Financial Planning Tips During a Divorce with Ali Phillips | Episode 59

Financial Planning During and After Divorce in ColoradoIn this episode of Divorce at Altitude, Ryan Kalamaya is joined by Aspen-based financial advisor Allie Phillips, a partner and executive vice president at Obermeyer Wood Investment Counsel. Allie shares how she and her husband relocated from investment banking on the East Coast to Colorado’s mountain towns, eventually choosing Aspen as home—and how that transition shaped her approach to guiding clients through major life changes.The conversation focuses on how a financial advisor can support people during divorce—especially spouses who may not have managed the finances during marriage. Using the podcast’s fictional clients Eric and Melanie Wolff as an example, Ryan and Allie discuss why early financial guidance matters, how to create clarity around budgets and net worth, and how settlement decisions should consider taxes, liquidity, and long-term stability—not just headline numbers. The episode also covers common post-divorce mistakes and ends with the positive side: how divorce can lead to greater financial confidence, independence, and control over future goals.Guest InformationAllie Phillips is a financial advisor in Aspen, Colorado, and a partner/executive vice president at Obermeyer Wood Investment Counsel. She works with individuals and families through major transitions, including divorce, helping clients understand their assets, plan for income needs, and build long-term financial confidence.Episode OutlineAllie’s Journey to Aspen How a cross-country road trip led to building a financial career in Colorado.What a Financial Advisor Really Does Beyond investments: planning, coaching, and coordinating with attorneys/accountants.Where a Financial Advisor Fits in Divorce Why getting financial advice early helps clients feel informed and empowered.Budgeting and Clarity on Net Worth How understanding income, expenses, and assets improves settlement decisions.Settlement Decisions Beyond the “Big Numbers” Why taxes and liquidity matter when dividing homes, businesses, retirement, and investments.Common Divorce Mistakes Emotional decisions about the marital home, rushing big financial changes, and ignoring future costs.Tax Pitfalls to Watch For Cost basis, unrealized gains, retirement withdrawals, and coordinating with accountants.What is Divorce at Altitude? Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado. To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here.  If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at [email protected].************************************************************************DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.