Ep 99 - Creative Home-Loan Options For Lower Mortgage Rates

Creative Loan Options can make it affordable for the Homebuyer to purchase a home during this time when home values are a lot higher than they were a few years back.  Knowledge is power and potentially saves you money by making smart informed decisions. Note: Buyer representation is evolving nationwide. New Law requirements are in place in some States, and soon to come in the State of Oregon. Nick Carter, Regional Vice President | Team Carter | NMLS-200547 | Directors Mortgage Work 541-357-4823 Ext. 2801 Cell: 541-520-2968 [email protected]  Directorsmortgage.com/Nick-Carter Apply Now link: https://www.directorsmortgage.com/loan-officer/nick-carter/ Interest rates quoted at the time this episode was released may have changed. Please contact Nick for current rates. All statements and/or opinions, other than content provided by Directors Mortgage, are solely the opinions and responsibility of the person or entity providing those materials.  These materials do not necessarily reflect the opinion of Directors Mortgage and we accept no responsibility for ensuring their accuracy.   More episodes with Nick:  Episode 64  - Jumbo Loans. An Easy Way To Buy Your Luxury Home Nick shares a convenient way for you to secure the money you need to purchase your luxury home, what a Jumbo Loan is, and how easy it is to qualify. Ep 63 - 100% Home Financing For Medical Professionals  Interest rates quoted when these episodes were released may have changed. Please contact Nick for current rates. Key Takeaways Current rate as of today, May 3rd, 2024 What is projected rates in the near future? Very Important to get Pre-Approved before submitting an offer. Creative financing 1. ODVA for qualified Homebuyers  2. Mortgage utilizing a Bridge Loan to stay ahead of the competition 3. Buying down points to save on monthly mortgage 4. Buyer Representation Commission – Can it be wrapped into a loan? 5. Jumbo loans Play with this! LOOKING TO BUY?   Under Contract? Don't make a move until you listen to these episodes: Ep 59 – Life Of Escrow For Buyers The process you can expect from an escrow officer and the tasks provided for a successful closing. Ep 77 – Complete Guide For House Inspection - What Every Buyer Needs To Know Wouldn't you want to know what you are buying and avoid pitfalls? Ep 121 – Why Buying a Home Is a Win In this episode we explore Key Reasons and Examples of how and why buying a home is a win -  as a valuable long-term asset -  and provide security for your future Ep 143 – All About Home Insurance (Union County, Oregon) Key insight to review your policy on an annual basis. What's covered, what's not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon. Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller's time. Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing Why it's important to communicate with your lender and real estate broker. Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction: Track Your Home's Value — Receive a free monthly home report Request a CMA (Comparative Market Analysis) — Understand your home's current market value – neighborhood perspective by your Broker Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker Support us by sharing this Podcast with your network of friends & family ~ We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive! About Your Host Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor. She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions. Connect with Judy Judy Casad Broker & Luxury Advisor Windermere Real Estate Lane County Licensed in the State of Oregon – Serving McKenzie River Corridor, Union County and beyond 541-968-2400 [email protected]   www.judycasad.com Facebook  Listen on your computer Podcast.JudyCasad.com Tap the Category that resonates with your life today: Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  Get Pre-Approved! What inspectors look for, Property Search Selling Property  Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report Homeowners Best Moves  Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...