Episode 54 | Should I Use My Home Equity To Consolidate My Debts?

Should you use your home equity to consolidate debts? When should you start saving for a down payment? Should I meet with a financial planner?Listener questions:1. Should I use my home equity to consolidate my debts.2. Should I pay off all debts before saving for a down payment for a house?3. Should I use my emergency to cover my homeowners insurance deductible? 4. Should I use a planner to manage my retirement?The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Our sponsor SecureGive has a special event coming up that we want you to know about called the Give Conference. As you know, not enough people are giving to your church. And, many that are giving simply aren’t giving enough. Church leaders, we know you desire to turn this around, but it can be challenging. You need practical step-by-step help and encouragement in the process. Learn from other church leaders who understand exactly what you're up against. Walk away with the tools you need to grow and sustain digital giving. Make a plan that takes discipleship and giving participation to the next level! Imagine a local church filled with faithful, generous people. Give Conference is a unique event designed to help you make this a reality. Register and get your tickets by clicking here: https://www.securegive.com/give-conference/Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/