Community Game Plan

Victoria, BC real estate market update: inventory, pricing trends, and expert insights from Lisa Eilers with Eric Holman and Jim Smardon. Learn what buyers and sellers need to know in 2026. What’s really happening in the Victoria, BC real estate market right now? Is it cooling off, balancing out—or just catching its breath? In this episode of The Community Gameplan Podcast, Eric Holman and Jim Smardon speak with a local real estate expert Lisa Eilers to break down the latest Victoria, BC housing market trends, giving you a clear, no-nonsense look at what buyers and sellers are actually dealing with on the ground. From rising inventory levels to shifting buyer behaviour, this conversation cuts through the noise and gets into what matters—pricing, demand, and where the opportunities are hiding. 🔍 What You’ll Learn in This Episode: The real story behind Victoria’s growing housing inventory (and why it matters now) How the market has shifted since the COVID-era frenzy Why condo sales are slowing—and what that means for buyers What’s keeping single-family homes in demand How interest rates and economic uncertainty are shaping decisions Insider strategies to help buyers and sellers stay competitive 🌊 Why Victoria Still Stands Out Let’s be honest—Victoria isn’t just another market. Between its mild coastal climate, lifestyle appeal, and limited land supply, it continues to attract buyers from across Canada. But here’s the twist: more listings (jumping from ~600 to ~4,000) means more choice… and more hesitation. Buyers are pickier. Sellers need sharper strategy. The days of “list it and they’ll come” are on pause. 💡 Who This Episode Is For: Buyers trying to time the Victoria market without guessing Sellers wondering if now is still a good time to list Investors watching for shifts in pricing and opportunity Anyone curious about BC real estate trends in 2026 🎯 Bottom Line This isn’t a crash. It’s not a boom either. It’s a market finding its footing—and if you understand the signals, there’s real opportunity here. Lisa and Eric & Jim bring local, boots-on-the-ground insight to help you make smarter real estate decisions in Victoria. 🔗 Related Topics: British Columbia housing market trends Buying a home in Victoria BC Real estate investment strategies Canada Interest rates and housing affordability

In Episode 16 of the Community Gameplan Podcast, Eric and Jim sit down with Dennis LaBlanc, Atlantic Canada Manager with CannaConnect, to discuss a powerful mission focused on support, healing, and community. Dennis shares his personal journey and the inspiration behind CannaConnect — an organization dedicated to supporting veterans, RCMP, and first responders through education, access, and meaningful community connection. This conversation highlights the important work being done to help those who have served navigate new pathways toward improved quality of life, mental health, and overall wellness. Dennis also shares how building trust and fostering community plays a critical role in successful reintegration and long-term support. We also explore the real impact this work is having on individuals, families, and communities across Atlantic Canada — and how continued community involvement is helping grow a network of support and wellness. Key Topics: • CannaConnect’s mission and programs • Support for veterans, RCMP, and first responders • Community and trust in veteran reintegration • Building a community of support and wellness • The impact across Atlantic Canada and all across Canada  Get Involved: Interested in learning more about CannaConnect or supporting their work? Reach out, connect, and be part of the impact. cannaconnect Don’t forget to like, follow, and share the podcast to help us continue bringing meaningful community stories to light. Interested in being a guest or have a show idea you'd like us to cover, reach out to Eric Holman and Jim Smardon at [email protected]   Veteran Support, Community Wellness, CannaConnect, Mental Health, Military Transition, First Responders, Veteran Programs, Community Building, Nova Scotia, New Brunswick   

Episode Summary Real estate deals can look clean on paper… until the legal side starts peeling back the layers. In this episode of Community Gameplan, we sit down with real estate lawyer Mark Comeau with Taylor MacLellan Cochrane Law - TMC Law to break down the lawyer review clause process and everything that can quietly make—or break—a transaction. From land title surprises to zoning headaches, encroachments, and HST curveballs, Mark shares practical insights that every agent, buyer, and seller should have in their back pocket. If you’ve ever thought “the lawyer will handle it,” this episode shows you exactly what that actually means—and why it matters more than you think. What You’ll Learn What lawyer review actually covers (and what it doesn’t) Common title issues that can delay—or kill—a deal Zoning: why it matters more than most people realize Encroachments explained (and how they’re typically handled) HST in real estate: when it applies and how it impacts buyers Key differences when dealing with: Condos Vacant land Mini homes / mobile homes Why communication between agents, lawyers, and clients is critical The most common mistakes people make during the legal process Real Talk Moments Not all properties are created equal—what works for a single-family home can get messy fast with land or mini homes Waiting until the last minute to involve a lawyer? Bad move. That’s where deals start to wobble Assumptions around zoning and use are one of the biggest hidden risks in real estate  Pro Tips from Mark Comeau Get ahead of potential title or zoning issues early—don’t wait for closing week surprises Always clarify HST implications before submitting an offer When in doubt, ask questions early—fixing problems is easier before paperwork is locked in  Who This Episode Is For Buyers who want to avoid costly surprises Sellers looking to keep their deal on track Real estate agents aiming to better protect their clients Anyone curious about the legal side of real estate (the stuff no one talks about… until they have to) Connect & Learn More If you found this episode helpful, share it with someone who’s in the middle of a deal—or about to be.  Or reach out to Eric Holman or Jim Smardon at [email protected] Reach out to Marc Comeau - https://www.tmclaw.com/ 

