Episode 15: Breaking Barriers to Homeownership with Lina Depina

In this episode of Land Lady Listens, host Meg Hayden sits down with Lina Depina, Community Lending Officer at Washington Trust, to talk about first-time homebuyer programs, grants, and strategies to make real estate investing more accessible. Lina shares how Washington Trust is helping buyers with unique programs like forgivable down payment assistance grants, rate discounts, and tailored lending solutions. She also opens up about her own journey—from buying her first multi-family property as a single mom to building equity and teaching others to do the same. They dive into how mindset, affirmations, and financial education play just as big of a role in real estate success as the numbers do. Lina’s passion for serving others and breaking down barriers to homeownership is at the heart of this inspiring conversation. ✅ Accessing $50,000 forgivable down payment grants✅ Rate discount programs for first-time buyers✅ Why buying a multi-family first can jumpstart your wealth-building journey✅ Pre-approvals, credit scores, and what buyers should know before starting✅ Building equity and generational wealth through real estate✅ How affirmations and money mindset impact financial success✅ Practical advice: Don’t wait—buy when you’re ready, not when the market tells you Guest Info – Lina DepinaCompany: Washington TrustPhone: (401) 426-8426 (call or text)Into it right now: Learning more about Trading & Getting into the MarketMantra:Words of Affirmation – Thank God everyday because life to me is very preciousHelping people every day to achieve their goals🎙 Hosted by: Meg Hayden | Broker | Developer | Strategist#LandLadyListens #FirstTimeHomeBuyer #RealEstateInvesting #WashingtonTrust #GenerationalWealth #MindsetMatters