PODCAST · business
Mortgage on My Mind
by Natalie Salins
Got mortgage on your mind? Join Natalie Salins, a top 1% mortgage broker and LA powerhouse, as she breaks down home loans—pre-approvals, appraisals, loan products, and more. With 20 years of experience, she makes the process simple, stress-free, and even fun! Whether you're a first-time buyer or seasoned investor, get expert advice, insider tips, and relatable stories to navigate California’s market with confidence. No need to stress—Natalie’s got Mortgage on Her Mind so you don’t have to!
Episodes
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How to Unlock Home Equity in Retirement | David Reyes
🚀Can your home equity fund retirement without selling your property? Discover how reverse mortgages, tax strategies, and real estate investments may reshape retirement income. Natalie Salins, host of Mortgage On My Mind and a top 1% Movement Mortgage loan officer with 20 years of experience...
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Should You Keep a Rental Property? Cash Flow, Appreciation & Taxes | Michael Anderson
🚀Should you keep a low-rate property as a rental - or is the mortgage rate distracting you from the bigger financial picture? Michael Anderson breaks down the rental decision matrix, from cash flow and appreciation to rental expenses, 1031 exchanges, and long-term exit strategies. Natalie Salins...
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How Much House Can You Really Afford? | Michael Anderson
🚀Can you afford the home you qualify for - or are you stretching beyond what feels comfortable? How much house can you really afford? A lender can determine what you qualify for, but true affordability depends on spending, income stability, financial goals, and how the home fits into your life.…
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Unlocking Real Estate: Structured Finance & Hotel Development with Danny Gould
On Mortgage on My Mind, Danny Gould shares his transition from residential real estate to structured finance, driven by his ultimate goal of developing a Vegas hotel. He breaks down today's commercial real estate pressures from sharp rate hikes and tight liquidity to bridge loans and personal...
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Unpacking the $40 Trillion Debt Myth with Banking Veteran Richard Vague | Mortgage on My Mind
Join Natalie Salins on Mortgage on My Mind as she welcomes veteran banking executive and financial expert Richard Vague. Dive deep into the hard data behind household wealth, national debt, and the staggering inventory shortages affecting home buyers across America. Learn how real estate anchors...
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Tax Strategies for High-Income Earners & Real Estate Investors | Sohail Sadeghi
✨ Join Host Natalie Salens on Mortgage on My Mind as she chats with Sohail Sadeghi, founder and principal of Atlantis Tax Group and Financial Services. 🎙 In this episode, you'll learn: ✔️ How short-term rentals can provide potential tax benefits ✔️ When an S Corporation may make sense ✔️ What...
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California Housing Crisis, ADU Laws & Gentle Density | Jim Osterling
🛠️ Can California build its way out of the housing shortage? Real estate veteran Jim Osterling joins host Natalie Salins on Mortgage on My Mind to break down state zoning updates, ADU expansions, and new housing models. In this episode, Jim shares real-world lessons from his projects, including...
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FHA Loan Secrets, Condo Hacks & Smart Financing with Jeff Scott
⭐ Uncover the truth about FHA financing with veteran lender and underwriter Jeff Scott and host Natalie Salins. Jeff breaks down common myths, showing how repeat buyers use FHA loans for multi-unit properties with 3.5% down, and how Single Unit Approvals (SUA) save condo deals stuck in HOA red...
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Smart Real Estate Strategies for Retirement and Building Wealth
🏠 Want to buy your ideal retirement home years before you retire? Host Natalie Salins sits down with personal finance coach Kathy Cuevas to discuss smart real estate investments and wealth-building strategies. Kathy shares her journey from high school financial literacy teacher to owning…
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AI Agents Explained: From ChatGPT to Your Own Digital Workforce | Neal Bawa
💻 AI isn't just another productivity tool, it can become your most valuable employee! Discover how AI and automation are changing the way entrepreneurs, real estate professionals, and business owners work. In this episode of Mortgage On My Mind, Natalie sits down with Neal to explore how AI has...
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The Biggest Title Insurance Mistake Homebuyers Make
🚀 What exactly is title insurance, and why is it one of the most important parts of a real estate transaction? In this episode of Mortgage On My Mind, host Natalie Salins sits down with Jimmy Lewis, Co-Founder of TrueFocus Automation, to break down title insurance, vesting, preliminary title...
