Financial Discipline In Islam: Avoiding Debt And Extravagance - Maulana Syed Muhammad Rizvi

Friday Juma KhutbaOctober 3rd, 2025- Today marks the birth anniversary of the 11th Imām, Ḥasan al-‘Askari (a).- Islam is a straight path, away from extremes.- Imām al-‘Askari (a) urged moderation and warned against extravagance.- One must live within one’s means and avoid debt.- In modern North America, debt is normalized through student loans and credit systems.- Imām ‘Ali (a) warned that debt causes anxiety at night and humiliation during the day.- Credit cards tempt overspending; discipline is needed to use them only for convenience and pay on time.- Banks exploit customer greed and reward those who don’t pay off on time.- Even charity must have moderation; beyond limits it becomes wasteful.- Qur’ān (17:26–30) emphasizes balance: give relatives, the needy, and travelers their due, but avoid wastefulness, which is linked to satanic behavior.- If unable to help financially, respond with gentle words.- Balance in charity means neither extreme miserliness nor extreme extravagance.- Allah controls provision, expanding or limiting it as He wills.- Studying history requires looking at all perspectives, not only the victors’ version.- Indigenous peoples of Canada and Native Americans share experiences of displacement and oppression.- In 2007, Queen Elizabeth called the British landing in Virginia a celebration of three civilizations’ meeting, but Native Americans saw it as the start of land loss and reservations.- The 1890 Wounded Knee Massacre killed 250–300 Native men, women, and children; soldiers received medals of honor.- Attempts were made to revoke those medals, but later administrations insisted on keeping them.- The Gaza “peace plan” reflects the same pattern: drawn up by oppressors and supporters without input from Palestinians.- The plan ignored disproportionate Palestinian casualties and destruction.- Trump stated Hamas should accept the plan after “20,000 killed” and leadership eliminated, implying the remaining 46,000 were innocent victims unacknowledged in the narrative.Donate towards our programs today: https://jaffari.org/donate/Jaffari Community Centre (JCC Live)