Annuity Chat with North American

Tune in to hear how North American's latest product enhancements can help create new opportunities and strengthen your next retirement planning conversation.Hear more about:The highest premium bonus opportunity in North American historyStronger guaranteed income with Income Pay ProIncreased rates across key accumulation productsNew ways to reconnect with clients this summer

In this episode of Annuity Chat, discover how marketing strategies and value-add resources can help you stand out and build stronger client connections.Tune in for:Value-add materials you can use to spark stronger client conversationsUsing foreign language resources to reach more communitiesPositioning FIAs confidently in today’s market

In this can’t-miss episode, Tyler Brown, Vice President, Government Affairs, joins us for a timely discussion on the latest regulatory developments shaping the industry.Tune in for:A breakdown of the latest Fiduciary RuleWhat it means for financial professionals, including form and process changesHow North American is supporting independent distribution, and what’s aheadThe latest NAIC updates, including illustrations and model changesOther key issues to watch, from SEC activity to state regulations

In this episode of Annuity Chat with North American, Jonah Hardenbrook, Sales Vice President, returns to build on last August’s conversation about empowering financial professionals and their clients, with a focus on our new Spanish-language materials initiative.He shares how the effort began, why it is a strategic priority now and for the future, and how it helps agents build stronger connections within the communities they serve.You’ll hear more about:How the Spanish-language materials initiative came to fruitionWhy these offerings matter from both an agent and client perspectiveWhere we’re headed next as we continue expanding our language initiatives

In this episode of Annuity Chat with North American, we welcome Kelly McDonald, nationally recognized leadership expert and bestselling author, for a conversation centered on the power of a growth mindset and what it means to think bigger in today’s business environment.In recognition of Women’s History Month, we also highlight the growing influence of women in the marketplace and the evolving conversation around women and wealth across our industry.In this episode, we’ll highlight:What a growth mindset is and how it differs from a fixed mindsetReal examples of individuals and brands that have embraced growth to elevate their successPractical ways leaders and teams can cultivate a culture of growthA performance principle used by Olympians to achieve big goals

Tune in to learn more about the new host of Annuity Chat, Austin Eller, AVP, National Sales Manager - IMO Strategy, as he shares an inside look at his professional journey and personal passions. Do not miss this opportunity to get to know the new voice behind the mic!

In our latest episode of Annuity Chat with North American, host Josh Woodvine is joined by Sales Vice Presidents, Austin Eller and Jake Mollman, for a special end-of-year conversation. They break down:A forward-looking annuity outlook as we head into the new yearStandout product highlights, including NAC Guaranteed AllocationSM and NAC Control XSMPowerful marketing resources, such as NACcelerate and the Financial Home Makeover magazineAnd much more!

In our latest episode of Annuity Chat, Samantha Hart, Director, Marketing Content Strategy, shares how Sales and Marketing are partnering like never before to deliver more value to agents and their clients, including:•The power of Sales and Marketing alignment•Our client-approved materials that make an impact•How we’re raising the bar with the Financial Home Makeover

In our latest episode of Annuity Chat, Jonah Hardenbrook, a seasoned professional at North American, shares insights on creating value for clients and agents through strategic initiatives and training, with highlights including: Opportunity markets like women and wealthComprehensive training to build confidence and communication skillsTailored marketing and professional partnerships to better serve communitiesHow licensing evolution and mentorship are supporting new agents

In our latest episode of Annuity Chat, Aaron Witt, Vice President, Chief Digital and Data Officer, shares insights on how AI is transforming the way we work and serve, with highlights including:• Real-world lessons from AI implementation• Navigating the responsible use of digital tools• The evolving skill sets required in a tech-driven environment• Strategies to help you stay ahead 

In our latest episode of Annuity Chat, Jake Mollman, Sales Vice President, shares a lighthearted story from his 9-year-old son that sparks a deeper conversation about the value North American delivers to financial professionals, including:Helping clients navigate taxes, expenses, and asset allocationExplaining the concept of Balanced AccumulationLeveraging FIAs to provide growth potential, protection, and stabilityUsing client-ready tools to share the story with ease

In this episode, Tim Crawford, Vice President, Associate General Counsel, and Cyndi Hall, VP, Chief Compliance Officer, unpack key insights every financial professional should hear, including:What great service truly looks like, and the pitfalls to avoidWhy staying vigilant against fraud is more critical now than ever beforeWhat you absolutely must know about best interest regulationsDon’t miss this engaging and practical discussion that blends real-world experience with expert compliance and legal perspectives. Tune in and walk away sharper and more informed.