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How to Move to Texas Without Hurting Your Mortgage
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Nick Mathis, Senior Mortgage Consultant at FirstBank Home Loans, to discuss the growing trend of relocation, especially from California to Texas. They explore how remote work has reshaped where people choose to live…
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How to Get the Most Out of Your VA Loan Benefits
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Chris Kennedy, Partner at Reliant Lending and U.S. Navy veteran, to break down why VA loans remain one of the most powerful home financing options available. They discuss common misconceptions surrounding VA loans, the...
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How to Hire a Contractor Without Regretting It Later
🚀 Thinking about remodeling your home or building an ADU? In this episode of Mortgage on My Mind, host Natalie Salins sits down with licensed general contractor Bryan Luu, founder of Blu Construction, to uncover what homeowners need to know before starting a renovation project. Bryan shares...
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How to Buy Before You Sell Without Paying Bridge Loan Fees
🚀 In this insightful episode of Mortgage on My Mind, host Natalie Salins sits down with mortgage industry executive, marketing strategist, and author Eric Mitchell. Eric shares how Neuro-Linguistic Programming (NLP) transformed his approach to business, communication, and relationship-building.…
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How Smart Borrowers Find Better Mortgage Options
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with mortgage industry veteran Michael Belfor, Certified Mortgage Advisor, Branch Manager, and Loan Originator at American Pacific Mortgage. With nearly two decades of lending experience, Michael shares his journey from…
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How to Use DSCR Loans to Buy More Investment Properties
🚀 In this episode of Mortgage on My Mind, host Natalie Salins sits down with Southern California real estate broker, loan officer, and team leader Sokha. With over 20 years of experience in real estate and a growing career in mortgage lending, Sokha shares why she decided to expand into lending,...
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How to Buy a Home Without Becoming Mortgage Poor
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with mortgage expert Kevin Ker to discuss the importance of education, communication, and trust throughout the homebuying journey. Kevin shares how his background and passion for teaching have shaped his approach to helping...
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Why Down Payment Assistance Can Cost You More
🚀 In this episode of Mortgage on My Mind, Natalie Salins sits down with award-winning mortgage broker Amanda Lea Rawls to uncover the truth behind down payment assistance programs like CalHFA and GSFA. They discuss the myths buyers believe about first-time homebuyer programs, the hidden costs of...
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How to Avoid Probate Without Losing Your Wealth
🚀 In this powerful episode of Mortgage On My Mind, Natalie Salins sits down with Cory Boldroff, Certified Real Estate Planner and Southern California real estate expert, to discuss how families can build, protect, and transfer generational wealth through trusts, estate planning, 1031 exchanges,...
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How to Buy a Home Without Becoming “Mortgage Poor”
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Rosanne Marie Nitti — a real estate broker associate, coach, and fine art photographer licensed in California, Hawaii, and Florida. Rosanne shares how her photography background enhances her eye for staging and property...
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How to Avoid Hidden Costs in Desert Home Buying
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Daniel Blankenship, broker-owner of 1% Lists Desert to Coastal Real Estate, to discuss the unique challenges of obtaining mortgages in Southern California’s High Desert markets. From septic certifications and fire...
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Inside a $1M Backyard: What Luxury Buyers Really Want
🚀 In this episode, host Natalie Salins sits down with Amy Alvarez, broker owner of SoCal Realty Group, to explore how design expertise transforms real estate success. From being featured on HGTV and MTV Cribs to creating a breathtaking million-dollar backyard, Amy shares how staging, creativity,...
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The Biggest Mistake First-Time Buyers Are Making Right Now
🚀 In this insightful episode of Mortgage On My Mind, host Natalie Salins sits down with Lisa Vomero-Inouye, a luxury real estate advisor with a background in civil engineering. Lisa shares how her analytical mindset and data-driven strategies help clients navigate today’s complex housing market....
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The Biggest Home Selling Mistake No One Warns You About
🚀 In this episode of Mortgage On My Mind, Natalie Salins sits down with Tyler Davidson, broker and owner of Tenfold Real Estate, to dive into the power of presale renovations and strategic home preparation. Tyler shares how small upgrades, decluttering, and smart investments can dramatically...
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How to Turn Debt Into Income (Most People Miss This)
🚀 In this episode of Mortgage On My Mind, Natalie Salins sits down with Jimmy Rios, CEO of Rios Business Advisors, to explore how everyday individuals can transform their financial future. With over 20 years of experience, Jimmy shares how his “Eye Level to High Level” program helps people...