Understanding the hidden impacts of gambling and how communities can support awareness, prevention, and recovery. Gambling is often seen as entertainment, but for many individuals and families, it can become something much more serious. In this episode of The Community Game Plan, we sit down with Carey Murphy, Executive Director of the Compulsive and Problem Gamblers Society, to talk about the realities of gambling harm and how it affects individuals, families, and communities. We explore common misconceptions about gambling addiction, the early warning signs people often miss, and why stigma can prevent people from asking for help. Carey also shares insight into how communities can play a stronger role in prevention, awareness, and supporting those who may be struggling. This conversation is about more than gambling — it’s about building informed, compassionate communities where people feel safe to reach out for support. Find more of our guest Carey Murphy on his Youtube   Facebook    https://globalnews.ca/news/11393257/problem-gambling-online-platforms/   If you or someone you know may be struggling, support and resources are available through the Compulsive and Problem Gamblers Society.   And if you enjoyed this episode and want to learn more about the work we’re doing in the community, feel free to reach out to Eric and Jim from The Real Estate Team. [email protected] Whether it's real estate, community initiatives, or future podcast ideas, they’re always happy to connect and continue the conversation.

In this episode, Jim and Eric sit down in studio with Debbie Vaillancourt Higgins, owner and operator of Opus Café and Catering in Cherry Brook, Dartmouth. What starts as a conversation about coffee and catering quickly becomes something much deeper. Debbie shares the heartfelt story behind Opus — a café born from her mother’s dream and built as a true labour of love. Located inside the historic former Nova Scotia Home for Colored Children building, Opus has become more than just a place to grab breakfast. It’s a safe, welcoming space where conversations happen, community groups gather, reunions unfold, and healing takes place. From hosting men’s support circles and church groups to catering weddings and providing meals for families in need, Debbie explains why Opus isn’t “hers” — it belongs to the community. With refillable coffee meant to extend conversations and an intentional no-TV policy to encourage connection, this café proves that small spaces can create big impact. The episode also includes one of Jim and Eric’s signature hot takes — this time tackling the question: Are fixer-uppers still a good deal, or are buyers walking into financial traps? Whether you’re passionate about community building, curious about the power of small local businesses, or just looking for a place that serves more than coffee, this episode is packed with warmth, insight, and heart. 👉 Visit Opus Café at 18 Wilfred Jackson Way, Dartmouth 👉 Learn more: https://www.theopuscafe.ca

Welcome to our very first MiniPod— a new feature of the Community Game Plan podcast where we zoom in on the real estate side of our community. In this episode, Eric Holman sits down with mortgage broker Danielle Hardie to break down the Mortgage Plus Improvements program—an option that allows buyers to roll renovation costs directly into their mortgage. Translation? You can buy the right house and make it the right home without draining your savings on day one. They dig into the power of adding secondary suites, why having a mortgage broker in your corner matters more than ever, and how smart renovations can significantly boost long-term property value. This conversation is all about seeing potential where others see problems—and understanding how to finance that vision strategically. If you're navigating today’s market, considering a fixer-upper, or simply want to make smarter buying decisions, this episode delivers practical insight on planning properly, structuring financing wisely, and turning opportunity into equity. Reach out to Eric or Jim at [email protected] Danielle Hardie - Mortgage Broker Premiere Mortgage Centre Inc.  [email protected]

In this bonus highlight episode, Jim, Eric, and producer Colin throw the rulebook out the window and lean fully into what makes the Community Game Plan… well, the Community Game Plan. This supercut is packed with behind-the-scenes moments, off-the-rails banter, missed cues, sponsor reads gone sideways, and the kind of hot takes that only happen when the mics stay hot a little too long. From debates about pizza pockets, pineapple on pizza, and candied bacon, to producer interruptions, fake ad reads, and a running argument over who’s actually in charge, this episode captures the lighter side of the podcast — the laughs, the chaos, and the genuine chemistry that keeps the show fun. Mixed in with the nonsense are real moments of reflection about authenticity, community, and why the podcast exists in the first place: to show up as real people, not polished personas, and to build something that feels honest, local, and human. If you’ve ever wondered what happens between the serious conversations — or why the producers occasionally regret their life choices — this episode is for you.

