Collecting Keys - Real Estate Investing Podcast

What did you think of todays show??Before you write a six-figure check into a syndication, listen to this episode. Brandon Turner's Class B investors just lost 100 percent of their money on a single Houston deal. We break down who you can actually trust with your money: the spokesperson-versus-operator filter, the cash floor that protects you, why oversharing tanks your loan, and what the Buffett yardstick at 230 percent is signaling about the market.Topics discussed:Introduction (00:00)The Brandon Turner fund just wiped out Class B investors (07:18)Why losing 100 percent in real estate syndications is more common than you think (09:20)The downside math nobody pitching syndications wants to show you (11:01)The cash floor before any swing investment (15:08)Spokesperson vs operator: how to filter the founder you trust (17:29)Eviction speeds and rent-increase rules: Ohio vs Washington (19:29)The Cincinnati hypothetical: would you take a $100K spread with a year of negative cash flow? (23:55)Why oversharing with your lender will sink your loan (30:24)The conventional-loan fee racket vs DSCR (34:54)The Buffett yardstick at 230 percent and what it signals (38:39)Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com (https://podcastboutique.com/)

What did you think of todays show??If it doesn't have wheels, Aaron Bihl doesn't want it. After splitting with his Texas business partner and watching the San Antonio flip market grind to a halt, he moved to South Carolina and went all-in on new mobile homes on cheap lots. In this episode, we break down why FHA buyers love new manufactured homes, how Aaron sources lots for $10-15K, the trap of paying retail for land, and why hard money loans aren't part of his game anymore.Topics discussed:Introduction (00:00)Why Aaron left San Antonio for Greenville (01:50)The Texas market is brutally slow (02:36)Why South Carolina is mobile-home country (04:25)Chris Reed and the 12 ways to monetize (05:32)Why new manufactured homes are FHA-eligible day one (09:01)Aaron's economics: $10-15K lots, $225K sales (11:03)Hard money vs private money: what to actually ask (15:13)The biggest gotcha (perk tests and county-level rules) (25:17)Greenville's old-money explosion (34:31)Why AI is a distraction for most investors (41:00)Connect with Aaron Bihl:https://www.fliptrailers.comhttps://www.instagram.com/aaron.bihl/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com (https://podcastboutique.com/)

What did you think of todays show??Most fund operators get paid whether your money performs or not — acquisition fees, management fees, prefs that don't actually pay until years in. Drew Wiard built his fund the opposite way: zero fees, and he personally guarantees every loan, so he doesn't get paid until you do. In this episode, Drew is back for round four on why that skin-in-the-game structure is the alignment most operators won't touch, why industrial is the unsexy corner of the market nobody posts about on Instagram, and bonus depreciation that puts 20–30% of your capital back in year one.Topics discussed:Introduction (00:00)Why finance-space culture is so different from real estate (03:13)Multi-family vs. single-family — where's the downside really at? (08:15)Why lenders are bypassing appraisals entirely (10:48)The DSCR fraud ring lenders are still cleaning up (13:25)Inside Drew's commercial industrial fund (16:49)The personal-guarantee structure most operators won't touch (21:55)Why industrial real estate isn't on Instagram (and why that's the opportunity) (25:25)Triple net leases and how Drew adds value without flipping (30:32)The 20–30% bonus depreciation play for high-W-2 earners (32:55)Investment thesis discipline: make money, don't lose money (37:22)Concentration risk and the case for taking chips off the table (46:25)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Connect with Drew Wiard:https://www.linkedin.com/in/drew-wiard-4b99bba3/https://www.instagram.com/theflyinginvestorFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??If you're spending your weekends building AI agents for your business, there's a good chance you've already fallen into the trap most entrepreneurs are walking right into.In this episode, we break down how AI is hurting most entrepreneurs' businesses, the one case where Mike actually used AI the right way, and what the S&P 500 hitting all-time highs during a war really says about the economy.Topics discussed:Introduction (00:00)AI and the stock market (03:33)Why building your own AI is a deflection (08:13)The first 2-person billion-dollar company (10:48)The right and wrong way to use AI in your business (13:32)Scarcity mindset and AI in the wholesale space (17:01)The truth about the S&P 500 and economic indicators (17:58)The AI “arms race” and who's really in power (24:44)What can we believe about the Iran war? (32:45)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??They told you to max out your retirement accounts. Mike is doing the opposite.In this episode, we get into why traditional retirement accounts might be working against you, and where Mike is putting his money instead. We also break down the insider trading problem nobody wants to talk about — and whether the financial system behind your portfolio is as trustworthy as you’ve been led to believe.Topics discussed:Introduction (00:00)The Airbnb model that could actually work (00:30)Why you should pay quarterly taxes (01:27)Airbnb tax benefits you should know about (08:13)Las Vegas lending conference and the Russian gambler (11:58)Fake tax infographics and gurus (18:51)Why Mike doesn’t believe in IRAs (21:10)Is the government keeping the stock market high? (29:00)Insider trading, Polymarket, and why the market is rigged (31:00)Why off-market investors need to change their sales pitch (34:15)Which real estate guru is going down next? (38:00)Dan’s take on all the military firings (44:00)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??We sat in a room with some of the biggest lenders in the country last week. What we heard wasn't reassuring. From rising appraisal fraud to (not) shocking statements from a loan officer, this episode breaks down what's really happening inside the lending industry and how it could impact real estate investors.Topics discussed:Introduction (00:00)Two concerning trends in the lending industry (01:46)Appraisal fraud and the problem with CDAs (05:25)Why lenders, LOs, and appraisers might be lying to you (09:51)Unrated securitizations and changes in DSCR lending (12:49)Macroeconomic risk and parallels to 2008 (15:11)AI, unemployment, and the future of consumerism (16:24)Iran, oil prices, and Mike’s Medicare theory (21:53)Why rates aren't coming down and what to do about your debt now (25:38)Portfolio architecture: what to buy, what to hold, and what to watch out for (27:59)Where the lending industry is headed (34:29)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Everyone's telling you AI is gonna change your business. They're right —  but it could actually be costing you deals.In this episode, we break down why AI is being wildly oversold in real estate, how the focus on automations is costing you money, and the rate chaos hitting investors right now.We also get into the macro stuff nobody wants to talk about: what a war with Iran is doing to the economy and how to keep your head in the game when everything feels unstable.Topics discussed:Introduction (00:00)Realities of the lending business - and why payoff statements take so long (01:34)Crypto-backed mortgages (06:29)How AI has cost real estate investors deals (09:17)Tesla robots, Waymo self-driving cars, and the future of automation (18:37)The war with Iran and what it means for the economy (27:28)Interest rate chaos and DSCR fraud crackdowns (37:49)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Which real estate guru would survive a Hunger Games-style showdown? We built a March Madness bracket to find out. From Grant Cardone to Pace Morby, 16 of the biggest names in real estate will fight for the championship — and only one person will make it out alive.Topics discussed:Introduction (00:00)The March Madness real estate bracket (01:23)The players and the rules (05:55)The matchups (07:54)Semi-final matchups (22:01)Championship matchup: who will win? (31:33)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Should you buy a house from an elderly seller in foreclosure who wants to rent it back indefinitely? In this episode, we break down the financials, the moral gray area, and smarter alternatives. Plus, find out what hard money lenders actually look at when you apply, how assignment fees can jeopardize your loan, and the red flags that get you denied immediately.Topics discussed:Introduction (00:00)Conspiracy theories and fake statistics (01:00)Ethical dilemma: buying a house from a 77-year-old (08:30)How to protect yourself with a seller leaseback (16:11)Why Dylan can’t sell his condo (17:49)Red flags lenders catch immediately (23:12)Dan's rule for choosing who you do business with (30:56)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Everyone tells you to diversify in your 20s and 30s... but what if that's the wrong move? In this episode, we break down why diversifying too early might be the exact thing keeping you from building real wealth — and when it actually starts to make sense. We also cover the two signs it's time to end a business, mistakes we see borrowers making every day, and why getting lucky in real estate is a trap.Topics discussed:Introduction (00:00)When borrowers try to pull draws they didn't earn (01:33)The liquidity problem: why borrowers stay broke (03:08)The harsh truth about most entrepreneurs (06:03)When to quit vs. keep going (09:56)2 signs it’s time to leave your business (12:57)Why it’s hard to grow a coaching community (16:46)When luck becomes a trap in real estate (23:21)The case for not diversifying your investments (25:35)When long-term growth investing makes sense (29:47)Why saying “no” is their best business skill now (31:25)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Lower rates are supposed to unlock the market, so why does it feel harder than ever right now?In this episode, we unpack why things can look better without actually getting cheaper, how pricing is influenced behind the scenes, and the recurring revenue obsession that’s turning everything into a subscription — from weight-loss meds to “free” HVAC inspections. Plus, hear about our real estate bottlenecks, tenant drama, and when paying a property manager actually makes sense.Topics discussed:Introduction (00:00)Rebranding the podcast (01:37)The business of GLP-1s (02:47)Recurring revenue has invaded everything (06:13)The State of the Union Address (09:38)Rates check-in: FHA, DSCR loans, and who's winning (12:34)Insider info and betting: Polymarket, “reverse Jim Cramer,” and real estate (15:42)Media manipulation and real-life Succession (20:55)The hardest part of a flip (23:41)Landlord headaches and tenant grievances (27:12)The truth about the “inventory shortage” (33:14)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Your portfolio might look strong on paper… until you try to use it.This episode focuses on the uncomfortable gap between net worth and liquidity — and how getting that math wrong can quietly kill your options. We break down the cost of selling a rental right now, why desperation in a deal is the fastest way to destroy returns, and where AI realistically fits in real estate (and where it absolutely doesn’t).Topics discussed:New AI agents and the future of the workforce (00:00)How we AI in our real estate business (05:25)What cash-flow calculators get wrong (12:45)Why new investors lose money on "good" deals (17:54)The type of investor you shouldn’t work with (21:40)False net worth and  the refi trap (29:25)Are Airbnbs worth the investment? (33:57)Scaling vs. managing risk (38:43)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??AI is moving fast… and the real question is which parts of real estate it will disrupt first. In this episode, we dive into AI hype and why transactions could change sooner than people think. Then, we zoom out to the bottlenecks actually affecting investors right now: