More Than Money

Do you love to spend but struggle to save? In this episode, Art Rainer shares practical, biblical strategies to help Spenders break the cycle of impulse spending, build margin, and take their next step toward biblical financial health.Resources:8 Money MilestonesAsk a Money Question!

Are you an Investor money personality? In this episode, Art Rainer explores the strengths and blind spots of Investors, challenges them to place their hope in God (not their portfolio) and shares practical steps to help them steward wealth faithfully.Resources:8 Money MilestonesAsk a Money Question!

Money feels overwhelming, so you avoid it. But avoiding it won't make it go away. In this episode, Art Rainer helps Ignorers overcome financial avoidance, understand your financial reality, and take your next faithful step. Discover how a few small actions can lead to greater confidence and peace.Resources:8 Money MilestonesAsk a Money Question!

Saving is wise, but it can become a problem when saving becomes the goal. In this episode, Art Rainer shares how the 8 Money Milestones help savers spend with confidence and steward God's resources faithfully.Resources:8 Money MilestonesAsk a Money Question!

Celebrate Independence Day by taking four practical steps toward greater financial freedom. In this episode, Art shares simple July money moves that can help you reduce debt, build financial margin, strengthen your budget, and increase your generosity. If you're ready to make meaningful progress this month, this episode will give you a clear plan to get started.Resources:8 Money MilestonesAsk a Money Question!

Halfway through the year is the perfect time to stop guessing and start measuring your financial progress. In this episode, Art walks you through a simple mid-year financial check-up that reveals where you stand and what your next smartest move should be. If you want to finish the year stronger than you started, this episode will help you get there.Resources:8 Money MilestonesAsk a Money Question!

Buy Now, Pay Later promises convenience, but it may be one of the most dangerous financial traps facing young adults today. In this episode, Art Rainer exposes the psychology behind BNPL, shares eye-opening statistics on missed payments, and explains why small installments can quietly lead to big financial problems.Resources:8 Money MilestonesAsk a Money Question!

Credit cards promise rewards, convenience, and cash back, but are they quietly draining your budget and keeping you stuck financially? In this episode, Art unpacks the psychology behind credit card spending, explains why rewards often cost more than they return, and shares a biblical framework for using money faithfully. Plus, learn why the debt snowball continues to help thousands of people eliminate debt faster and gain momentum toward lasting financial freedom.Resources:8 Money MilestonesAsk a Money Question!

What happens when two people with the same income make very different decisions with their money? Art shares a compelling story that illustrates the power of delayed gratification, then answers listener questions about building net worth and choosing the right place to retire. This episode is packed with practical wisdom for anyone who wants to make smarter financial decisions today and enjoy greater freedom tomorrow.Resources:8 Money MilestonesAsk a Money Question!

Elon Musk has become a trillionaire, and there are many opinions about it. Dr. David Jones, a financial ethicist, joins Art to examine extreme wealth through a biblical lens. Don’t miss this engaging and theologically rich conversation.Resources: 8 Money MilestonesAsk a Money Question!

What's quietly destroying your financial health? In this episode, Art identifies seven common financial pitfalls—from discontentment and lifestyle inflation to debt and misplaced trust—and explains how they can derail your progress over time. He also answers listener questions about contentment, spending decisions, and how to faithfully steward God's resources.Resources:8 Money MilestonesAsk a Money Question!

What does your bank statement reveal about your faith? In this episode, Art shares 10 reasons a Christian's finances should look different from the world's. He also answers listener questions about giving before saving, prioritizing the local church in generosity, and navigating financial support for aging parents.Resources:8 Money MilestonesAsk a Money Question!

Should you pause your debt payoff plan when a baby is on the way? How do you trust God when money is tight? What are Trump Accounts, and what do parents need to know? Plus, Art makes his Stanley Cup prediction. This episode is packed with practical financial guidance, biblical wisdom, and answers to listener questions. Don't miss it!Resources:8 Money MilestonesAsk a Money Question!

This episode is packed with practical financial wisdom! Art shares four smart money moves to make during the month of June, helps a couple determine whether it's the right time to refinance their mortgage, guides a single mom through the decision of whether travel sports are worth the cost, and wraps up with several great summer book recommendations.Resources:8 Money MilestonesAsk a Money Question!

Feeling like you’ve failed financially can quietly crush your confidence, your marriage, and your peace. In this episode, Art shares encouragement on what financial leadership looks like in difficult seasons. Plus, a simple strategy for escaping the Klarna “buy now, pay later” cycle before it takes over your budget.Resources:8 Money MilestonesAsk a Money Question!

Debt doesn’t just impact your finances. It shapes your family. In this episode, we explore how payments, credit cards, and financial stress become normalized across generations, and how to break the cycle before your kids repeat it.Resources:8 Money MilestonesAsk a Money Question!

