Financial Advice Nobody Taught You (Debt & Investing) | Sammie Ellard-King

The Tom's Talks Podcast is a place where we speak to a vast array of people from different walks of life and find out what makes them them. We will speak about their unique journey and delve into the highs and the lows which ultimately define them. At 24, Sammie Ellard-King was £24,000 in credit card debt. A third of his wages were going out the door every month — just in interest. Not paying the debt down. Just interest.Sammie is a property investor, financial educator, and founder of the Gains app. He's built a platform helping everyday people understand money — because nobody taught them. And in this episode, he holds nothing back.This episode is the financial conversation most of us never had growing up. No jargon, no judgment — just honest, practical advice on how to get out of debt, start saving, and actually build wealth on an average salary.This episode is proudly sponsored by Unthin - The UK's number 1 hairloss solution. Clinically proven to support stronger, healthier hair from within.Use code TOM20 for 20% off your order: https://unthinhair.com/?aff=toms-talks.co.ukSupport the showCheck out my website: toms-talks.co.ukFollow me on Instagram: toms.talks__Follow me on TikTok: tomstalksSubscribe on YouTube: TomsTalks