Ep 85 - Guide To Utilize Loan Programs • Maximize Monthly Savings

Description We explore how you, as a Buyer in the process of Buying your home, can make the home you want to purchase more affordable.  Discover the power of lowering interest rates and the game-changing benefits of the Interest Rate Buy-Down.   Our guest unveils the inner workings of the lending system, providing key insights to simplify the process of buying your first or next home.  Discover the loan program that compliments your lifestyle.  Kickstart your path to financial retirement  ~  Don't miss out on these strategic moves!   Every homeowner is a real estate investor ~ A Wealth Of Information! Guest Justin Boucher, Mortgage Consultant with Penrith Home Loans 503-807-5234 [email protected] https://www.penrithloans.com/consultants/justin-boucher-home-loans/  Episodes you don't want to miss for Mortgage Insight with Justin Boucher Ep 85 – Guide To Utilize Loan Programs • Maximize Monthly Savings Ep 86 - Why Buyers Should Get Pre-Approved Now Ep 88 - Buy-Down Interest Rate Strategies • A Win For Sellers Ep 89 - Top Benefits To Refinance Your Property                             Episode Summary 4:43 - Interest Rates  7:24 - Temporary Buy-Down Options  8:59 - Permanent Buy-Down 10:40 - Closing Costs 12:04 - Points 13:30 - Term 14:13 - Credit Score 15:46 - Upfront Costs 17:20 - Down Payment 19:39 - Monthly Savings 20:30 - Negotiate with Team 24:15 - Market Explorer  watch neighborhoods you would like to invest in property! 25:13 - Mortgage and Loan Acronyms and Terms Explained: CPI, ARM, Fixed Rate, Index, Margin   LOOKING TO BUY?   Under Contract? Don't make a move until you listen to these episodes: Ep 59 – Life Of Escrow For Buyers The process you can expect from an escrow officer and the tasks provided for a successful closing. Ep 77 – Complete Guide For House Inspection - What Every Buyer Needs To Know Wouldn't you want to know what you are buying and avoid pitfalls? Ep 121 – Why Buying a Home Is a Win In this episode we explore Key Reasons and Examples of how and why buying a home is a win -  as a valuable long-term asset -  and provide security for your future Ep 143 – All About Home Insurance (Union County, Oregon) Key insight to review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon. Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time. Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing Why it's important to communicate with your lender and real estate broker. Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction: Track Your Home's Value — Receive a free monthly home report Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! About Your Host Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor. She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions. Connect with Judy Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected]   www.judycasad.com Facebook  Listen on your computer Podcast.JudyCasad.com Tap the Category that resonates with your life today: Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  Get Pre-Approved! What inspectors look for, Property Search Selling Property  Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report Homeowners Best Moves  Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...