EPISODE · Oct 25, 2023 · 9 MIN
FIA Myths feat. National Sales Manager, Beau Blanchard
from Annuity Chat with North American · host North American Company for Life and Health Insurance
Listen in as Beau Blanchard, National Sales Manager, shares some of the most common misconceptions or myths about FIAs and how our agents can help their clients benefit from them.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index. Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. 1. Product features, riders and index options may not be available in all states or on all products.Intellectual property and market data have been licensed to Goldman Sachs & Co. (“Goldman Sachs”) for use in the determining, composing and calculating the Goldman Sachs Equity TimeX Index (the “Index”), and such Index is licensed to North American Company for Life and Health Insurance® (the “Company”) for use in fixed indexed annuities (“Annuity Products”). THE COMPANY’S ANNUITY PRODUCTS ARE NOT SPONSORED, ENDORSED, RECOMMENDED, PROMOTED OR SOLD BY GOLDMAN SACHS OR ANY OF ITS AFFILIATES (INCLUDING GOLDMAN SACHS ASSET MANAGEMENT, L.P.) WITH THE EXCEPTION OF ANY ENDORESEMENT, SALES, DISTRIBUTION OR PROMOTION OF THE ANNUITY PRODUCT THAT MAY OCCUR THROUGH ITS AFFILIATES THAT ARE LICENSED INSURANCE AGENCIES (EXCLUDING SUCH AFFILIATES, INDIVIDUALLY AND COLLECTIVELY, “GOLDMAN SACHS”) OR BY ANY THIRD-PARTY PROVIDER OF MARKET DATA. GOLDMAN SACHS AND ITS AFFILIATES, AND ANY THIRD-PARTY DATA PROVIDER DISCLAIM TO THE FULL EXTENT LEGALLY PERMITTED ALL REPRESENTATIONS, THIRD-PARTY-BENEFICIARY OBLIGATIONS, AND WARRANTIES REGARDING THE INDEX OR THE INVESTMENT STRATEGY UNDERLYING THE INDEX OR FIXED INDEXED ANNUITIES BASED ON THE INDEX, INCLUDING CONCERNING WARRANTY, ADVISABILITY, SUITABILITY, AND DATA AND METHODOLOGY ACCURACY AND ERRORS. NEITHER THE INDEX NOR ANY OF THE ASSETS COMPRISING IT ARE GUARANTEED TO YIELD SPECIFIC RESULTS. There are no third-party beneficiaries of any agreements between third-party providers and Goldman Sachs. Visit goldmansachsindices.com/GSEQTMX for complete disclosure.North American Charter® base contract form NA1007A/ICC16-NA1007A.MVA, NAC VersaChoice ℠ base contract form 10NA1012A/ICC17-NA1012A.MVA, Performance Choice® 8 base contract form NA1007A/ICC16-NA1007A.MVA, Income Pay Pro ℠ base contract form NA1012A/ICC17-NA1012A.MVA, NAC BenefitSolutions® 10 base form contract NA1006A/ICC14-NA1006A or appropriate state variation are issued by North American Company for Life and Health Insurance® West Des Moines, IA. This product, its features and riders may not be available in all states.Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.Apple Inc., and Spotify
What this episode covers
Listen in as Beau Blanchard, National Sales Manager, shares some of the most common misconceptions or myths about FIAs and how our agents can help their clients benefit from them. --- FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES. Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in par...
NOW PLAYING
FIA Myths feat. National Sales Manager, Beau Blanchard
No transcript for this episode yet
Similar Episodes
Mar 26, 2026 ·1m
Jan 2, 2026 ·47m
Dec 21, 2025 ·46m