EP. 1614 – Your Next Deposit Without Saving a Dollar? Let’s Talk Equity

from The PROPERTY DOCTORS, Sydney Australia Novak Properties · host Billy Drury, Michael Burgio & Michael Bonacci

Buying property isn’t just about your deposit anymore — it’s about your wage-to-loan ratio too.💰 Banks are lending around 5–6x your income.So earning $80K and trying to buy a $2M home? The numbers won’t stack up.What we’re seeing:• First-home buyers using family guarantees• Leveraging rental income to increase borrowing power• Living at home to avoid rising rent• Building equity through smart first investmentsThe key?👉 Understand your borrowing capacity👉 Map out your next 5 steps👉 Take actionIt’s achievable — but only with the right strategy.#PropertyMarket #FirstHomeBuyer #InvestmentProperty #FinancialFreedom

What this episode covers

Buying property isn’t just about your deposit anymore — it’s about your wage-to-loan ratio too. 💰 Banks are lending around 5–6x your income. So earning $80K and trying to buy a $2M home? The numbers won’t stack up. What we’re seeing: • First-home buyers using family guarantees • Leveraging rental income to increase borrowing power • Living at home to avoid rising rent • Building equity through smart first investments The key? 👉 Understand your borrowing capacity 👉 Map out your next 5 steps 👉 ...

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EP. 1614 – Your Next Deposit Without Saving a Dollar? Let’s Talk Equity

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This episode is 15 minutes long.

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This episode was published on March 4, 2026.

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