In this episode, Jim and Eric kick off the new year by doing something a little different. Rather than sitting down with a single guest, they look back on the first full year of the Community Game Plan podcast — reflecting on the conversations, community stories, and moments that shaped the show so far. This special supercut episode highlights some of the best clips from the past year, touching on everything from grassroots sports and inclusion to community leadership, coaching, housing, transportation, and the people working quietly behind the scenes to make Nova Scotia stronger. Along the way, Jim and Eric talk candidly about growth — both personally and professionally — what they’ve learned from the community, and how feedback from listeners continues to shape the direction of the podcast. They also tease what’s ahead: a growing team, new voices, evolving formats, and some fresh ideas (including hotter hot takes) as the podcast moves into its next chapter. Whether you’ve been listening since Episode 1 or you’re just tuning in now, this episode is a great snapshot of where the Community Game Plan started, how it’s grown, and where it’s headed next.

In this episode, Eric is joined in studio by producer Colin for a powerful conversation that shines a light on one of Halifax’s most impactful — and often overlooked — community organizations. Together, they sit down with Jamie Matthews, Executive Director of Veith House, along with Jackie Lockie, to explore what it truly means to be a community hub in the heart of the city’s North End. Jamie breaks down the wide-reaching work Veith House does every day — from food security and urban farming to youth programming, newcomer support, and inclusive spaces for the LGBTQ+ community. The conversation highlights how decades of grassroots effort, partnerships, and volunteer-driven programs help people meet basic needs while fostering dignity, belonging, and connection. Eric, Colin, and Jim also reflect on how many “hidden gems” like Veith House exist across Nova Scotia — quietly doing essential work — and why sharing these stories matters now more than ever. Whether you’re passionate about community building, curious about what a true community hub looks like, or looking for meaningful ways to get involved locally, this episode offers insight, inspiration, and a reminder of the power of people helping people. 👉 Learn more about Veith House, their programs, and how to support their work: https://veithhouse.com

In this episode, Jim and Eric kick off an early morning recording (coffee in hand!) with two inspiring guests who are literally driving change across Nova Scotia — Jesse Guarino and Ronnie Murray from MusGo Rider Co-operative Limited. Jesse and Ronnie share how this community-run transportation service is bridging the gap for residents along the Eastern Shore and Musquodoboit Valley — providing safe, affordable, and eco-friendly rides for those who need them most. From switching to electric vehicles powered by solar energy to ensuring seniors and people with mobility challenges can get to appointments, MusGo Rider is proving that compassion and sustainability can travel the same road. Jim and Eric also reflect on the importance of community-driven solutions and how rural areas often rely on creativity and cooperation to stay connected. Whether you’re passionate about sustainable living, rural advocacy, or just love hearing stories about Nova Scotians helping Nova Scotians, this episode will hit home. 👉 Learn more or book a ride at www.musgorider.ruralrides.ca

In this episode, Jim and Eric welcome their first in-studio guest — Colin Oldrieve, insurance broker with Cluett Insurance and lifelong community builder. From his early football days at Saint Mary’s University (where he helped win two national championships!) to his years coaching youth teams and volunteering locally, Colin shares how teamwork and mentorship shape not only athletes but entire communities. The conversation goes beyond the field, diving into Cluett Insurance’s deep local roots. Colin gives us a behind-the-scenes look at how this Dartmouth-based, family-run brokerage continues to support community initiatives — from bake sales and backpack drives to Ronald McDonald House donations — all while staying proudly independent and local. Jim and Eric also reflect on the value of small businesses that actually know your name and the importance of giving back where you live. Whether you’re passionate about sports, local business, or community leadership, this episode has something for everyone. 👉 Learn more about Cluett Insurance and their community work: https://www.facebook.com/share/p/16tCfgQCa7/?mibextid=wwXIfr

In this episode, Jim and Eric open up about their own backgrounds as military kids before diving into an important conversation with Jackie Lockie, Branch Manager at CUA’s Lady Hammond Road location. Jackie introduces the Military Family Banking Program, a tailored initiative that recognizes the unique challenges military families face—from frequent relocations to sudden deployments—and offers real financial support. From waived fees and mortgage penalty relief to no-down-payment and cash-back options, she explains how CUA is helping military families build stability in the midst of constant change. Along the way, Jackie shares her own story as a military spouse and financial planner, giving real insight into why these programs matter so deeply. Jim and Eric also reflect on growing up in military households and how that shaped their sense of community and resilience. Whether you’re part of a military family yourself, supporting one, or just want to better understand the sacrifices behind the service, this episode is packed with practical takeaways and heartfelt stories. 👉 Learn more about the CUA Military Family Banking Program here: CUA Military Family Banking Program on Facebook!