Are credit card rewards worth the risk? What are some signs you may be ready for a credit card? When should you stay away from them? Art dives into some More Than Money Facebook posts on this episode and answers those questions. Resources:8 Money MilestonesAsk a Money Question!

Can you actually buy a car with cash anymore? You can. In this episode, Art shares how he and his wife purchased their new-to-them SUV with cash. Plus, he answers two listener questions: How do you know if lifestyle inflation is hurting your finances, and what should you do if you’re behind on retirement savings in your 40s? Don’t miss this practical and encouraging conversation.Resources:8 Money MilestonesAsk a Money Question!

Are you (or someone you know) a recent college graduate? In this episode, Art shares five smart money moves every 2026 graduate should make, using advice from the MTM community. He also highlights a few must-read financial books that can help young adults build a strong financial foundation.Resources:8 Money MilestonesAsk a Money Question!

In this episode of More Than Money, Art answers questions about retirement savings, tithing while in debt, and how much house you can actually afford. From Roth vs. traditional accounts to navigating generosity in tight seasons, if you’re trying to honor God and stay financially steady, this conversation is for you.Resources:8 Money MilestonesAsk a Money Question!

What side hustles are perfect for the summer months? In this episode, Art shares five opportunities to earn extra income when the weather warms up and the days get longer. Plus, he walks you through the Trifecta frameworks to help you identify your perfect side hustle.Resources:8 Money MilestonesAsk a Money Question!

Are finances tight? This episode is for you. Join Art and Nate as they walk you through practical steps to build a budget when there’s little, or nothing, left at the end of the month, helping you regain clarity, control, and confidence with your money.Resources: 8 Money MilestonesAsk a Money Question!

Discontent isn’t just a financial issue. It’s a heart issue that Scripture addresses head-on. In this episode, discover four ways discontent undermines your finances and how embracing biblical contentment can lead to lasting peace and faithful stewardship.Resources:8 Money MilestonesAsk a Money Question!

In this episode, we explore the five most common regrets retirees share about their financial decisions and what they wish they had done differently. From saving too little to retiring too early, these insights will help you make wiser choices today, so your future self has fewer regrets tomorrow.Resources:8 Money MilestonesAsk a Money Question!

Time for some economics! In this episode, we break down NYC’s proposed government-run grocery stores and ask a simple question: Will this make groceries cheaper, or will it just shift the costs somewhere else? We also explore what this could mean for local competition and the long-term ripple effects in the market.Resources:8 Money MilestonesAsk a Money Question!

What does it really mean to “afford” a family vacation, and could taking one be poor stewardship? In this episode, we unpack a biblical approach to vacation spending, explore the types of trips that deliver the most value, and highlight five of the most cost-efficient family vacation destinations in the U.S.Resources:8 Money MilestonesAsk a Money Question!

In this episode, we break down four simple, but all too common, mistakes that can derail your retirement investments. Learn how to avoid emotional decisions, stay consistent, and build long-term wealth even when the market feels uncertain. Plus, hear about the March Madness bracket strategy that won this year’s More Than Money Bracket Challenge!Resources:8 Money MilestonesAsk a Money Question!

In this episode, we dive into how TikTok can quietly mess with your money by making everyone look richer than they are, turning “I didn’t know I needed that” into a spending habit, and normalizing a lifestyle your budget never signed up for. We also unpack how the algorithm keeps you scrolling and sometimes even steers you toward bad financial advice that sounds smart in 30 seconds but falls apart in real life.Resources:8 Money MilestonesAsk a Money Question!

How do you know when it’s the right time to launch a business? In this episode, Art walks through six key indicators, including capacity, clarity, counsel, and family readiness, to help you discern whether to wait, test, or move forward. If you’ve been sitting on an idea, this conversation will give you the wisdom and confidence to take your next step.Resources: 8 Money MilestonesAsk a Money Question!

What if April could set the tone for your entire financial year? In this episode, Art shares four smart money moves to build momentum now and tackles a timely question: why are cars so expensive right now?Resources:8 Money MilestonesAsk a Money Question!

Let’s wrap up our deep dive into the 8 Money Milestones by tackling Milestones 7 and 8. In this episode, Art breaks down saving for college and shares five practical strategies to help you pay off your mortgage early. Don’t miss this powerful conclusion to the mini-series!Resources:8 Money MilestonesAsk a Money Question!

Let’s continue our deep dive into the 8 Money Milestones. In this episode, Art breaks down Money Milestone 5 (Save 3 to 6 months of living expenses for a job loss level emergency) and Money Milestone 6 (Put 15% of your gross income toward retirement. Art provides several surprising stats about these Money Milestones and shares one of the most common retirement savings mistakes people make.Resources:8 Money MilestonesAsk a Money Question!