from getting rentals leased in this market to why “qualified” borrowers are having liquidity problems.Topics discussed:Rental costs that kill cash flow (00:00)How property management companies cost time and money (03:26)Why new or small investors should self-manage (09:16)Why the “crash” didn’t feel like a crash (14:57)The real lending bottleneck: liquidity and reserves (16:53)The Super Bowl Ring Doorbell controversy (25:22)New AI tech, reliability, and the impact on the economy (28:31)Where AI could change real estate first (41:07)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Bitcoin just crashed below $70K, but why should you care? This event exposed the leverage trap of Bitcoin-backed borrowing and why there were so many forced liquidations. In this episode, we break down what really caused the drop, what's happening as Bitcoin becomes more financialized, and if any of this changes the way long-term investors should think about risk and building a portfolio.Topics discussed:Introduction (00:00)GoBundance event recap (02:30)Market sentiment among high-net-worth entrepreneurs (06:16)How AI will truly impact the real estate market (08:15)Why we’re not ready for an AI buildout (11:58)Why Tesla is building robots (19:39)Solutions to the AI power problem (24:00)Why productivity looks different for the next generation (27:23)The factor privilege plays in who’s successful (31:47)What Brandon Turner’s story says about this market (35:16)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??What are high-net-worth operators actually saying about the market right now?In this episode, we share what we’re hearing from investors — and why AI is showing up in almost every conversation. You'll learn what impact the AI boom could really have on real estate, why some people have become more bearish on the market, and why the country might not be ready for an AI buildout.Topics discussed:Introduction (00:00)GoBundance event recap (02:30)Market sentiment among high-net-worth entrepreneurs (06:16)How AI will truly impact the real estate market (08:15)Why we’re not ready for an AI buildout (11:58)Why Tesla is building robots (19:39)Solutions to the AI power problem (24:00)Why productivity looks different for the next generation (27:23)The factor privilege plays in who’s successful (31:47)What Brandon Turner’s story says about this market (35:16)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Profitable one year, underwater the next — real estate doesn't always math the way you expect. In this episode, Mike shares why short-term numbers lie and what his once cash-flowing rental portfolio looks like five years in. You'll hear why “looking good on paper” can still turn into a cash problem, what most people misunderstand about tax incentives and lending rules, and how you can avoid surprise tax bills.Topics discussed:Introduction (00:00)Your five-year portfolio reality check (01:13)What people misunderstand about real estate tax incentives (04:00)Why you need to stay on top of professionals you hire (09:53)Why Dylan is replacing his acquisitions manager (13:30)How your problems evolve as you scale (20:28) Lending rules that catch investors off guard (23:05) The truth about private mortgage insurance (28:51) What investors miss about DSCR rates and loan structure (31:02)Early takeaways from 2026 (35:37)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??More doors won’t fix a cash problem. If you’re doing deal after deal but the money never stacks, something in your real estate business isn’t working the way you think it is. In this episode, we unpack what’s keeping investors stuck in that cycle and how to finally get out of survival mode — from the reality of building wealth with rentals to the skill that will keep your business afloat.Topics discussed:Introduction (00:00)Asset protection vs. tax strategy (01:04)Why most investors leave after a few years (03:31)The risk/reward of scaling flips and assignments (06:08)Building wealth with rentals from day one (09:30)Rentals and generational wealth (15:01) Paper wealth vs. cash reality (16:01)The deal-to-deal trap for flippers (18:59)Why marketing and sales are your most valuable skill (19:52)Market delusion and unreliable comps (21:11) The difference between systems and operations (27:14)How contractors can make or break a deal (33:39)How to promote your business without it getting awkward (40:37)Connect with Greg Helbeck:https://www.instagram.com/grego_37/Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Housing affordability; it's everyone's favorite argument. From Trump's ban on institutional buyers    to what's really driving housing prices, this episode breaks down the numbers people ignore and what, if anything, they mean for investors. You'll also hear how to work your CRM with no marketing spend and win deals when taxes and Medicare premiums are a concern for sellers.Topics discussed:Introduction (00:00)Trump’s ban on institution buyers explained (05:46)Why regulations are hard to enforce (09:00)Housing affordability vs. what happens if prices drop (12:25)Who is really driving up housing prices? (16:47)Why housing issues are hard to solve nationally (20:00) Minneapolis: the nuance most people are missing (19:20)How to get deals with no marketing spend (23:20)Strategies that win deals from people on Medicare  (31:46)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Are you starting to wonder: is it the market, or is it YOU? After this episode, you'll know if you should keep grinding or if it's time to make a change. We break down why wholesaling isn't usually a forever play, how to tell if you're burned out or just ready to move on, and how you can pivot without starting over.Topics discussed:Introduction (00:00)The struggle for many investors right now: stay in or get out (04:25)How to decide if it’s time to pivot (07:12)Why real estate is often a get-in, get-out game (09:04)Hormozi's "do more" argument vs. taking your skills somewhere else (14:13)The "sweet spot" of scaling a wholesale business (22:10)The two-week vacation test: is it burnout or time to move on? (24:56)Our crazy predictions for 