Ep454: How smarter lending could help financial inclusion and ease the rising cost of living

Anna Porra, European Strategy Director, MarqetaToo many lending decisions are potentially flawed, being based on backward-looking credit scores rather than considering current ability to repay. Furthermore, rigid repayment scheduling could be replaced by a more flexible pay back framework, especially with the option of loans offered against security. Robin Amlôt of IBS Intelligence discusses these and other lending developments with Anna Porra, European Strategy Director of Marqeta.