Episode #479 - 9/11/26

REAL NUMBERS, REAL TALK Something that buyers have said when considering buying a home — pulling money from your 401(k) to assist with your down payment or closing costs. Sounds simple, right? Just pull the money and go. Jay and Andy break down why it's not that simple this week — what it actually costs you, what most people don't find out until it's too late, and the options you probably haven't considered instead. If you've got retirement savings sitting there and a home purchase on your mind, you'll want to hear this one before you make a move. New episode link in the comments! HOUSE OF THE WEEK Double kitchen islands. A butler's pantry. A heated in-ground pool. This Smithsburg home was built for people who actually like to entertain. 130 Geiser Way, Smithsburg, MD — Whispering Hills $435,000 | 3 Beds | 2 Baths | 2,146 Sq Ft Step inside to an open floor plan with hardwood and luxury vinyl plank flooring, a gourmet kitchen with upgraded countertops and hand-crafted custom cabinets, and TWO cozy fireplaces for the colder months ahead. The fully finished basement adds even more living space, and outside you've got a landscaped yard, patio, shed, and your own personal heated pool — because why wait for summer plans when you can just walk outside? Attached garage + driveway parking = no more fighting over spots. COME SEE IT IN PERSON — TWO CHANCES THIS WEEKEND: Saturday & Sunday | 1:00 PM – 3:00 PM Call or text 866-702-9038 with questions or to schedule a private showing before the weekend. Full listing details and photos linked in the comments! See omnystudio.com/listener for privacy information.