Episode 18: Financial Planning in Your 40s and Beyond

Episode Summary In this episode, Stacey and Krista sit down for a heartfelt conversation with Zena Amundsen, Certified Financial Planner and owner of Astra Financial in Regina, Saskatchewan. Together, they explore the vital role financial planning plays in your 40s, highlighting the importance of financial self-care and empowerment—especially for women. Zena offers thoughtful advice on fostering financial independence and gaining exposure to key financial decisions. She also dives into the emotional side of money management, making the topic both relatable and approachable. Listeners will learn how to take the first step toward speaking with a financial advisor, including what questions to ask and what to look for in a trusted professional. Zena also shares a practical checklist of essential financial planning items to focus on during your 40s, including: Wills and power of attorneys Building a cash savings reserve Saving for your future self Krista and Stacey have known Zena for over 30 years.  They all grew up at Camp Ta-Wa-Si and the YMCA in Regina together.  Stacey and Zena are heading to adult yoga camp at the end of May.  The conversation takes a fun turn when they all discuss their memories and how the skills and experiences that they have gained from camp show up in their lives today.  As always, they end their episode by checking in with each other through their Peaks, Pits, and Plans. Keywords Financial planning, women empowerment, scarcity mindset, financial self-care, financial advisors, certified financial planners, personal finance, retirement planning, emotional health, budgeting, life lessons Chapters 00:00 Introduction and Welcome Zena Amundsen 03:03 Financial Planning in Your 40s 21:50 Building Trust with Financial Advisors 28:14 Scarcity Mindset and Personal Experiences 35:47 Memories from Camp Ta-Wa-Si: A Nostalgic Journey 40:56 Adult Camp Adventures 45:24 Peaks, Pits, and Plans Resources Astra FInancial Sign up for a copy of Reinspirement: A Workbook for Planning a Financially-Sound Retirement  Book - The Heart of Your Money Podcast - The Heart of Your Money Podcast - For the Love of Kindness Zena's article in the Globe and Mail - For Many Women, Divorce Kick-starts a Crash Course in Money Management (there is a paywall)   Connect with Us!  We love hearing from you We share more of our lives and extra behind the scenes content on our Instagram account   Instagram and Threads: @sisterssocialcall   Krista Pura Vida Hair Co.  FB: https://www.facebook.com/krista.ursulescu?mibextid=wwXIfr&mibextid=wwXIfr Insta: @krista_ursulescu Tiktok @kristaursulescu   https://www.tiktok.com/@kristaursulescu?_t=ZM-8t1KmIzGEVy&_r=1 Blooms and Brushstrokes - Krista's watercolor painting channel https://youtube.com/@kristaursulescu?si=zP-EqvurzM2pJArQ   Stacey www.linkedin.com/in/stacey-ursulescu-4189b1170   Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/andrey-rossi/seize-the-day License code: 6OF7AVGY0MWHTDQU