Ep477: Finance experiences, not products: the big opportunity for FinTech 2.0

Louisa Murray, COO UK & Europe, RailsrThe first wave of FinTech has digitised conventional financial services, most notably through neobanks that have improved the consumer banking experience and educated large sections of the population to trust banking beyond legacy banks. However, the needle had not moved enough, according to Louisa Murray, COO UK & Europe, Railsr. She believes that FinTech 2.0 will see the continued rise of embedded finance powering brand-led, more meaningful financial experiences that will drive the future of consumer finance.