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Understanding Cross-Border Property Investments - EP 50
🚀 In this episode, host Natalie Salins sits down with Abraham Vargas, a seasoned real estate broker and president of New Journey Real Estate Group, to break down everything you need to know about buying property in Mexico as a foreigner. From financing options and trust structures to exchange…
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Mastering Real Estate: Tips from a Seasoned Pro - EP 49
🚀 In this episode, Natalie Salins sits down with seasoned real estate expert Ginni Field to break down what it really takes to succeed in real estate. From treating your business like a business to mastering communication with lenders and clients, Ginni shares decades of insight on leadership,...
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Unlocking Home Buying Success for First-Time Buyers - EP 48
🚀 In this episode of Mortgage On My Mind, we sit down with Shelby Seeley, a top-performing real estate agent in Northern California, to break down everything first-time homebuyers need to know. From overcoming fear and confusion to understanding powerful programs like California’s DREAM program,...
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Exploring Real Estate Investment and Modular Homes Today - EP 47
🚀 In this episode of Mortgage on My Mind, host Natalie Salins sits down with real estate expert Sean Brunske to explore creative real estate investing and the future of housing construction. Sean shares how his work with HomeVestors — known nationwide for the “We Buy Ugly Houses” brand — helps...
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Exploring Exciting Mortgage Programs for 2026 Homebuyers - EP 46
🚀 In this exciting episode of Mortgage On My Mind, host Natalie Salins sits down with licensed mortgage loan officer Abe Hakawati to discuss innovative 2026 homebuyer programs, expanded FHA guidelines, bank statement loans, and a powerful Earned Equity Program helping buyers qualify with just…
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The difference it makes being a veteran loan officer - EP 45
🚀 In this episode of Mortgage On My Mind, Natalie Salins sits down with Philip Ganz, Founder of Next Wave Mortgage, to break down the real difference between seasoned loan officers and today’s rapid, automated pre-approval systems. From the “FedEx underwriting days” to modern AI-driven…
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First-Time Homebuyer Myths & The DREAM Program Explained - EP 44
🚀 In this episode of Mortgage On My Mind, Natalie Salins sits down with San Fernando Valley real estate expert Alexis Ubeda to break down the biggest misconceptions first-time homebuyers have — especially the myth that you need 20% down to buy a home. They dive deep into zero-down programs, FHA...
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From Rent to Wealth: Key Strategies for Homebuyers - EP 43
🚀 In this powerful episode of Mortgage On My Mind, host Natalie Salins sits down with Mike Milligan, CFP®, Founder and CEO of One Oak Financial, to break down how real wealth is built in America. From the rent vs. buy debate to retirement strategies and Roth IRAs, Mike shares practical financial...
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Navigating Non-QM Loans for Self-Employed Borrowers - EP 42
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with mortgage broker Alejandro Szita to break down Non-QM loans and why they are often the smartest solution for self-employed borrowers, entrepreneurs, and creatives. Alejandro explains what Non-QM really means, how...
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Building Wealth Through Alternative Investment Strategies - EP 41
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with investor and author Patrick Grimes to unpack what “passive income” really means and why true wealth requires diversification beyond traditional real estate and Wall Street. Patrick shares his journey from engineering to...
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Insights Into Luxury Property Deals and Financing - EP 40
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with luxury real estate expert Stefan Pommepuy to explore what it really takes to succeed in high-end markets like Beverly Hills, Bel Air, and the Hollywood Hills. Stefan shares his unconventional path into luxury real…
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Understanding New Real Estate Brokerage Models - EP 39
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Grant Inaba, a seasoned real estate agent, team leader, and coach with over 13 years of experience in the San Francisco Bay Area. Grant breaks down the realities of revenue share brokerages, compares traditional, cloud,...
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The Benefits of Buying Over Renting in Real Estate - EP 38
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with top-producing real estate professional Nick Ahrens to break down one of the biggest financial decisions people face: renting versus owning. With over 12 years of experience, Nick explains why waiting to buy often costs...
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What the Fed's Rate Cut Means for Mortgages - EP 37
🚀 In this episode of Mortgage On My Mind, host Natalie Salins welcomes nationally recognized mortgage expert Lindsay Barron LaBonte for a timely and practical conversation about interest rates. Together, they break down one of the most misunderstood topics in real estate: the difference between...
