EPS 27 — The Truth About Roofs and Insurance Claims Storm-Proof Your Roof: Insurance, Hail, and How to Hire the Right Pro (with Alex from Alexis Roofing)

Austin storms can shred shingles—and your claim—if you don’t know the rules. Jerry talks with Alex of Alexis Roofing (roofer + 20+ year adjuster) about navigating roof damage and insurance without getting shortchanged. You’ll learn:Claims playbook: Document damage, request a re-inspection, and why desk adjusters often miss code-required items.Policy must-knows: Replacement Cost vs. ACV, code-upgrade endorsements, and the sneaky renewal emails that quietly change coverage.After a storm: File the claim first (24/7), then bring in a reputable roofer—skip risky DIY that can void coverage.Hail reality check: Even small hail can de-granulate shingles; adjusters look for ~8–10 hits per 10×10 area per slope.Materials & upgrades: 3-tab vs. architectural shingles, modern synthetic underlayment, and when metal roofs need an appearance endorsement.Hiring the right pro: Verify liability insurance, manufacturer certifications (e.g., GAF), code-compliant methods, and photo evidence/line-item scopes.Guest: Alex — AlexisRoofing.comOptional Chapter Markers (add if you like)00:00 Intro & why roofing is confusing02:10 Alex’s background (roofer + adjuster)06:30 Why carriers “short” estimates08:45 ACV vs. Replacement Cost (don’t miss this)13:40 How hail damage is actually measured20:30 Partial vs. full roof replacement26:10 Shingle types & underlayment34:20 Metal roofs & endorsements47:10 Reading estimates, Xactimate & costs58:40 How to vet a rooferTags/Keywordsroof claims, hail damage, ACV vs replacement cost, Austin storms, homeowners insurance, roofing contractor, code upgrade, architectural shingles, Alexis Roofing💬 Have a question or comment? Contact Jerry here