EP 486 - Top Lending Companies Are Showing Warning Signs of Another 2008

What did you think of todays show??We sat in a room with some of the biggest lenders in the country last week. What we heard wasn't reassuring. From rising appraisal fraud to (not) shocking statements from a loan officer, this episode breaks down what's really happening inside the lending industry and how it could impact real estate investors.Topics discussed:Introduction (00:00)Two concerning trends in the lending industry (01:46)Appraisal fraud and the problem with CDAs (05:25)Why lenders, LOs, and appraisers might be lying to you (09:51)Unrated securitizations and changes in DSCR lending (12:49)Macroeconomic risk and parallels to 2008 (15:11)AI, unemployment, and the future of consumerism (16:24)Iran, oil prices, and Mike’s Medicare theory (21:53)Why rates aren't coming down and what to do about your debt now (25:38)Portfolio architecture: what to buy, what to hold, and what to watch out for (27:59)Where the lending industry is headed (34:29)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com