FIAs as a Bond Alternative Applied

On this episode of our Take Action Podcast series hosted by Jason L Smith, we share a special guest interview of Jamie Hopkins, a professor at The American College and Director of the New York Life Center for Retirement Income. Together they discuss their candid, first-hand experiences with implementing fixed indexed annuities as a bond alternative, including: What is an FIA and how does it work (common misconceptions) How to easily and accurately explain this vehicle to clients Three primary uses and considerations for FIAs including Flooring approach for predictable income Bucketing based on time segmentation and Systematic withdrawals for a total return approach Jamie Hopkins, a professor at The American College and Director of the New York Life Center for Retirement Income. Hopkins is a well-recognized writer, speaker and thought leader in the area of retirement income planning. His most recent book, Rewirement: Rewiring The Way You Think About Retirement, details the behavioral finance issues that hold people back from a more financially secure retirement.   For financial professional use only. Not for use with the general public.