North American is raising the bar on service and technology, and in the latest episode of Annuity Chat with North American, you’ll hear exactly how. Mike Pietig, Senior VP of Shared Services, and Lonny Koehlmoos, AVP of Business Intelligence, share a bold new service roadmap and practical digital tools built with your success in mind.

In this episode of Annuity Chat with North American, we sit down with Jimmy Pomerance, founder of Impact Speakers, to explore the power of effective communication and personal growth in the financial industry.

Catch our latest podcast episode as we shine a light on women and wealth in honor of Women’s History Month. Hear from Dr. Barb Provost, Founder of Purse Strings, as she shares her expert insights on how financial professionals can best support the unique goals and challenges women face when planning for retirement. Tune in for a powerful discussion on:Dr. Barb’s career journey and the experiences that shaped her missionThe story behind Purse Strings and how it empowers financial professionalsWhy building strong relationships with female clients is essential for long-term success

Tune in as we spotlight our latest innovation: the NAC Guaranteed Allocation Fixed Index Annuity. In this episode, we’ll dive into how the NAC Guaranteed Allocation FIA stands out by offering:Guaranteed ratesSeamless, turnkey diversification with four pre-built Model Blend allocations, simplifying the allocation process and optimizing performance for clientsStrong growth potential to help clients achieve their long-term financial goalsDon’t miss this opportunity to learn how the NAC Guaranteed Allocation FIA can elevate your client strategies and set you apart.

Tune in as Chief Distribution Officer, Bryce Biklen, shares why North American is poised for success in 2025. Hear his insights on:• Our record-breaking last year • The strength of North American’s diverse product portfolio • The transformative impact of employee ownership • And so much more!Don’t miss this inspiring look at what makes North American a leader in the industry.

Join us as we celebrate North American’s record-breaking year! This episode explores the exciting innovations behind our success, from product launches and enhancements to groundbreaking indices that set us apart from other carriers. Learn how employee ownership fuels our achievements and discover the tools we’ve developed to simplify your business. It’s an inspiring look at the strategies driving North American forward—don’t miss it!

Josh gives you an inside look at his professional journey and personal passions. Don’t miss out on this chance to get to know the voice behind the mic!

Tune in as Lori Seaton, Director of Strategic Business Development, discusses the powerful benefits of family financial meetings, emphasizing the advantages of the triple-win scenario.Resources: Family financial meetings for the win-win-win article

Tune in as Lori Bochner, VP of Marketing, shares an overview of the latest and upcoming marketing efforts, including:• An inside look into the Marketing and Sales partnership• Home-office events and how they support your business goals• 2024 achievements and upcoming plans for the rest of the year• Our 3-5 year road map; an exciting future ahead!

Tune in as Austin Eller, Sales Vice President, shares a mid-year recap, including:• All of the North American Charter® Plus enhancements and changes• NAC Control. XSM immediate one-time 10% income base bonus1• How North American+ has evolved• Partial Roth conversions• And much more!

Tune in as Gene Hasuer, Associate Vice President of Annuity Product, shares why now is a good time to discuss fixed index annuities (FIA) with your clients and how FIAs can be a valuable part of your clients’ retirement portfolio.

Find out what you need to know about the trends in the annuity market this year and beyond from Linda Durman, VP of Annuity Product Development and Inforce Management

Join Tyler Brown, our AVP of Government Affairs, as he shares his initial impressions of the Department of Labor’s new Fiduciary Rule.

