Ep. 22 Short Sales with Lawyer Elizabeth Kayser

from St. Louis Realtor Podcast · host stlouisrealtorpodcast

In this episode, Realtors Adam Kruse and Kori Hetzel talk to lawyer Elizabeth Kayser about short sales as a way to save a home owner's credit when they owe more than their house is worth.   Email questions to [email protected]  Host - Adam Kruse https://hermannlondon.com/realtor/adam-kruse/ Co-host - Kori Hetzel Guest - Elizabeth Kayser http://www.kayserlawfirm.com/  ITUNES-http://goo.gl/rs1q9X Blog-https://hermannlondon.com/podcasts/ Website http://hermannlondon.com/ Facebook - https://www.facebook.com/HermannLondon/ Producer - Joey Vosevich Theme Song by Trastornobeats 0:51 Adam introduces Elizabeth Kayser of Kayser Law Firm 2:12 What is a short sale 3:33 When did the term short sale become popular 4:36 Why do banks prefer short sales over foreclosures 5:30 Why are short sales still a thing 8:40 Will banks work with a homeowner that knows they will miss payments in the future 11:21 Is there a disadvantage to the buyer in a short sale situation 12:21 Why does a short sale buyer get a discount even below market value 15:08 What’s the difference when dealing with a bank versus a credit union in short sale situations 17:28 What happens when a homeowner 1st learns that their house is worth less than their mortgage 19:19 How did the Hermann London Property Management Company begin 19:47 What is the mortgage forgiveness debt relief act 23:33 Why should a seller or realtor use a company like Kayser Law Firm for short sales 26:25 Could you be fired for having a foreclosure on your credit history 31:00 Is it possible to be taxed on the amount of debt forgiven 32:10 What are the risks of doing a short sale without a lawyer 36:44 Why don’t more people know about what Kayser Law Firm does 38:12 What happens when you first contact Kayser Law Firm 39:27 Who lives under Elizabeth Kayser’s roof 40:27 Where is Elizabeth Kayser at her best 41:09 What are Elizabeth Kayser’s favorite books 43:00 What is Elizabeth Kayser’s guilty pleasure 43:10 Who are Elizabeth Kayser’s mentors 44:00 Short sales aren’t something to be embarrassed about; foreclosure is.

What this episode covers

In this episode, Realtors Adam Kruse and Kori Hetzel talk to lawyer Elizabeth Kayser about short sales as a way to save a home owner's credit when they owe more than their house is worth. Email questions to [email protected] Host - Adam Kruse https://hermannlondon.com/realtor/adam-kruse/ Co-host - Kori Hetzel Guest - Elizabeth Kayser http://www.kayserlawfirm.com/ ITUNES-http://goo.gl/rs1q9X Blog-https://hermannlondon.com/podcasts/ Website http://hermannlondon.com/ Facebook - https://www.facebook.com/HermannLondon/ Producer - Joey Vosevich Theme Song by Trastornobeats 0:51 Adam introduces Elizabeth Kayser of Kayser Law Firm 2:12 What is a short sale 3:33 When did the term short sale become popular 4:36 Why do banks prefer short sales over foreclosures 5:30 Why are short sales still a thing 8:40 Will banks work with a homeowner that knows they will miss payments in the future 11:21 Is there a disadvantage to the buyer in a short sale situation 12:21 Why does a short sale buyer get a discount even below market value 15:08 What’s the difference when dealing with a bank versus a credit union in short sale situations 17:28 What happens when a homeowner 1st learns that their house is worth less than their mortgage 19:19 How did the Hermann London Property Management Company begin 19:47 What is the mortgage forgiveness debt relief act 23:33 Why should a seller or realtor use a company like Kayser Law Firm for short sales 26:25 Could you be fired for having a foreclosure on your credit history 31:00 Is it possible to be taxed on the amount of debt forgiven 32:10 What are the risks of doing a short sale without a lawyer 36:44 Why don’t more people know about what Kayser Law Firm does 38:12 What happens when you first contact Kayser Law Firm 39:27 Who lives under Elizabeth Kayser’s roof 40:27 Where is Elizabeth Kayser at her best 41:09 What are Elizabeth Kayser’s favorite books 43:00 What is Elizabeth Kayser’s guilty pleasure 43:10 Who are Elizabeth Kayser’s mentors 44:00 Short sales aren’t something to be embarrassed about; foreclosure is.

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This episode is 45 minutes long.

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This episode was published on October 21, 2015.

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