2026 (25:51)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??2025 was tough for everyone, but only some operators figured out what still works. In this year-end recap, we share our highs, the lows, and what surprised us most in real estate. From the trends that destroy assets to major changes in direct marketing, you'll hear which real estate strategies we want to leave in 2025 and where our focus will be in 2026!Topics discussed:Introduction (00:00)Mike’s high: bad operators are getting pushed out (01:31)Dan’s high: the mastermind that changed everything (06:48)Dylan’s high: financial freedom in 3 years (11:25)Mike’s low: co-living as a trend (16:03)Dan’s low: cash flow vs. paper worth (23:15)Dylan’s low: the outlook of the middle class (27:33)Mike’s buffalo: off-market marketing (30:20)Dan’s buffalo: Silicon Valley and military tech (34:38)Dylan’s buffalo: burnout is a signal of something more (39:11)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Would you rather take a hit to your pride or your bank account? In this episode, find out how holding onto a deal too long can come back to bite you and your business. We dig into why so many deals are breaking down, why some investors are underwater and can't bring cash to closing, and why refinancing isn't always the fix people think it is.Topics discussed:Introduction (00:00)The biggest mistake flippers are making right now (01:20)The cost of holding onto a property too long (04:31)Why wholesalers are struggling in this market (07:48)New foreclosure trends and the cause (08:28)Housing development and the myth of affordable housing (11:21)How American spending has changed (17:49)Urban sprawl and the loss of culture (19:43)How urban development impacts city governments (25:09)How Gen Z views wealth and home ownership (29:02)Staying lean vs. having an in-person office space (31:49)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Cash flow can look good on paper and still be a losing deal. Especially right now, when it's never been easier to make the wrong one. This episode breaks down all the factors crushing margins and turning cash-flowing properties into expensive surprises. Find out how to stress-test your next deal before the market does it for you!Topics discussed:Introduction (00:00)What the Fed rate cut means (and doesn’t mean) for investors (04:49)The affordability vs. spending paradox (10:50)Florida’s proposal to abolish property taxes (15:25)The property tax cash-flow squeeze (16:19)Anti-tax sentiment, government programs, and hypocrisy (19:56)The debate on Trump Accounts (22:37)Why the 4-hour workday doesn't work in real estate (30:07)Money-making hours in real estate (32:55)The myth of passive income (33:51)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??New and experienced investors are making a lot of mistakes in this market. Whether it's out of desperation or overconfidence, people are ignoring red flags, not calculating risk correctly, and chasing deals that can destroy their business. In this episode, you'll learn the real value of cash in this market and how to weigh risk in every deal so you can stay in the game!Topics discussed:Introduction (00:00)What new investors get wrong about cap rates vs. appraisal value (02:42)Section 8 abuse and the truth about cash flow (05:04)How DSCR requirements have changed (09:29)How lenders are cracking down on DSCR fraud (12:13)Why your first flip shouldn’t be a big project (13:45)The major math mistake new investors make (16:36)Balancing reward vs. risk in real estate (18:03)Why a “long-term investing mindset” is dangerous for new investors (21:13)What newbies need to know about their first big loss (23:51)Why comps in this market are unreliable (28:12)Where experienced investors turn for true passive income (30:42)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??If your real estate business feels hard right now, this episode is for you. Host Mike DeHaan breaks down how to tell the difference between a rough market and a real business problem, the signs it's time to pivot, and the type of investors who shouldn't quit just yet. You’ll also learn how to exit without starting from zero and what to work on in your business if you decide to stay.Topics discussed:Introduction (00:00)Who shouldn’t quit real estate (02:50)Why your business may be struggling (04:02)Who should consider leaving real estate (06:20)How to quit and transition the right way (11:04)Real estate-adjacent businesses to consider (13:00)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??One deal can ruin you, especially in this market. But it's not just a bad market taking investors out of the game — it's risky debt, risky deals, and risky business buys. In this episode, we dive into the biggest traps we're seeing over and over, why so many investors are struggling right now, and what we've done to survive the market. Tune in to hear how to make a smart investment in this wild economy!Topics discussed:Introduction (00:00)The current state of the economy (04:51)How job boards and AI are screwing employers and applicants (06:55)The smart path to business and real estate investing (13:30)Beware of risky deals and SBA loans (15:23)The generational mindset gap on debt and investing (19:03)Why gurus and investors are getting exposed (23:58)What separates the successful operators in this market (25:29)How we’re surviving the hardest part of the market cycle (28:05)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Risky lending is back. From rescue loans for low-credit borrowers to 50-year mortgages, the debt side of real estate is starting to look a lot like the pre-2008 era. So if you’re only paying attention to your DSCR rates, you're missing key shifts in the lending industry that could impact your next deal. Tune in to hear what we learned at a private lending conference, why some new loan products make us nervous, and how investors can benefit from them!Topics discussed:Introduction (00:00)Highlights from a private financing conference (03:45)Foreign investment, hedge funds, and more shifts in private lending (09:25)How loans move through originators