Ep. 23 John Charlton & Nick Albright

In this episode Adam talks with Nick Albright, the newest Hermann London recruit, about always going to the party, record setting rainfall problems, St. Louis being the 2nd best market in 2016, why discounters aren't winning, & creating a business plan for 2016. Adam then brings in John Charlton of GSF to talk mortgages and the Fed's funds rate increase.   Email questions to [email protected] Host - Adam Kruse https://hermannlondon.com/realtor/adam-kruse/ Guest - Nick Albright Guest - John Charlton ITUNES-http://goo.gl/rs1q9X Blog-https://hermannlondon.com/podcasts/ Website http://hermannlondon.com/ Facebook - https://www.facebook.com/HermannLondon/ Twitter - https://twitter.com/HermannLondon Instagram - https://www.instagram.com/hermannlondonrealtors/ Address - 7350 Manchester Rd, St. Louis, MO 63143 Phone Number - 314-802-0797 Search For Homes on http://www.wizah.com/ Producer - Joey Vosevich Theme Song by Trastornobeats 0:48 - Adam introduces Nick Albright 1:58 - A short story from about why working harder doesn't necessarily mean more success 5:25 - Don't stay home. Go to the party 7:45 - St. Louis is supposed to be the 2nd top market in the country in 2016 10:05 - Why Adam lives below his means 10:49 - Why are the discounters not winning 14:09 - Dealing with this record setting rain 17:32 - Doing the right thing/putting the moose on the table 18:42 - Put your Realtor license on hold & become a Hermann London Referral Agent 19:49 - Have Hermann London over today to get ready for a spring showing 21:06 - Nick Albright gives the St. Louis property sales stats 27:00 - Creating a business plan for 2016 29:38 -  How to get in contact with Nick Albright 31:10 - Adam introduces John Charlton of GSF Mortgage 32:18 - What the raise in the Fed's funds rate means 32:52 - What are the rates 35:52 - What is a sweat equity loan/streamlined 203k 38:55 - Based on how much you are paying in rent now, what kind of a house could you afford to buy 41:05 -  How to get in contact with John Charlton