Episode 12: Unlocking Home Potential: The Mortgage Plus Improvements Program

Welcome to our very first MiniPod— a new feature of the Community Game Plan podcast where we zoom in on the real estate side of our community. In this episode, Eric Holman sits down with mortgage broker Danielle Hardie to break down the Mortgage Plus Improvements program—an option that allows buyers to roll renovation costs directly into their mortgage. Translation? You can buy the right house and make it the right home without draining your savings on day one. They dig into the power of adding secondary suites, why having a mortgage broker in your corner matters more than ever, and how smart renovations can significantly boost long-term property value. This conversation is all about seeing potential where others see problems—and understanding how to finance that vision strategically. If you're navigating today’s market, considering a fixer-upper, or simply want to make smarter buying decisions, this episode delivers practical insight on planning properly, structuring financing wisely, and turning opportunity into equity. Reach out to Eric or Jim at [email protected] Danielle Hardie - Mortgage Broker Premiere Mortgage Centre Inc.  [email protected]