Tune in as Lori Seaton, Director of Strategic Business Development, discusses her article ‘(What’s so funny ‘bout) embracing the future with women, wealth and understanding?’ and why it’s important to understand how women are approaching wealth generation and retirement planning.

Tune in as Kevin Mechtley, VP of Business Development and Chief Innovation Officer, and Aaron Podschun, Director and Innovation Actuary, discuss the power of innovation and share a high-level business development update highlighting all the most recent North American product changes and how they impact our agents and their clients.

Tune in as our Chief Distribution Officer, Bryce Biklen shares a glimpse into 2024, including:• What does 2024 look like for North American• What our agents can anticipate for product innovation/direction in 2024• Why our A+ ratings are so important to our agents and their clients

Tune in to hear more about North American's RECORD-BREAKING year, including:What sets NAC Control. X fixed index annuity (FIA) apart from the competitionHow Goldman Sachs Equity TimeX Index benefits our top accumulation and income productsHow our ease of business tools are helping agents with their book of business

Tune in as Tyler Brown, Director of Government Affairs, provides an update on the newest Fiduciary Rule, including a high-level overview of what the new Fiduciary Rule is, what the Five-Part Test for Fiduciary Status and why it’s so important, and an explanation of the rule-making process, and when to expect a final rule.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance.Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.Advisor is used in this presentation in replace of a Financial Professional who sells annuities and or life insurance.Apple Inc., and Spotify are independent third-party companies and are not affiliated with North American Company for Life and Health Insurance. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen in as Beau Blanchard, National Sales Manager, shares some of the most common misconceptions or myths about FIAs and how our agents can help their clients benefit from them.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index. Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. 1. Product features, riders and index options may not be available in all states or on all products.Intellectual property and market data have been licensed to Goldman Sachs & Co. (“Goldman Sachs”) for use in the determining, composing and calculating the Goldman Sachs Equity TimeX Index (the “Index”), and such Index is licensed to North American Company for Life and Health Insurance® (the “Company”) for use in fixed indexed annuities (“Annuity Products”). THE COMPANY’S ANNUITY PRODUCTS ARE NOT SPONSORED, ENDORSED, RECOMMENDED, PROMOTED OR SOLD BY GOLDMAN SACHS OR ANY OF ITS AFFILIATES (INCLUDING GOLDMAN SACHS ASSET MANAGEMENT, L.P.) WITH THE EXCEPTION OF ANY ENDORESEMENT, SALES, DISTRIBUTION OR PROMOTION OF THE ANNUITY PRODUCT THAT MAY OCCUR THROUGH ITS AFFILIATES THAT ARE LICENSED INSURANCE AGENCIES (EXCLUDING SUCH AFFILIATES, INDIVIDUALLY AND COLLECTIVELY, “GOLDMAN SACHS”) OR BY ANY THIRD-PARTY PROVIDER OF MARKET DATA. GOLDMAN SACHS AND ITS AFFILIATES, AND ANY THIRD-PARTY DATA PROVIDER DISCLAIM TO THE FULL EXTENT LEGALLY PERMITTED ALL REPRESENTATIONS, THIRD-PARTY-BENEFICIARY OBLIGATIONS, AND WARRANTIES REGARDING THE INDEX OR THE INVESTMENT STRATEGY UNDERLYING THE INDEX OR FIXED INDEXED ANNUITIES BASED ON THE INDEX, INCLUDING CONCERNING WARRANTY, ADVISABILITY, SUITABILITY, AND DATA AND METHODOLOGY ACCURACY AND ERRORS. NEITHER THE INDEX NOR ANY OF THE ASSETS COMPRISING IT ARE GUARANTEED TO YIELD SPECIFIC RESULTS. There are no third-party beneficiaries of any agreements between third-party providers and Goldman Sachs. Visit goldmansachsindices.com/GSEQTMX for complete disclosure.North American Charter® base contract form NA1007A/ICC16-NA1007A.MVA, NAC VersaChoice ℠  base contract form 10NA1012A/ICC17-NA1012A.MVA, Performance Choice® 8 base contract form NA1007A/ICC16-NA1007A.MVA, Income Pay Pro ℠ base contract form NA1012A/ICC17-NA1012A.MVA, NAC BenefitSolutions® 10 base form contract NA1006A/ICC14-NA1006A or appropriate state variation are issued by North American Company for Life and Health Insurance® West Des Moines, IA. This product, its features and riders may not be available in all states.Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.Apple Inc., and Spotify