to platforms and aggregators (13:12)How investor demand impacts loan rates (17:08)Why some investors can’t get loans and how to be a better borrower (18:20)How lenders are approaching the real estate market (20:07)The perks of investing in the distressed debt market (21:09)Debt liquidity and who loses in a private lending collapse (23:25)Hot take on the 50-year mortgage (27:30)Why lending is getting risky again (32:23)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??The hardest part about getting started in real estate today? Realizing the shortcuts don’t work anymore.In this episode, Alex Braich shares how he’s managed to grow a wholesaling and flipping business in one of the country’s toughest markets as a new investor. We cut down all the hype and guru tactics to highlight what really works, from the skills every newbie needs to build to the move that helped Alex 10x his business.Topics discussed:Introduction (00:00)Meet California investor, Alex Braich (01:52)The hardest part of growing a real estate business in 2025 (04:02)Why he moved from direct mail to cold calling (05:28)His strategy for staying profitable in a high-cost market (09:16)The end of easy lead gen and cheap deals (12:10)The downfall of big real estate ‘gurus’ (14:17)Long-form vs. short-form real estate content (18:38)How Alex learned the real estate business (20:08)Why people struggle to leave their W-2 job (27:02)Advice for new investors (32:23)How he 10x’d his revenue (33:47)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Not every deal is worth chasing, and not every deal is worth keeping. And right now, a lot of investors are learning that the hard way. In this episode, find out how refinancing has become one of the biggest traps for investors, which deal types are getting flagged by lenders, and why sometimes the best decision is to sell.Topics discussed:Introduction (00:00)The 80/20 rule for problem deals and clients (01:36)When to keep pushing vs. when to walk away (03:31)The inflection point flippers are hitting right now (07:02)The rental strategy that’s in trouble (08:16)Why you should consider selling your properties (11:09)What investors get wrong about their equity (11:37)Depreciation and true wealth strategies (13:37)Underwriting and lending criteria for big funds (18:39)Why lease terms matter for DSCR loans (19:33)Why loan rates aren’t lower but mortgage rates are down (21:45)How the government shutdown is impact housing (24:23)The inefficiency and inaction of government (31:12)The growth of our lending business (35:50)Fed updates and what to expect in the next six months (38:20)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??The industry’s full of opinions, but what’s actually happening in real estate right now? This week, we’re putting the headlines aside and sharing six hot takes about what’s really going on — some controversial, others overdue, but all showing how different real estate feels today.Tune in for our thoughts on the end of no-money deals, outdated investing advice, a possible housing crash, and more!Topics discussed:Introduction (00:00)Hot take #1: syndicators knew investors would lose money (02:33)Hot take #2: AI and the labor force (09:12)Hot take #3: the housing market crash (15:02)Hot take #4: some owners should be forced to sell (20:26)Hot take #5: traditional investment strategies no longer work (28:18)Hot take #6: wholesaling as we know it is over (36:21)Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Most headlines say the housing market’s slowing down… but that’s not the full story.In this episode, find out which markets are defying national trends and appreciating 10% year over year. We talk about what’s causing this divide, how to avoid getting stuck with a property you can’t sell, and where you should consider investing for lasting, long-term wealth.Topics discussed:Introduction (00:00)Canada’s affordability and housing crisis (06:11)AI-generated real estate data gone wrong (10:05)Can AI be trusted to use in your business? (17:36)The best and worst markets right now (21:43)Why some markets are declining while others grow (22:49)Should investors buy for cash flow or appreciation? (26:31)The downside of investing in “cheap” markets (30:21)How third-party management can ruin a sale (32:40)How to protect yourself from shady property managers (36:51)Where high-income earners should invest (38:45)Check out the AI graph on YouTube: https://www.youtube.com/watch?v=Fp6mK14rYvQWant deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??It’s not a housing crash, but this could hit the real estate market hard. This episode is all about America's growing debt problem, the rise of foreclosures, and why cash is still king in today's market.We break down how new credit score models could affect lending and the type of assets that can survive a debt-based economy. Plus, Drew Wiard joins the show to share how the commercial industry is holding up, which markets are doing surprisingly well, and what you should be doing to adapt.Topics discussed:Introduction (00:00)Drew’s current stance on commercial real estate (04:48)Why pivoting our focus to lending was a smart move (07:22)How to decide when to keep going or pivot (09:15)The rise of foreclosures and cash purchases (11:12)Credit score changes and its impact (13:38)How the long-term debt cycle is shifting our investment strategy (19:48)Generational shifts in work ethic (22:17)The long-term effect of AI and global labor shifts on real estate (28:44)Why people are migrating to midwest markets (33:30)How Drew is underwriting commercial assets in this risky market (37:35)Connect with Drew Wiard:https://www.instagram.com/theflyinginvestor/https://www.tiktok.com/@theflyinginvestorhttps://www.facebook.com/drew.wiardLearn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Flipping, wholesaling, cold calling — we’ve done it all. But now, it’s time for a change.  