Episode 24 - What It Really Costs to Buy a House (The Truth About Closing Costs)

Buying a home is about more than just saving for the down payment — and in this episode, we're breaking down exactly where the money goes. Jennie and Scott walk through the real costs buyers need to understand before closing day, from earnest money and inspections to appraisal fees, prepaids, true closing costs, and even moving expenses. If you've ever wondered why the final number on a settlement statement feels higher than expected, this episode is for you. In this episode, we cover: - What earnest money is and how it works - Inspection and appraisal costs buyers pay before closing - The difference between down payment, prepaids, and true closing costs - Why "closing costs" is often used too broadly - A real-world example of what it might cost to buy a $600,000 home - Why your closing date can impact your cash flow more than you think Whether you're a first-time buyer or you've bought before, this is one of those conversations that can save you stress, confusion, and surprises. If you're buying in Metro Atlanta and want a clear plan before you start, we'd love to help.