Listen in as Associate Vice President of Strategic Marketing, Isaac Norton, shares more on our latest research endeavor, Project Apex, and how it can motivate and guide our agents, advisors, and financial professionals.Listen to part 1 here.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance.Neither North American Company for Life and Health Insurance®, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.This Sammons Financial research study was conducted in two phases between November 2022 and January 2023. Phase 1 consisted of in-depth phone interviews among 20 top producing agents. Phase 2 was an online survey exercise comprised of 309 life insurance and annuity agents, both sampled from the general insurance market and Sammons Financial member company agents. Analysis is for educational purposes only. The experience of the participants of the 2023 Sammons Financial Research Study may not be representative of the experience of all. Be sure to follow all applicable advertising guidelines. Agents interviewed sell more than annuities/life insurance and statements provided may not apply directly to the sale of these products.Advisor is used in this presentation in replace of a Financial Professional who sells annuities and or life insurance.All survey responses were submitted anonymously with permission to use in advertising. The opinions are their own and not necessarily those of North American Company.The opinions and ideas expressed by the agents surveyed do not reflect the views and opinions of North American Company. Their testimonials are not indicative of future performance or success and may not be representative of the experience of other clients or agents. The agents are independently contracted with North American Company and receive commissions on the sales of North American insurance products. They were not compensated for their endorsement.As independent financial professionals, it is up to you to choose whether any of the sales concepts contained in these materials might be appropriate for use with your particular sales strategy and clients.  Please note that North American does not require you to use any of these sales concepts; they are resources that can be used at your discretion for your own individualized sales presentations if appropriate for the particular client and circumstances.Apple Inc., and Spotify are independent third-party companies and are not affiliated with North American Company for Life and Health Insurance. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen as Lori Seaton, Director of Strategic Business Development, discusses her article 'Income Planning: Child’s Play?' and why it’s important for agent’s clients not to play games with their retirement.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance.Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods  could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. 1.       Source: Plante Moran blog – September 11, 2023Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.Apple Inc., and Spotify are independent third-party companies and are not affiliated with North American Company for Life and Health Insurance. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen in as Associate Vice President of Strategic Marketing, Isaac Norton, shares more on our latest research endeavor, Project Apex, and how it can motivate and guide our agents, advisors, and financial professionals.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance.Neither North American Company for Life and Health Insurance®, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.This Sammons Financial research study was conducted in two phases between November 2022 and January 2023. Phase 1 consisted of in-depth phone interviews among 20 top producing agents. Phase 2 was an online survey exercise comprised of 309 life insurance and annuity agents, both sampled from the general insurance market and Sammons Financial member company agents. Analysis is for educational purposes only. The experience of the participants of the 2023 Sammons Financial Research Study may not be representative of the experience of all. Be sure to follow all applicable advertising guidelines. Agents interviewed sell more than annuities/life insurance and statements provided may not apply directly to the sale of these products.Advisor is used in this presentation in replace of a Financial Professional who sells annuities and or life insurance.All survey responses were submitted anonymously with permission to use in advertising. The opinions are their own and not necessarily those of North American Company.The opinions and ideas expressed by the agents surveyed do not reflect the views and opinions of North American Company. Their testimonials are not indicative of future performance or success and may not be representative of the experience of other clients or agents. The agents are independently contracted with North American Company and receive commissions on the sales of North American insurance products. They were not compensated for their endorsement.As independent financial professionals, it is up to you to choose whether any of the sales concepts contained in these materials might be appropriate for use with your particular sales strategy and clients.  Please note that North American does not require you to use any of these sales concepts; they are resources that can be used at your discretion for your own individualized sales presentations if appropriate for the particular client and circumstances.Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.Apple Inc., and Spotify are independent third-party companies and are not affiliated with

