Exploring Mortgage Advocacy and Consumer Protection - EP 34 episode artwork

EPISODE · Nov 20, 2025 · 32 MIN

Exploring Mortgage Advocacy and Consumer Protection - EP 34

from Mortgage on My Mind · host Natalie Salins

🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Rachel Clark, Executive Director of the Broker Action Coalition (The BAC). Rachel breaks down how The BAC is actively shaping mortgage legislation in Washington D.C. to protect both consumers and mortgage professionals. She reveals the inside story of how the Trigger Lead Ban was passed into law, ending the sale of consumer data after credit pulls — a major victory for privacy and the mortgage industry. Rachel also discusses upcoming legislation that could eliminate lifetime FHA mortgage insurance, improve VA loan awareness, and reform LO compensation to level the playing field for brokers.🎧 Hosted by: Natalie Salins👤 Guest: 🏡 Rachel Clark – Executive Director, Broker Action CoalitionRachel Clark is the Executive Director of the Broker Action Coalition, where she oversees day-to-day advocacy operations. With deep expertise in grassroots organizing and legislative strategy, she leads efforts to advance the coalition’s mission of protecting consumers and supporting mortgage professionals nationwide.💡 What You’ll Learn: ✔️ What The Broker Action Coalition does and why it matters ✔️ How the Trigger Lead Ban became federal law ✔️ How consumer data is bought, sold, and finally protected ✔️ Upcoming bills: FHA Mortgage Insurance Freedom Act & VA loan awareness ✔️ Possible changes to LO compensation and APR fairness ✔️ How brokers can get involved in legislative advocacy🎵 Whether you’re a mortgage professional, real estate agent, or consumer — this episode sheds light on the laws that affect your business, your clients, and your privacy.💼 Connect with Rachel Clark:🌎 Website → https://brokeractioncoalition.com/📘 Facebook → https://www.facebook.com/groups/brokeractioncoalition📷 Instagram → https://www.instagram.com/brokeractioncoalition🔗 LinkedIn → https://www.linkedin.com/company/broker-action-coalition🎙 Follow Natalie Salins – Mortgage On My Mind:🌎 Website → https://movement.com/lo/natalie-salins📘 Facebook → https://www.facebook.com/natalie.salins/📷 Instagram → https://www.instagram.com/natalie_salins/?hl=en 🔗 LinkedIn → https://www.linkedin.com/in/natalie-salins-1029583b💎 Produced by Icons of Real Estate – https://iconsofrealestate.com/

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