In this episode, find out why we’ve decided to exit from our 7-figure homebuying company and what we’re doing now. Hear the moment we decided to pivot, what we’ve learned about successful partnerships, and how we’re rethinking scale, risk, and opportunity.Topics discussed:Introduction (00:00)Is work-life balance possible? (04:13)Easy wins vs. higher profits (08:01)Dylan’s $50,000 mistake (10:01)Why we left our homebuying business (14:03)Lessons on partnerships in real estate (16:05)A key trait for real estate entrepreneurs (28:05)How co-living and Section 8 impact neighborhoods (32:02)Our competitive edge in the lending business (36:12)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Tired of all the BS in the wholesaling? So are we. Greg Helback is back on the show to help us break down how shady operators and fake gurus are killing the industry.We get into how to beat out national wholesalers (without overbidding), what actually gives you a competitive edge in today’s market, and why doing the right thing isn’t just ethical — it’s smart business.Topics discussed:Introduction (00:00)How wholesaling has changed in the last decade (01:21)The biggest threat to local wholesalers (04:57)Why you shouldn’t listen to real estate gurus (07:05)Why we’re fed up with unethical wholesaling (15:42)Working with greedy wholesaling company (19:18)How shady ethics are ruining the industry (23:59)New wholesaling legislation and the future of the industry (26:02)How we avoided the real estate bubble (30:09)A wholesaler’s competitive edge (31:24)3 ways Greg stays competitive in this market (36:31)Connect with Greg Helbeck:https://www.instagram.com/grego_37/Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??What happens to your business and your family if you're suddenly gone? No one likes to talk about it, but today we’re getting into estate planning, how to make things easier on your spouse if the unexpected happens, and what you can do now to start protecting your wealth.You'll learn how the rich avoid estate taxes, why liquidity is a major issue for most investors, and the one mistake that could force your family to sell everything.Topics discussed:Introduction (00:00)Social media’s fear-based algorithm (01:05)Dylan’s car accident wake-up call (06:23)Estate planning for real estate investors (07:51)How the rich avoid estate taxes (10:05)Partnerships, agreements, and trusts (11:55)3 things to simplify your plan (15:40)Living frugally vs. living life to the fullest (18:40)What happened to Dylan’s business when he was out of commission (24:49)New Fed rate cuts: too little, too late? (28:51)The only people getting institutional money right now (31:55)Will Fannie and Freddie go private? (33:22)Who’s getting the best rates right now (35:09)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Can't scale? Constant rental problems? Not sure if flipping is worth your time? You might be running your business the hard way.This episode breaks down the risks of flipping (especially right now) and why so many investors burn out. We're also talking DSCR loans, why it might be a good time to refinance, and the systems we use to manage properties with a lot less stress. If your business feels reactive or stuck, this one’s for you!Topics discussed:Introduction (00:00)Mortgage applications on the rise (04:23)Why I’m refinancing (05:03)DSCR loans and multifamily investments (08:31)How the market is affecting flips (12:24)The risks of flipping and scaling in today’s market (15:15)When flipping makes sense long-term (19:22)ADUs and luxury real estate (23:41)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Struggling to make money in this market? This episode explores the ripple effect of a bad economy, why it's hard to find valuable assets, and of course, how it's playing out in real estate.We share why the current market is actually great for investors, how to get the best interest rates on your next loan, and the concession that’s almost required to close a wholesale deal now. Learn what today’s buyers are looking for and how to stay afloat in this market!Topics discussed:Introduction (00:00)Why lenders are calling you so much (02:01)Where to go for the best loan rates (04:12)The struggle to find valuable assets to invest in (08:41)How off-market deals impact market data (14:23)The ethics of real estate agents vs. wholesalers (17:46)Why we’re seeing more leads than ever on the MLS (20:57)The concession that helps us close more deals (21:46)What scares most people out of wholesaling (23:44)The surprising way having multiple brands helps you close deals (25:27)Debt trends and signs of impact on real estate (28:17)The future of the economy and the dollar (35:44)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??That viral real estate post you saved? Total BS. In this episode, find out which "strategies" don’t actually work and the risky financing moves getting investors sued.We also break down the number one thing people get wrong about wholesaling, why a high ROI isn’t always as good as it sounds, and the dispo changes helping us sell or rent properties faster.Learn how to evaluate your KPIs in the current market and scale without burning cash!Topics discussed:Introduction (00:00)The struggle to find laborers (01:03)What most investors get wrong about real estate (04:47)Buyer incentives that work (05:47)How we’re finding buyers and using the MLS (07:41)New buyer and seller behavior (11:13)DSCR loans and the risk of fraud (13:07)Fraud in the lending industry (18:21)Fake news and viral real estate "wins" (23:17)Business trends and our updated KPIs (29:54)Realistic returns in this market (35:44)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??ROI doesn’t lie… and it’s better in real estate. In this episode, we’re breaking down why real estate is better than buying a business and what most people miss when they chase “passive” income.Hear what assets we're trusting in right now, how to make wholesaling work in this market, and the one real estate rule that never fails us. Plus, we also share the skills and decisions that keep us in business even when deals get messy.Topics discussed:Introduction (00:00)The “jerk house” story (01:28)Refinancing a SubTo deal (05:50)Update on our condo nightmare (07:41)A seller finance deal gone wrong (09:31)How to avoid “buying wrong” (13:16)Why residential