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Transforming Real Estate with Tech and AI Insights - EP 36
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Abdi Sabet, a Northern California realtor with The Agency and a former senior network & systems engineer. Abdi shares how he transitioned from 16 years in the tech world to becoming a successful real estate agent — and...
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Empowering Financial Independence Through Strategic Wealth Planning - EP 35
🚀 In this inspiring episode of Mortgage On My Mind, host Natalie Salins sits down with Karla Ukman, a wealth planner and financial coach breaking barriers in the financial industry. Karla, founder of Artemis Wealth Management, shares her personal story from financial struggle to becoming an...
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Exploring Mortgage Advocacy and Consumer Protection - EP 34
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Rachel Clark, Executive Director of the Broker Action Coalition (The BAC). Rachel breaks down how The BAC is actively shaping mortgage legislation in Washington D.C. to protect both consumers and mortgage professionals....
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Real Estate Wisdom: Supporting Seniors in Transition - EP 33
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Valerie Van de Zilver, a seasoned real estate professional and senior transition specialist. With over four decades in the industry, Valerie shares her journey from running a mortgage company to creating two radio shows…
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Insights and Strategies for Real Estate Shifts - EP 32
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Robbyn Battles, a California-based real estate expert with over 30 years of experience. From serving as a Commissioner on the LA County Tax Appeals Board to understanding generational market shifts, Robbyn shares…
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Inside Tips on Buying Before Selling Your Home - EP 31
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Adam Brawer, founder of Brawer Estates and one of Los Angeles’ most innovative luxury real estate agents. Adam shares expert insights on how buyers can successfully buy before they sell, the strategies to win bidding...
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Unlocking Real Estate Success: From Investments to Income - EP 30
🚀 In this episode of Mortgage On My Mind, host Natalie Salins chats with Jon Swire, top-producing real estate advisor and UCLA instructor. Jon shares how he pivoted from tech startups to building a thriving real estate business with over a billion dollars in transactions. From his cold-calling...
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Navigating Probate for Real Estate Success - EP 29
🚀 In this episode of Mortgage On My Mind, host Natalie Salins welcomes Matias Baker Masucci, a seasoned Beverly Hills realtor with Berkshire Hathaway. Known for his expertise in luxury, trust, and probate sales, Matias brings over two decades of experience helping clients navigate complex real...
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Innovative Real Estate Strategies for First-Time Buyers - EP 28
🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with Rudy Herrera, a Fresno-based realtor and real estate investor who specializes in helping veterans and first-time homebuyers achieve homeownership through VA and FHA loans. Rudy shares his inspiring journey from...
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Bridging Real Estate Worlds: Insights from Realtor & Community Builder - EP 27
🚀 In this episode of Mortgage On My Mind, host Natalie Salins welcomes Brittney Shull – licensed real estate advisor and founder of Your RE Bestie. Serving both Minnesota’s Twin Cities and California’s Central Valley, Brittney brings a wealth of knowledge on navigating two very different real...
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ABOUT THIS SHOW
Got mortgage on your mind? Join Natalie Salins, a top 1% mortgage broker and LA powerhouse, as she breaks down home loans—pre-approvals, appraisals, loan products, and more. With 20 years of experience, she makes the process simple, stress-free, and even fun! Whether you're a first-time buyer or seasoned investor, get expert advice, insider tips, and relatable stories to navigate California’s market with confidence. No need to stress—Natalie’s got Mortgage on Her Mind so you don’t have to!
HOSTED BY
Natalie Salins
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Frequently Asked Questions
How many episodes does Mortgage on My Mind have?
Mortgage on My Mind currently has 77 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is Mortgage on My Mind about?
Got mortgage on your mind? Join Natalie Salins, a top 1% mortgage broker and LA powerhouse, as she breaks down home loans—pre-approvals, appraisals, loan products, and more. With 20 years of experience, she makes the process simple, stress-free, and even fun! Whether you're a first-time buyer or...
How often does Mortgage on My Mind release new episodes?
Mortgage on My Mind has 77 episodes. Check the episode list to see recent publication dates and frequency.
Where can I listen to Mortgage on My Mind?
You can listen to Mortgage on My Mind on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts Mortgage on My Mind?
Mortgage on My Mind is created and hosted by Natalie Salins.
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