Listen as Josh Woodvine, VP of North American Annuity Sales gives an overview of North American's newest exclusive index – the Goldman Sachs Equity TimeX Index.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.Fixed index annuities are not a direct investment in the stock market. They are long-term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for additional optional benefit riders or strategy fees associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.1.       As observed in the analyzed sample between January 3, 2000 and July 31, 2023. Past performance of the index is no guide to future performance.The NAC BenefitSolutions® 10 is issued on base contract form NA1006A/ICC14-NA1006A or appropriate state variation including all applicable endorsements and riders. The North American Charter® Plus is issued on base contract form NA1007A/ICC16-NA1007A.MVA or appropriate state variation including all applicable endorsements and riders. The NAC VersaChoiceSM 10 is issued on base contract form NA1012A/ICC17-NA1012A.MVA or appropriate state variation including all applicable endorsements and riders. The Performance Choice® 8 is issued on base contract form NA1007A/ICC16-NA1007A.MVA or appropriate state variation including all applicable endorsements and riders. The Income Pay ProSM is issued on base contract form NA1012A / ICC17-NA1012A.MVA or appropriate state variation, including all applicable endorsements and riders.Goldman Sachs Equity TimeX Index This Index does not include dividends paid by the underlying companies. The North American Company for Life and Health Insurance® fixed indexed annuity product (“Annuity Product”) is not sponsored, endorsed, sold, guaranteed, underwritten, distributed or promoted by Goldman Sachs & Co. or any of its affiliates (including Goldman Sachs Asset Management, L.P.), with the exception of any endorsement, sales, distribution or promotion of this product that may occur through its affiliates that are licensed insurance agencies (excluding such affiliates, individually and collectively, “Goldman Sachs”) or its third-party data providers. Goldman Sachs is a trademark of Goldman Sachs and has been licensed for use by North American Company for Life and Health Insurance® (the “Company”). Goldman Sachs and its third-party data providers make no representation or warranty, express or implied, regarding

Listen as Sarah Theis, Vice President and Chief Strategy Officer shares more about the the all-new North American+ and how it can help agents streamline the handling of their annuity business with their clients.Click her to access the North American+ website (log-in required):  https://www.northamericancompany.com/group/nacolah-portal/an-agent-homepage#/agent-dashboard/sfg-home-office-user NAC+ Demo Link: https://sfgmembers.wistia.com/medias/tn105c8tuv ---Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.Apple Inc., and Spotify are independent third-party companies and are not affiliated with North American Company for Life and Health Insurance. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen as Mike Pietig, Vice President of Annuity New Business & Suitability Operations shares more information about the Annuity e-Biz rebrand, formerly known as Annuity e-App, and how some of its new features can help benefit agents and their book of business. ---Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.NAC Control. XSM fixed index annuity is issued on base contract form NA1015A/ICC21-NA1015A or appropriate state variation including all applicable endorsements and riders.Apple Inc., and Spotify are independent third-party companies and are not affiliated with North American Company for Life and Health Insurance. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen to Kevin Mechtley, VP of business development and chief innovation officer, discuss his article 'The Sword or the Shield?' and how agents can help win the “new longevity. You can access the full article here.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.Apple Inc., and Spotify are independent third-party companies and are not affiliated with North American Company for Life and Health Insurance. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen as Josh Woodvine, VP of North American Annuity Sales gives an overview of our new fixed index annuity – NAC Control. X. ---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.NAC Control. XSM fixed index annuity is issued on base contract form NA1015A/ICC21-NA1015A or appropriate state variation including all applicable endorsements and riders by North American Company for Life and Health Insurance®, West Des Moines, IA. This product, its features and riders may not be available in all states.Product availability may vary by state or broker dealer.1. Optional Total Control rider is attached to the base product for an annual rider charge of 1.25% of the total income base.2. Lifetime income refers to guaranteed payment of lifetime payment amounts (LPA’s) as defined in the Total Control rider included in this contract. It does not refer to interest credited to the contract. Income streams can being in year 2 and starting at age 50. Please advise your client to consult with their own tax advisor regarding tax treatment of LPAs, which will vary according to individual circumstances.3. The deferred income base may increase annually up to 20 years by a guaranteed roll-up rate and participating roll-up. The participating roll-up is a set percentage of the dollar amount of interest credited to the accumulation value multiplied by the deferred growth ratio. The deferred growth ratio is the deferred income base divided by the total income base.4. The LPA ADL Multiplier requires a 2-year minimum wait period and can be paid out for a maximum of five annual payments as long as the covered person continues to meet the requirements on each payment. Confirmation that the covered person continues to meet the requirements will be required on an annual basis. Certain conditions and limitations apply. See contract for complete details.5. A.M. Best Company rating—effective July 29, 2022. A+ is the 2nd of 15 categories.Neither Barclays Bank PLC (“BB PLC”) nor any of its affiliates (collectively, “Barclays”) is the issuer or producer of fixed index annuities and Barclays has no responsibilities, obligations or duties to policyholders in fixed index annuities. The Barclays Transitions 12 VC IndexTM and the Barclays Transitions 6 VC IndexTM (the “Indexes”), together with any Barclays indices that are components of th

