Ep. 11 How We Paid Off $203K of Debt in 27 Months episode artwork

EPISODE · Jun 30, 2026 · 29 MIN

Ep. 11 How We Paid Off $203K of Debt in 27 Months

from Matrimony & Money Podcast · host Sherman Merricks

We did it. $203,000 gone in just 27 months — while raising three kids and running two businesses.In this episode, Sherman and Cristina share the raw truth behind their debt-free journey. From the scary first budget meeting (it looked like five and a half years at first) to strict cash envelopes, surprise flat tires, and fighting lifestyle creep when income started rising.Sherman opens up about the final big payment — how he hesitated, almost backed out, then cried alone at the computer when it finally hit. Cristina talks about the real sacrifices, the unexpected expenses that shocked her, and how they stayed content instead of trying to keep up with everyone else.They also talk about the faith side — how God saw their hard work and multiplied it in ways they never expected.You’ll walk away with four simple, practical steps that actually work:Zero-based budget (every dollar has a job)Track your spending and plug the leaksIncrease your incomeSet regular money dates with your spouseIf you’re feeling stuck in debt, this episode will fire you up. Your comeback story could be next.🎧 Listen now and start your own debt-free journey.Grab our free Money Date guide at matrimonymoney.comTell a friend who needs this — share it!FREE RESOURCE:The Couples Money Date Guide — the exact step-by-step conversation format Sherman and Cristina used before paying off $203K. Download free at the link below. matrimonymoney.com/links CONNECT WITH US:Instagram: @matrimonyandmoneyFacebook: Matrimony & Money Apple Podcasts: Search "Matrimony and Money"Spotify: Search "Matrimony and Money"As seen on The Dave Ramsey Show · Fox News · Fox Business

We did it. $203,000 gone in just 27 months — while raising three kids and running two businesses. In this episode, Sherman and Cristina share the raw truth behind their debt-free journey. From the scary first budget meeting (it looked like five and a half years at first) to strict cash envelopes, surprise flat tires, and fighting lifestyle creep when income started rising. Sherman opens up about the final big payment — how he hesitated, almost backed out, then cried alone at the computer when...

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Ep. 11 How We Paid Off $203K of Debt in 27 Months

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This episode is 29 minutes long.

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This episode was published on June 30, 2026.

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We did it. $203,000 gone in just 27 months — while raising three kids and running two businesses.In this episode, Sherman and Cristina share the raw truth behind their debt-free journey. From the scary first budget meeting (it looked like five and a...

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