Episode 26: Smart, Savvy, and Starting Now! Money in Midlife

Send us Fan MailOn Faded to Fabulous, host interviews women’s financial coach and educator Pam Richardson about “Money in Midlife,” focusing on why many women feel fear and avoidance around finances at 50 as retirement approaches alongside responsibilities like children, aging parents, divorce, or sudden widowhood. Pam shares her personal money recovery story after overspending, debt, and multiple inheritances, and explains how shame and underlying emotions drive avoidance, including resistance to wills and estate planning. The conversation covers student loan burdens, the common fear of running out of money, and how money habits differ by personality. Pam advises younger women to protect themselves with “yours, mine, and ours” accounts and recommends regular “money dates,” open family discussions, and planning to balance future security with living now. She highlights financially confident behaviors: negotiating, assembling a financial “dream team,” tracking numbers, and learning from risks.Find Pam at: [email protected]:00 Midlife Money Wakeup01:32 Meet Pam Richardson02:16 From Inheritance to Recovery04:27 Why 50 Feels Scary05:57 Avoidance and Money Shame07:29 Owning Financial Power08:45 Widowhood and Preparedness10:28 Aging Parents and Passwords11:02 Wills Trusts and Inheritance13:38 Debt and College Loans15:45 Fear of Spending in Retirement16:06 Debt Personality Test18:06 Advice for Younger Women18:35 Separate and Joint Accounts20:12 Money Dates and Vision21:27 Balancing Saving and Living22:54 Now Not Then Mindset25:12 Habits of Confident Women26:59 Weekly Bills and Scarcity27:56 Closing and Contact InfoSupport the show✨ Join the Faded to Fabulous Community💝 Support Our Mission! Click here🖥️ Website: https://www.fadedtofabulous.biz📲 Instagram: @fadedtofabulous📘 Facebook: Faded to Fabulous🎥 YouTube: Faded to Fabulous📩 Join our newsletter: Subscribe here