In-house media experts Chris Nelson and Mike Jefferson delve deeper into their new podcast series, A/V Shop Talk. In this episode, Chris and Mike discuss the origins of their podcast, highlights of the series, and why it’s so popular with agents.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.

Listen as Lori Bochner, VP of Marketing , discusses our research on women and their relationships with financial professionals in retirement planning. ---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.1.       Based on 2021 North American Company for Life and Health Insurance® Empowered Study. The general consumer study was conducted Jan.-Feb. 2021, and included 622 total respondents, both men and women, age 40 and above. The agent study was conducted Jan.-Feb. 2021, and included 339 contracted agents including both men and women. Analysis is for educational purposes only. The experience of the participants of the 2021 Study may not be representative of the experience of all.

Director of Government Affairs, Tyler Brown, joined us in February to discuss the SECURE 2.0. Act. The SECURE 2.0 Act was recently signed into law and is a bipartisan package of retirement policy reforms. ---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. Neither North American Company for Life and Health Insurance, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional. 

Chief Distribution Officer, Bryce Biklen, joined us in January to discuss 2022 successes and provide a look ahead of 2023.---FOR FINANCIAL PROFESSIONAL USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods  could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.1. As of 2006, North American Company for Life and Health Insurance rating was awarded as part of Sammons® Financial Group Inc., which consists of Midland National® Life Insurance Company and North American Company for Life and Health Insurance®  A.M. Best is a large, third-party independent reporting and rating company that rates an insurance company on the basis of the company’s financial strength, operating performance, and ability to meet its obligations to policyholders. S&P Global Ratings is an independent, third-party rating firm that rates on the basis of financial strength. Ratings shown reflect the opinions of the rating agencies and are not implied warranties of the company’s ability to meet its financial obligations. The ratings apply to North American’s financial strength and claims-paying ability. A) A.M. Best rating affirmed on July 29, 2022. For the latest rating, access ambest.com. B) Awarded to North American as part of Sammons® Financial Group Inc., which consists of Midland National® Life Insurance Company and North American Company for Life and Health Insurance®. C) S&P Global rating assigned Feb. 26, 2009 and affirmed on May 25, 2022. D) Fitch Ratings, a global leader in financial information services and credit ratings, on Dec. 14, 2021, assigned an Insurer Financial Strength rating of A+ Stable for North American. This rating is the fifth highest of 19 possible rating categories. The rating reflects the organization’s strong business profile, low financial leverage, very strong statutory capitalization and strong operating profitability supported by strong investment performance. For more information, access fitchratings.com.