real estate is the place to invest (15:25)The ROI of wholesaling and house flips (20:23)The risks of business acquisitions and SBA loans (22:47)Why wholesaling is overlooked (and shouldn’t be) (30:28)The hardest part of running a business (35:40)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??When the market's a mess, how do you avoid getting burned? From fake sellers to a new law that could seriously impact your wholesale deals, this episode breaks down the risks and changes in real estate right now.Wondering if multifamily deals are still worth your time or when refinancing might be a smarter play than selling? We're talking about appraisals, lenders, and market shifts that are making even solid deals fall apart.Topics discussed:Introduction (00:00)A story of seller identity fraud (01:44)New BOI rules for buyers (14:11)Washington’s new wholesale law (18:34)How fraud is impacting lending (21:39)The truth about appraisal numbers (28:21)Why multifamilies aren’t selling (29:26)Selling vs. refinancing (30:38)Deals that are (and aren’t) selling right now (33:50)Would you take this deal? (34:43)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Struggling to scale your business? Well, maybe you don't have to.In this episode, we’re talking about why 10x growth might not be for everyone — and when scaling actually makes sense. From the risks of scaling with debt to the marketing mistakes that can drain your profits, you'll hear the risks of scaling a wholesaling business and why we ultimately chose to scale back.Topics discussed:Introduction (00:00)AI hype, influencers, and business scams (02:05)Can you 10x a real estate business? (06:48)Why we stopped scaling our wholesaling business (10:43)When scaling to $10M works (13:08)The dangers of scaling with debt (18:17)The perfect size for a wholesale business (19:39)AI driving for dollars (21:45)Building long-term wealth through wholesaling (22:58)Where wholesalers fail at marketing (28:16)Marketing strategies to avoid as a new wholesaler (33:18)How low-fee wholesalers are disrupting the market (34:09)“Slow flips” and taxes (36:12)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Even small deals can keep you in the game, especially in this economy. But that doesn't mean every deal is worth the effort. In this episode, we break down which deals are worth your time, when it makes sense to walk away, and why chasing quick wins won't work in this market.Hear why we take on $0 deals, why you should stop caring about interest rates, and the best size for a scalable wholesaling business.Topics discussed:Introduction (00:00)The pros and cons of small deals (00:37)Why we do zero profit deals (04:17)Chasing bad deals (06:01)Why you should stop caring about interest rates (08:39)Affordability, debt, and real market risks (11:25)Why rates won’t go down anytime soon (16:47)How to track your business success (24:05)Long-term plays and relationship equity (26:56)Why we pivoted our business (30:51)The lending landscape is killing deals (38:57)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??The mortgage fraud fallout is officially here, and we’re starting to see the effects. This episode breaks down new lending requirements, our experience with appraisers, and why getting a loan is getting harder for experienced investors.We also talk about insurance loopholes that can kill your deals, how the affordability crisis is impacting our rentals, and the added pressure wholesalers are feeling in this market.Topics discussed:Introduction (00:00)New lending requirements (02:03)Our current appraisal struggles (04:45)Why banks are hesitant to work with wholesalers (06:51)The future of the lending landscape (09:13)How affordability issues are impacting our rentals (21:16)Why our deals are getting killed at closing (26:13)How insurance providers are making it harder to sell properties (29:45)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??One wrong deal could set your business back years — especially now when cash is tight and the market can't be trusted. In this episode, we share how changes in the market have impacted our real estate business and what we're doing to protect our portfolios.From a looming mortgage fraud crackdown to COVID-19 relief programs ending, there's a lot going on. Tune in to hear where we see potential opportunities, what we're avoiding, and the number one thing you can do to survive this uncertain market!Topics discussed:Introduction (00:00)Our Q2 performance and Q3 updates (01:06)How to make direct leads work (05:06)Balancing high returns with rising risk (06:54)The impact of COVID-19 relief programs ending (08:40)Why the buyer pool is shrinking (12:23)Why your competition is offering better deals (13:37)How to protect your business in this economy (17:57)What we know about an incoming mortgage fraud crackdown (25:02)Chasing bigger deals vs. playing it smart (31:05)Don’t make this mistake in your business right now (35:21)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??100% bonus depreciation might be back, but don’t get too excited just yet. In this episode, Greg Helbeck joins us to break down what the “Big Beautiful Bill” could mean for investors and if it should change your real estate strategy. We also talk about flipping vs. holding in blue states right now, the strategy that cost Greg $55,000, and how we use ChatGPT to protect our deals.Topics discussed:Introduction (00:00)Real estate advantages in the big beautiful bill (02:41)What people get wrong about bonus depreciation and taxes (06:30)Recent changes we’ve seen in the market (10:52)The strategy not working in blue states (12:38)Why finding good tenants is getting harder (15:51)How we deal with tenant removals (20:30)Our renter horror stories (26:17)Real estate 10 years ago vs. now (31:41)AI hacks for your real estate business (37:25)How we protect ourselves from buyers that flake (41:37)The value wholesalers bring to sellers (44:39)Connect with Greg Helbeck:https://www.instagram.com/grego_37/Listen to episode 420, “10 Years of Wholesaling: Greg Helbeck on What You Should Be Doing Differently in 