Let’s continue our deep dive into the 8 Money Milestones! In this episode, Art breaks down Milestones 3 and 4—maximizing your employer match and tackling debt. These are two powerful steps you can take toward financial health, so don’t miss this important episode.Resources:8 Money MilestonesAsk a Money Question!

Let’s kick off a deep dive into the 8 Money Milestones. We start with the foundation: generosity and your first emergency fund. Art breaks down Money Milestones 1 and 2 in a practical, encouraging way, while tackling some of the most common questions people have as they begin their journey. If you’re ready to build momentum with your money, this is where it starts.Resources:8 Money MilestonesAsk a Money Question!

What pops into your mind when you hear the word “millionaire”? A big house? Fancy cars? Exotic vacations? In this episode, Art shares fifteen facts about real millionaires that may surprise you. Plus, he answers a listener's question about long-term care. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!

Is a college degree still worth it? In this episode, Art dives into the numbers to help determine whether a college degree is worth the cost. He also shares some really bad—and really good—reasons to choose a college. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!

Is wartime a bad time to start investing? In this episode, Art answers money questions about investing during global uncertainty, managing finances after a ministry layoff, and whether a trust is necessary for an older couple with modest assets.Resources:8 Money MilestonesAsk a Money Question!

In this episode, we explore five jobs that are least likely to be replaced by automation or AI and four more that are likely to stick around. Then Art answers a listener’s question about how to get a spouse who prefers to be hands-off with the finances more engaged. Tune in!Resources:8 Money MilestonesAsk a Money Question!

What are some smart money moves you should be making right now? In this episode, Art shares practical financial steps you can take this month, from preparing for taxes and reviewing your budget to strengthening your emergency fund and planning for upcoming expenses. Along the way, he also answers listener questions about tithing. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!

Money meetings don’t fail because of math — they fail because of emotion and poor structure. In this episode, we unpack three common mistakes couples make and share a simple framework for building clarity and unity. If you want less tension and more alignment in your marriage, this one’s for you.Resources:8 Money MilestonesAsk a Money Question!

Are you struggling to gain momentum in your finances? In this episode, Art and Nate unpack five common—and fixable—reasons people get stuck and share practical steps you can take to start moving forward. Don’t miss this actionable conversation designed to help you build real financial traction.Resources:8 Money MilestonesAsk a Money Question!

God doesn’t provide financial resources to blow up our marriages. In this episode, Art and Matt share seven practical tips for those preparing to say “I do,” along with guidance for anyone walking alongside engaged couples and helping them build a strong financial foundation for their future together. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!

Which IRA is better—Roth or Traditional? In this episode, Art and Nate go head-to-head to determine which IRA deserves the title of true champion. They also tackle a listener’s question about IRAs. Don’t miss this fun, live recording of the More Than Money podcast!Resources:8 Money MilestonesAsk a Money Question!

Do you fight with your spouse about money? You’re not alone. In this episode, Art and Matt unpack a recent study revealing the most common financial conflicts couples face and share practical steps to help you and your spouse move toward greater unity with your money. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!

Is marriage good for your money? In this episode, we dive into surprising statistics that reveal how marriage often leads to greater wealth, lower expenses, and stronger financial stability. You’ll leave encouraged that God’s design for marriage and wise financial stewardship truly work better together.Resources:8 Money MilestonesAsk a Money Question!

It’s a live recording of More Than Money! For those who are ready to get out of debt, this is for you. In this episode, Art shares some guarantees and keys to the debt-free journey. Plus, he answers a couple of listener questions.Resources:8 Money MilestonesAsk a Money Question!

It’s time for you and your spouse to become a Rich Couple! In this episode, Art discusses his newly re-released book, “The Rich Couple: 30 Days of Following God’s Design for a Financially Healthy Marriage,” and the four critical decisions every couple must make to build a truly rich marriage. Plus, he answers a listener’s question about what to do after reaching Money Milestone 8.Resources:8 Money MilestonesAsk a Money Question!

Money and marriage collide in the best possible way in this February-themed episode as you’re invited to go on a purposeful “money date” with your spouse. You’ll be guided through honest conversations about your finances, shared dreams for the future, and the impact you want to make together. By the end, you’ll see money not as a source of stress, but as a tool God can use to strengthen your relationship and His kingdom.Resources:8 Money MilestonesAsk a Money Question!

What are the 5 states where the cost of living is the lowest? In this episode, Art explains cost of living, why it is so important to your finances, and in what states your dollar goes further. Plus, he answers a question about opening a Roth IRA for a child. Tune in!Resources:8 Money MilestonesAsk a Money Question!

We’re called to steward everything God has entrusted to us—including our PTO days. In this episode, Art explains why not using your PTO can be costly and shares a simple strategy to help you maximize your time off. Plus, he answers a listener’s question about maxing out an employer match. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!