyourway Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com