2025” here:https://www.buzzsprout.com/1867269/episodes/16755674Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Still chasing financial freedom? It’s harder now than it used to be. This episode digs deeper into how inflation and the devaluation of the dollar are impacting real estate assets, and what you can do to adapt and protect your wealth.Mike and Dylan talk about the risks they’re seeing in today’s market, the fall of syndications, and what passive investors are getting wrong about financial freedom. Tune in to learn how to make real income in this economy!Topics discussed:Introduction (00:00)The devaluation of the dollar (01:16)Where to invest for financial security (07:01)Financial freedom vs. financial security (13:15)Global economics and what the future could look like (18:01)Why people are getting caught up in bad syndications (22:45)The key to building a successful business (30:40)Lessons from a low-margin flip (35:07)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Are you noticing all the bad deals in the market right now? Or is it just us? In this episode, we break down where we’ve made the most money this year, how we're balancing short-term wins and long-term strategy, and the monthly overhead of running a wholesaling business. Learn how to avoid wasting time on the wrong sellers and keep your margins strong, even as you scale your business!Topics discussed:Introduction (00:00)Our current lead management process (04:46)How we give sellers a range offer (06:20)Monthly cost of running a wholesaling business (11:16)Why you should spend more on marketing (13:33)How to manage a growing list of leads (16:54)Real estate trends we’re not falling for (20:41)Strategies to reach your long-term real estate goals (23:22)The best advice for new investors (26:35)Impact of the Fed’s loosening SLR restrictions (33:38)Why we’re concerned about consumer debt (40:42)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??It’s a buyer’s market, but sellers aren't the only ones making concessions. In this episode, you'll hear how we’re managing seller concessions and protecting our margins even when we have to negotiate.We're seeing good flips struggling to make a profit, cash becoming more important than ever, and even lenders trying to offload bad debt. Tune in to hear how our investment strategy has changed, including what deals we’re avoiding and our plans for the winter slowdown!Topics discussed:Introduction (00:00)Warrantable vs. non-warrantable condos (02:46)Why we struggled to sell our condos (04:30)How we manage seller concessions (11:37)Why we’re not taking on big projects (16:52)How we’re preparing for a slow winter market (19:52)Will the Fed raise interest rates? (21:36)Where we’re investing during this inflationary period (25:11)Geopolitical tensions and real estate (31:31)Lenders are offering distressed debt deals (34:40)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Should you hire a project manager or just power through? Today, we’re talking about why we haven't hired one (yet), how Dylan is managing 13 deals at once, and the move that doubled his revenue.In this episode, you’ll learn ways to keep your rehab costs low, make more per deal, and close deals faster. We also share if we’re on track to meet our yearly revenue goals and give updates on our new American cold callers. Join us as we explore the chaos of closing off-market deals and what’s keeping us in the game!Topics discussed:Introduction (00:00)The perks of real estate and partnerships (02:47)What helps you close deals faster (08:58)Difficult sellers we’re currently dealing with (10:08)Our current deal pipeline (12:49)How we handle novation negotiations (15:17)Managing a heavy deal pipeline (18:54)Why we haven’t hired a project manager (20:24)How we keep rehab budgets low (21:53)Tips to maximize revenue from your rehabs (25:03)Why Dylan is holding more deals (27:44)Hiring in-person U.S cold callers (34:52)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Are you building a business that can survive any market cycle? In this episode, Cole Ruud-Johnson is back on the show to discuss what makes a real estate business work long-term and why most investors fail — and it’s not because of the market.He explains what separates real operators from the ones chasing quick wins, why scaling too early is risky, and why most people aren't cut out to run a real estate business. We’re calling out the hype, shortcuts, and bad advice that keeps investors from becoming strong operators.Topics discussed:Introduction (00:00)Building a true business versus a marketing machine (05:19)Why some operators are succeeding and others aren’t (12:28)Must-have business fundamentals in the current market cycle (15:17)Who are the true real estate influencers? (24:22)Why it’s hard to learn how to be a true operator (26:48)The ideal business size for most investors (32:59)Connect with Cole Ruud-Johnson:https://www.instagram.com/coleruudjohnson/https://www.easybuttonrealestate.com/Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

What did you think of todays show??Maybe you don’t need more leads, but better buyers. Do you know who the best ones are in your area? In this episode, learn how to make a VIP buyer’s list and calculate deals that lock in profit from day one.We also cover new market and investment trends, like why buying small businesses probably won’t build wealth, what more housing means when most people still can’t afford to buy, and how underwriting deals like it’s 2021 is hurting your business. Tune in to hear how to protect your deals and avoid mistakes taking some investors down!Topics discussed:Introduction (00:00)Why we’re against the business buying trend (02:17)The downside of SBA loans and private equity (04:52)Why wholesaling is a safe investment (11:47)Two mistakes people make in wholesaling (12:57)How we saved a deal when the buyer fell through (14:34)How to build a VIP buyer’s list (19:09)How we calculate offers and profit (23:41)Where new investors go wrong in real estate (27:39)New housing inventory and affordability trends (31:33)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com