Episode 55: How Smart Investors Legally Build Wealth Tax-Free with Amanda Holbook

In this episode of the Strength in Numbers podcast, Marcus Crigler sits down with Amanda Holbrook to break down one of the most underutilized wealth-building strategies available today: self-directed, tax-advantaged accounts.Amanda shares how investors can take control of their retirement funds and use them to invest in what they already know, whether that’s real estate, lending, or other opportunities, all while growing wealth tax-free or tax-deferred.They also dive into practical strategies like HSAs, Roth IRAs, and Solo 401(k)s, and how these “buckets” can be used not just for retirement, but as powerful tools for building long-term, generational wealth.If you’ve ever wondered how to keep more of what you earn and make your money work harder for you, this episode is a must-listen.You’ll Learn How To:Build wealth using self-directed retirement accountsInvest in real estate and other assets using tax-advantaged “buckets”Leverage HSAs, Roth IRAs, and Solo 401(k)s for long-term growthWhat You’ll Learn in This Episode:(03:27) Amanda’s background and how she got into self-directed investing(06:07) What self-directed accounts actually are and how they work(09:44) Why HSAs are one of the most overlooked wealth-building tools(11:34) How Roth IRAs can be used for flexibility and tax-free growth(17:26) Using Roth IRAs for kids and building generational wealth(22:48) Paying your children and turning income into tax-free investments(28:11) The power of Solo 401(k)s for business owners(30:31) How to invest retirement funds into real estate and lending deals(34:48) Rules to follow when using self-directed accounts(37:16) Amanda’s biggest advice: start now and take actionWho This Episode Is For:Real estate investors looking to reduce taxes and build long-term wealthBusiness owners who want more control over their investmentsAnyone who wants to grow wealth faster using tax-advantaged strategiesConnect with Marcus Crigler:Website: https://beccfo.com/LinkedIn: https://www.linkedin.com/in/marcus-crigler-cpa-977a45b7 Facebook: https://facebook.com/marcus.crigler Connect with Amanda Holbrook:Website: https://specializedtrustcompany.comEmail: [email protected]: 505-514-0587Amanda Holbrook