In this episode, Jim and Eric dive into the future of sport in Nova Scotia with two inspiring guests. First up, they chat with Marvin Okello from the Canadian Sport Institute Atlantic. Marvin shares his journey and the impact of two groundbreaking programs—the New Canadian Coaching Support Program and the Black and Indigenous Coaching Mentorship Program—both designed to strengthen diversity, inclusion, and leadership in coaching across the province. Then, the conversation shifts to grassroots soccer with Ollie, Director of Soccer at Suburban FC. Ollie talks about the club’s deep community ties, the growth of soccer in HRM, and how Suburban is building inclusive programs while preparing players for opportunities from local fields to League One Atlantic. Whether you’re passionate about coaching, curious about growing the game at the community level, or just love hearing how sports bring people together, this episode is packed with insight and inspiration!

In this episode, Jim and Eric dive into two local stories that blend community support with business success. First, they sit down with representatives from CUA (Credit Union Atlantic) to talk about how this community-based financial institution is helping Nova Scotians take control of their finances. From approachable banking to personalized service, CUA shares why people are rethinking their relationship with money. Next up is Brett from Fasco, a local distributor with a cool connection - quite literally. Brett sheds light on the HVAC industry, partnerships with Hisense, and what it takes to keep Atlantic Canadians comfortable all year round. From money management to home climate control, this episode is full of practical advice and great stories from people making a difference. Learn more about our guests: CUA: Facebook | cua.com Fasco: fascodistribution.com | hisensecomfort.com

In this episode, Jim and Eric keep the conversation going, joined by two inspiring guests. First up, they chat with Linda, a former mortgage broker, to get her perspective on breaking into the real estate world. From her early experiences to her advice for newcomers, Linda shares practical tips and some real talk about what it takes to succeed. Then, the episode shifts gears to highlight local sports. Chris, leader of the Dartmouth Pigdogs Rugby Club, joins the show to talk about the power of grassroots sports and how local clubs like his keep the community strong. Hear about the camaraderie, challenges, and the ways you can support local teams in your own backyard. Whether you're dreaming of getting your real estate license or just want to support local sports, this episode’s packed with valuable insights! Tune in to learn more!

One way to really get to know your community is coaching a kids sport in your neighbourhood! Eric and Jim are both coaches in their community. In this episode they chat about the United Dartmouth Football Club (UDFC) which is a thriving soccer organization in Nova Scotia, known for its community-focused initiatives and inclusive programs. The club, formed by merging four smaller clubs in 2018, boasts a diverse membership and a strong sense of loyalty across generations. UDFC offers various programs, including "quiet soccer" for neurodivergent kids and partnerships with Special Olympics and the Halifax Wanderers. The club also supports women's soccer through initiatives like the She Can Coach program and community events. UDFC emphasizes accessibility, community engagement, and continuous improvement, inviting feedback and involvement from its members and the broader community. Tune in to learn more

Thinking of getting into real estate? This episode your hosts Jim and Eric chat about the challenges and benefits of becoming a real estate agent. They discuss the high costs involved, including the $3,000 NSAR course, $615 licensing fee, and annual expenses like E&O insurance and NSAR membership. They emphasize the importance of interviewing multiple brokerages to find the right fit, as different brokerages offer varying support and commission splits. They also make an exciting announcement.  Tune in to learn more

Jim and Eric's very first episode of Community Game Plan revolves around the importance of community!  The two discuss how knowing the area and people enhances the home-buying experience. They highlight the impact of community amenities and traffic on property values. The discussion includes personal anecdotes about coaching, volunteering, and business integration.  We are also joined by guests Jay Fisher, a photographer, who shares his community engagement through networking and local events, including a Halloween photo booth; and Linda Martin, President of Dartmouth East Rotary, who emphasizes Rotary's focus on education and homelessness, detailing their monthly food preparation for shelters and school book donations. Both guests underscore the significance of community fabric and supporting the most vulnerable.